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Ocean Finance Adverts

ffacoffipawb
ffacoffipawb Posts: 3,593 Forumite
Part of the Furniture 1,000 Posts Name Dropper Photogenic
Are those people real clients or just actors that have fallen out of the Ugly Tree?

I mean, they all look like complete mingers.

Are they genuine clients?

Comments

  • They must be I think!
    They must be completely thick to go ahead with I think £195 'arrangement fee' then 2% 'completion fee' and then be buggered with secured rates of about 12%!!!
    Eric
  • daveboy
    daveboy Posts: 1,400 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I was extremely close a short time ago on starting a thread about crappy loan adverts such as the one mentioned above.

    They treat the UK public like we have the intelligence of a pile of dog mess.

    The worse ones I can list are:

    Loans.co.uk (Tufnell, less said the better as I'll get Martin in trouble), Earth Mortgages (must be the worst one at the moment with that comedy cow), Greenhill Finance (cheesy signs on fences and people walking away), Norton Finance (bloke with a fringe balancing a stupid weight on a tightrope inches off the ground), and Picture (woman with a video camera that isn't on, and the guy on the phone so obviously reading a script - I cringed at the "a bit of rain never hurt anyone").

    But the thing is, there are stupid people using these companies. Otherwise they wouldn't be able to advertise to start with.

    We should start a campaign to get these adverts off the TV (especially Sky, shame on you!) and put them out of business. We have the ASA for misleading adverts, maybe they should have jurisdiction over plainly appalling adverts too.

    It is so bad that I actually turn over as soon as I see them now.

    I really do feel sorry for anyone who has gone with these parasites.
  • Woby_Tide
    Woby_Tide Posts: 5,344 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I reckon it can't be far off one of these companies starting up 'Loans TV' on Sky, given Sky will give a channel to anyone paying the required amount, given the amount these companies seem to spend on their adverts I reckon a continuous loop with interspersed documentaries about how borrwing is great can't be far off
  • daveboy
    daveboy Posts: 1,400 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've got a new one for you.

    In this weeks What's On TV (the one out today) I discovered a leaflet, as you usually do. But this was from a company I've never seen advertise this way before.

    Good old Provident Financial are now involved in some cheesy leaflet advertising! On the leaflet is a picture of a cereal box with 'Ready Loans' on it. Cash loans from £50 to £500 - no problem. Hassle free - no problem.

    But the best bit is the next line......'what you see is what you get'.

    Not one mention of APR anywhere on either side of the leaflet.

    I thought I'd seen it all when I contributed the post above - but Provident are now in on the act too.

    These companies really are starting to irritate me!!!!!!
  • MrSmartprice
    MrSmartprice Posts: 17,625 Forumite
    As PT Barnum said, there's a sucker born every minute!

    There are millions of stupid people in this country who are up to their eyeballs in debt because they just don't get the concept that money spent on credit has to be paid back someday. These crappy loan companies prey on them BECAUSE they are stupid. Remember the old slogan "Borrow enough money to get completely out of debt!" Little has changed, it's just a bit more subtle.

    I used to enforce the Consumer Credit Act, and the credit industry contains some of the most ruthless parasites imaginable. But their victims were mostly people you just could not have sympathy with, especially those trying to live a £50k lifestyle on £10k. If anyone has seen those lifestyle programmes like Bank of Mum & Dad they will know what I mean!
  • garyclay
    garyclay Posts: 193 Forumite
    I have to strongly disagree!!!!

    Being a professional tightrope walker I was having terrible trouble with my balance due to a number of cumbersome boxes.

    After a series of near fatal accidents the ringmaster was threatening to cancel my slot with the circus.

    Thanks to Norton Finance I now have only one box and my show has gone from strength to strength
  • daveboy
    daveboy Posts: 1,400 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    All I can say to that is that you must get that fringe seen to!!!

    Your post made me laugh - great stuff, well done.
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