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IVA & DRO
Archives for June 2015
Discussion List
PPI on a DRO'd Studio Account
Hello, I am a little confused after a letter from Studio Cards about PPI on an account that was covered in my DRO which I had August 2009 to August 2010. They sent me a letter with a questionnaire to see if I was eligible to claim back the PPI. I googled it and found a similar post on here that said that it was worth…
Last iva payment. A few questions.
Hiya, we pay our final iva payment in just over 3 weeks. Should I cancel the direct debit after this payment is made? Also, we had a 3 month payment break a couple of years into our iva, this was due to the arrival of our daughter. So originally the iva was supposed to finish on 28th march 2015. We've already had a…
Separating and selling the family home
Hi, I'm new to this kind of thing so please forgive if this has been asked before! I have recently separated from my husband and wish to sell the family home. He has an IVA which has been in place for 2 1/2 years. What will happen to my share of the equity, if there is any? Will I also have to give my share up to the…
Payplan and remortgaging
Hi can payplan suggest which companies they want you to approach when it comes to remortgaging or is it entirely up to you who you choose? Thanks
payment break question.
The day before I got paid (29th May) I was driving home and my tire exploded. I was stranded so I had to call out a truck who brought me a new tire and inspected my car. I Knew I would have a little extra when I got paid so I paid them the next day which was my payday. I was due my service and thought I would just leave my…
Credit file - 6 years after IVA completion
Hi all, My husband is a couple of weeks away from his 6 year anniversary of the start of his IVA. We checked his credit files yesterday and although most were showing satisfied, all had defaults in the 'months' history. Should these defaults be there? after the 6 years or not showing at all. We would like to apply for a…
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