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IVA with Grant Thornton & PPI Claim..Do I have a right to complain?
Hi guys, I hope you can help, I'm doing a PPI claim for my mum, it's for 16k. My mum paid the PPI off in 2008 when re mortgaging, since then she has entered into an IVA. The company is Picture finance, so as they're in default my case is with the fscs, basically I have got to the end of the stage and they are prepared to…
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IVA F&F letter
Hi all i am trying to put together a deal to sort out an early exit for my IVA by offering an amount in Full and Final etc, does any one have a template letter or words, phrases etc i should use when constructing a letter. Thanks ahead of your advice.
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Iva full and final
full and final advice I am new in this forum, I need advice on full and final payment. Myself and my husband are in IVA , I am paying £154 & my Husband £195 each month. IVA for 5 years and can be extended if we cannot release any equity for another year. My husband should receive 30000 pounds for critical illiness which he…
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Barclaycard loan sar address
Oops wrong forum Hi folks Managed to get the address for a barclaycard and masterloan SAR letter but can't get any answer as to who I make the £10 cheque payable to - anyone know this? Masterloan was a Barclays loan which was drawn into Barclaycard loans I believe.
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Dro-debt over 15,000
After waiting weeks for my DRO to be sorted now seems my debt has gone just over 15,100!! Im gutted and feel like crying! I felt a weight was being lifted getting this and don't know what to do next! They mentioned bankcruptsy but one i don't have 700 odd pound to do it and 2 do my circumstances have to stay the same for 6…
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Financial Disassociation?
I have an IVA and my husbands ability to obtain credit has been affected by this due to one joint bank account we shared. We have been told to apply for financial disassociation so that his credit score just reflects his own finances but not really sure how to go about it? We have closed the joint account so now have no…
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Business account and collection debt
Can anyone help? My husband was diagnosed with cancer and has his own business.The accountant has filed dormant accounts and his business overdraft has continued,he isn't fit to work anymore and we have now been told the bank won't renew it and we have been contacted by the collection department. It's a limited company but…
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IVA Query
Our house was repossessed in 2011 (not necessarily our fault -it was thanks to rapid property/phil martin) and a sale was recently agreed at £71k (joke) was recently accepted. We owe 82k at present, but don't know what fees the lender will slap on the total amount. We have not yet been advised of the shortfall or a lump…
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Unable to get IVA Completion Certificate unless I claim for PPI refund
Hi My IVA was due to be complete in August 2011 but was extended until December 2011 due to some missed payments. My last payment was December 2011. I want to get my completion certificate but my IVA company are now insisting that I complete documents for a third party to instigate PPI claims on my behalf. All of the money…
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Dro help!
I am hopefully just about to be accepted for a DRO threw the CCCS. I wanted to know once the DRO is granted do my circumstances have to stay exactly the same for a year from the date its granted?? Its just Im a single Mum with 3 kids, i am currently a full-time mum. Although i have a partner we don't live together due to…
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Car value for DRO?
Hello Everyone I am single, without kids and was made redundant a few months ago. Since then i have struggled to pay my credit card debt (4K) as my only income has been Jobseekers Allowance and i have nothing left for debt repayment at the end of the month. I went to the CCCS website, put in my details and it was suggested…
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DRO and Car Insurance Renewal
Hi all, I was subject to a DRO in March 2012 which obviously won't end for another 12 months. My car insurance is due for renewal in July. Has anyone had any issues with taking out car insurance with monthly payments due to a DRO? If so, how did you sort this out? Thanks!
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iva con
in 2006 i entered an iva i payed 23.000 pounds back in 4 years in year 5 i offered them 8.200 pounds as full and final settlement they held a meeting with the credditor and it was excepted , this was on the 12 june 2011 , this month i asked a ppi company to reclaime my ppi i was over the moon to be offered 7, 700 pounds ,…
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iva f&f
Hi with an annual review now due I have gathered our paperwork together and ready to go for it. Having spoken to our supervisor feel a bit down about it now. He didn't seem to won't us to make an offer and stated that they are also due £14,000 from any equity released from the property and this offer was very unlikely to…
