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IVA & DRO
Archives for October 2010
Discussion List
What Happens after the IVA?
I have made my last payment to freeman Jones & Our IVA Will end tomorrow 4th October. I have sent them my last 6mths payslips etc & now I presume I will just wait for a completion certificate? What should I do in the next 12 mths to get my credit record clear. It has been a long tough road, but it will be worth it when all…
IVA Standard Allowances????????
Could someone please help me? Are there standard amounts you are allowed within an IVA for shopping per month for two people? or shopping per month for four people etc. or do you submit your budget and if they think your over exagerating your food shop they reject it?
Reasonable expenses??
Hi there, Hubby is currently around 18 months into a Trust Deed. We have 3 children one of whom has mulitiple food allergies therefore our food bill is higher than average. When we originally completed the details the offer of payment was not accepted (they needed an increase of £95) as they said our housekeeping costs…
IVA Prediction?????????
If an IVA were the best course of action, before your creditors are notified by your IVA company do they give you a prediction of how much your payments will be when you have filled out your Income and outgoings? I realise that your creditors may not accept what you offer but do you just send your iva company you financial…
mis sold iva
could you please help ! i have been mis sold my iva and i need some advice on what to do next:(
Marrying someone with an IVA
Hi Everyone, I'm looking for some advice please. In a month my partner and I are moving in together. He has an IVA and has struggled with money, although he's never paid any bills late. Together we've got him on track and he's paying off his debts (now a year into it and going well). I am the complete opposite and I am…
Iva _ not going so well !!
Hi There eveyone , I wonder if i could get some IVA advice from you all. About 4 years ago we enrolled on a debt management program with a company called Gregory Pennington , we had around 27,500 pounds worth of debt.This had built up over a few years after i was made redundant and tried to make a living being…
IVA advice
Hi There I have had a telephone interview with my IVA company ( one we were passed to by CCCS) and they have recommended that because 3 of our debts/loans are in joint names we must have a joint IVA( Me and the Mrs). We didnt really want both of us on an IVA but they say this is the only way to go because with joint loans…
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