What Happens after the IVA?

mtgg

I have made my last payment to freeman Jones & Our IVA Will end tomorrow 4th October.
I have sent them my last 6mths payslips etc & now I presume I will just wait for a completion certificate?
What should I do in the next 12 mths to get my credit record clear.

It has been a long tough road, but it will be worth it when all our debts are clear. - We started the IVA with £86k of debts and will now just have the mortgage and 2nd charge.

Any advice would be appreciated.:kisses::kisses::kisses:

Thanks
Clare:beer: :kisses:

To_be_Free

Have you looked at Credit Reference File Clean Up Post IVA
https://forums.moneysavingexpert.com/discussion/1286063

Max_1066

Well done on completing the IVA ... I bet you're really pleased that's over with, I know I was :beer:

The above link is really useful. I subscribed to Credit Expert to check my credit file and then wrote to each of the creditors to get the entries corrected - they were all wrong initially !! I'd give them a week then call up, they're usually very helpful actually. You will need the certificate so you can send a copy with your letter.

Good luck.

p.s. I tried to get a credit card with Vanquis to try and rebuild my credit rating however it was refused as I'd had an IVA. With hindsight I should have waited perhaps ......