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Query Halifax S&S ISA-Regular investment
I notice within the above platform that you can set a regular investment program for a once only purchase or regular/monthly and the price is £2. Why then do they charge a one off charge of £12(?) for dealing? If i set a regular investment/one off for a fund or share will i be charged £2 or £12? Im not sure their website…
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Various savings accounts
Sorry if this is a duplicate post but I am new here and the site keeps crashing on me. I am a regular saver and maxing out at £85k savings threshold based on the FCS. Is there an alternative to opening up different accounts with various banks and building societies. I do need savings to be instantly available.
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Can I access my ISA without NI number
I opened a Nationeide junior ISA years ago for my son and contributed to it for years until we left to live in Canada. He became 18 a few weeks ago and we have been told he cannot access the money without a NI number which he does not have because he did not get issued one at 16. We tried when he was 16 to get a NI number…
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Flexible ISAs
Anybody know what the best flexible ISA currently available is? (asking for a friend who just asked me, I have the Coventry BS 1.5% that was available around April - I know nothing will come close to that available now) I've advised him to open one with Nationwide (that's where his current account is) and keep as little as…
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LISA Deposit
Hi. I currently have a HTB ISA open but I am interested in transferring to a LISA. I know there is a £4000 deposit limit per tax year however I was wondering whether an initial deposit to a LISA can be more than £4000? Thank you :-)
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Switching ISA from Santander to Ford
For the past 15years or so ive always just upgraded my Santander ISAs but with the rates so low and Ford offering double i thought was time to switch my Cash ISA from Santander to Ford's 2 year fixed ISA. How reliable is Ford, i never knew they did this kind of investment until i did a search and it came up? Also do i need…
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S&S LISA Provider - AJ Bell or Hargreaves Lansdown
Hi I am looking to open a S&S LISA. Comparing AJ Bell or Hargreaves Lansdown, have I done my fee calculations correct, based on my circumstance? £200 contribution pcm, £50 Gov Bonus pcm = £2400+£600 = £3000 pa. Invested into a fund tracker. AJ Bell:* Funds custody charge (including unit trusts, OEICs and structured…
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Opening new accounts
This year my current cash ISA account ended with Virgin and I transferred the amount to a new ISA account with Virgin but did not pay in any new money. Can I open another cash ISA with another bank in order to pay in new money? Can I transfer the existing funds to another bank and then add new money? Thanks
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Moving money from investment fund to S&S ISA
I'm over £6000 up on an investment fund with Vanguard, over a period of 18 months. I currently have this year's 20k ISA allowance available, and a cash ISA with just over 20k in it. Is it possible to move the cash ISA to a S&S ISA then move 20k from the Vanguard fund into it, without any tax liability? Thanks.
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ISA withdrawal from overseas
Hi, After few years here in the UK I will be relocating back to Australia. Looking at forums it seems that I will be able to keep my cash ISA open. My bank has confirmed the same. However I do have the following questions: - I know i will not be able to add to my ISA. But will I be able to withdraw from it while I am no…
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HTB and/or Lifetime ISA
My daughter, 22, had a Help to Buy ISA but was told by her lender, Halifax, that there was no point in using it as it had not been open long enough. Is she still able to open a Lifetime ISA ? Thanks
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Investment Trust in ISA
I hope someone can offer me an opinion on including an Investment Trust in my S&S ISA. My ISA with A J Bell currently contains 4 passive funds, V . L 40 and 60 and A J Bell Balanced and Moderately Adventurous. I read an article online recently in which the writer was praising Investment Trusts and said that every ISA…
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Virgin Money transferring all ISAs to Clydesdale Bank.
Hi, I have a 5 Yr Virgin Fixed Rate E-ISA Issue 138 which I've been notified will transfer to Clydesdale, i would really prefer not to have money invested in a Scottish bank, so my question is do I have any entitlement to, or means of, transferring away without incurring a massive loss of interest penalty? The letter sent…
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TSB cash isa 2016/2018 question
Along with Mrs.what-a-save, we had TSB cash isa(s) fixed for 2 years (2016 to 2018) Transferred out to new cash isa product with Cov BS in April 2018, leaving a nil balance. Recently received from TSB a cheque for just over £10.00 each interest regarding the account ? Clearly the full amount including interest should have…
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LISA + Help to Buy ISA combo for first time buyer couple
If a couple are looking to buy their first house together*, can one of them use a LISA, and the other use a help to buy ISA, and therefore make use of the 25% on both products? I've not seen any info about this precise combination. *I don't just mean the first time they've bought together; I also mean the first time either…
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Charter Bank Easy access ISA gone...
Looks like the MSE recommended easy access from Charter bank https://www.moneysavingexpert.com/savings/best-cash-isa/#chartersavings has been pulled. It was there yesterday and I was about to sign up - now only 5 year fixed showing (unless they will update it later with a different product)…
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Freetrade and ISAs
Has anyone got an ISA account with Freetrade? It's currently free and I've just signed up. However, I can find absolutely no informations on the ISA options they offer. I obviously can't invest my money if I don't know what it's going towards! I don't know if anyone has information on the specific types of S+S ISAs they…
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Paying in to Isa
Hi sorry if question already been asked, but if I put a lump sum into a 1 year fixed cash ISA, can I also make monthly payments in to it as long as total does not exceed £20,000?
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How to cash in Halifax ISA!
This should be easy to find.....but Halifax online doesn't seem to want to tell us....& google is more keen on moving to another ISA!! Is it as simple as going into a branch with ID and getting a transfer or bankers draft from them? Thx!
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Transferring S&S ISA to Halifax Share Dealing
Hi guys, looking for a little advice. I have recently opened a Halifax Share Dealing account and want to transfer my S&S ISA which is currently held by Cavendish. I have to complete a form on the Halifax website and I'm not sure how to complete Question 5. It states 'Proof that your shares have emerged from a qualifying…
