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Self Select Share ISA Charges
Hi guys, Just wondering if someone could help clarify this. I plan to open a self select share ISA (with Selftrade incidently), and they report a 12.50 charge for each trade. However, I plan to stick my money into a low cost fund in a lump sum, which they report as having £0 charges. What happens when the fund rebalances…
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How are Barclays performing this year?
Well it seems unlikely that the A+L / Santander Flexible ISA's will be available for my 2010 allowance (used 2009 allowance last April) Plan B, Barclays. Had a nightmare with these in 2008, heard they had improved the application process in 2009. Any experiences of the 2010 application process? What was the final rate on…
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stock and shares isa
can anyone recommend a good performing stocks and shares isa please?
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ISA rates are poor - will they get better next month?
After the new tax year starts, do you think a load of better deals will surface for new and existing ISA money?
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Dividends in share ISA's
Does anyone now if the Divi's in a share ISA are 'tax free'. Ordinarily, std rate for Divi's is 10%.
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Question about moving Isas
Hello I am new here so, hello!:) I have currently got a Leeds and Holbeck Loyalty ISA that I have had for a few years. So far I have £32466 invested in the account which includes an investment of the £3,600 into the account for the current tax year. I made this investment on 11th April 2009. I have noticed that the Leeds…
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Budget 2010 - ISA limit to rise with inflation from 2011
EDIT: This is a duplicate of a thread start by an MSE bod in the main savings forum so please use that one instead. http://forums.moneysavingexpert.com/showthread.html?p=31170267
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Split ISA Allowance across multiple funds?
Hello all. I've been looking at several funds in which to place my 2009/10 ISA Allowance and have got a shortlist of 3 or 4 (Schroder Alpha Plus, M&G Recovery, Invesco Perpetual High Income) so am just wondering whether I can split the £7200 across them all or do I have to put it in just one? (Previously these decisions…
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When can i put in a standing order for my new isa?
I have filled up my isa for this tax year and wanted to know when i can put in the standing order to put money into next years. Could i set it up for the 1st April even though it will take 3 working days so it reaches the account on the 8th?
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In need of advice
Sorry, I know lots of people are asking similar things at the moment, but I hope someone can answer this quickly! I currently have £3600 in a NatWest Cash Isa Plus that I opened just before the end of the 2008-2009 tax year. I want to stick another £3600 somewhere and I'm not sure whether to open one with A&L and leave the…
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How many Un-funded ISAs per year?
Hi all, It's now a little bit of a panic re: shoving this years (09-10) ISA allowance somewhere. I know you can only have One ISA per tax year, But is that for New money? I transfered from Scottish Widows to Aldermore, Aldermore won't allow any deposits after the transfer, so can I open a new ISA with A&L and fund with new…
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Post office ISA change of address
Phoned upto change address - they said you need to write a letter Wrote and sent letter - 2 months later they send statement to old address!! Can they really not do it on the phone (they made us set up phone passwords) should I write another letter? Can I complain?
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new saver. ISA advice
Hi, So I'm trying to save some money. Was going to wait for the 6th April and then open an ISA but on Friday I should have £1000 to save. Should I open an ISA up straight away and put this in so I don't use my allowance for next year and then open another to save in next year as of April? I'm also not sure what ISA is…
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M&S Flexi Cash ISA
Mrs Hansi and I curently have the Halifax Reward ISA each and are going to cash them in after 5th April as we are non taxpayers and can get a better rate elsewhere in an easy access account. However, Mrs Hansi is a M&S account holder and, as such, would benefit by £20 in vouchers if she opened an Flexi ISA with them. Is…
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Question Of The Week: ISA Transfers & Allowance
Q. We both have nearly £44,000 in an instant access Cash ISA, add next year's in and we'll top the safety limit. You said you can only pay in to one ISA each year. Does that mean we could have opened other new accounts offering better interest & still keep money tax free in the others, provided we don't put cash in it?…
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Transferring
Just a quick question can you transfer an Isa as many times as you like in a year as long as you not putting any exta money in.?
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In-bank ISA transfer
I've opened a new A & L ISA into which i want to transfer my old A & L ISA [irritatingly they make me do this every year when the bonus dies...]. I sent off the transfer forms a couple or more weeks ago but have heard nothing. But just a thought - as I operate both accounts over the internet, and they are now both showing…
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Nationwide e-isa misleading?
Have been looking at transferring my ISA's to Nationwides e-isa (2.75%) as recommended on Martin's guide to ISA's article on this site. On reading through the terms I get the feeling that the small print is worth looking at before anyone jumps into signing up for this. The rate of 2.75% includes a fixed bonus of 1% till 30…
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Foreign govt bonds?
Can anyone suggest ways of putting S&S ISA money into foreign government bonds? It makes sense for me to invest in a basket of bonds, so are there any funds with low charges that do this? (I don't have much truck with high management charges or performance fees). Thanks :)
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Should I transfer
Hi I've got £3,600 in my A&L ISA should I put £5,100 in once april 6th comes or would I be better transferring it all ( as I've already had it for a year would I get a low rate-also I've got a spare 1800-2000 I was thinking of wacking that in the A&L on line saver or the other one I was looking at was the halifax web…
