-
Two Isa Accounts
If I open two ISA accounts and put £3600 in one of them but nothing in the other - is it possible to get in trouble for having two accounts even though one is unused.
-
Who the hell accepts a transfer?
I've got a crap rate cash isa with nearly 6 thousand in, its only been until recently that i realised it just wasn't competetive to others. Basically i want to know what company will accept a transfer and has a reasonable rate? because every where i go like ns&i or egg don't accept transfers! I haven't opened an isa this…
-
Tracker ISA
I have a prudential tracker isa which i have had for about nine years and was doing very well. It has now started losing money at a very fast rate. Should I close it and transfer to a cash isa or sit it out and hope it turns around. It has lost about £800 in 8 months.
-
HSBC - Hong Kong Shanghai Bank Company
I have recently opened an ISA with HSBC but have only just realised what the HSBC stands for. Now I am worried that, if something were to go wrong with HSBC, with it being a foreign bank, would my money be as safe as it would be if is was in a UK bank? Also, I have money saved in a First Difrect bank accountm which is part…
-
Worth buying an ISA?
As a non taxpayer with savings in stocks and shares is it worth buying an ISA?
-
ISA subscriptions and Transfers????
I have two ISA - Cash ISA and a E-isa. I recently asked for the Cash ISA to be transfered, however the new provider has asked me to sign a form which states I will be subscribing for this tax year. I explained to them that I was already subscribed for this tax year with the e-isa. They explained that it wouldn't really…
-
follow on from cautious manged fund enquiry
Many thanks for imput so far muchly appreciated I have taken on board your advice and comments...... On visiting the Halifax tied rep today he informs me that my cautious managed fund is under performing due to the weight of my portfolio in Bonds and somewhat guilts as well as the fall in stock market shares (a double…
-
Investment Trusts - ISAs or savings schemes?
Hello, A quick question for those with knowledge of investment trusts. Would it make more sense to start an ISA by drip-feeding a certain amount each month (say £50-100) or rather start a savings scheme (with a similar monthly amount)? What would be the pros and cons (incl. costs)? Not sure if the question makes too much…
-
Simple ISA Question
I have paid the full allowance of £3600 into my IceSave ISA for this tax year - when I was setting it up I chose to have the interest paid annually into my linked account - not into the ISA account. I did this as I thought that because I had already paid in the full allowance I would not be able to add the interest to it…
-
HSBC Cash ISA - CASH e-ISA
I currently have 5k sitting in a HSBC Cash ISA and am thinking of moving it. From what I can see the Cash ISA is 4.17% and the Cash e-ISA 6.08% so I don't see why my money is sitting in the lesser account or even what the difference is between the two and which is best for me. Can someone explain? All I can find on the…
-
Help a confused teenager!
I wonder if anyone could help me. Went into the bank just a few hours ago to deposit some money into my ISA...turns out I can't - because it's an investor ISA and it needs to be done by Direct Debit! Argh. I have to say the bank totally mislead me on this. I wondered why I have been losing money in that account (I dont…
-
ISA Rules?!
Hi I have what I thought was a SIMPLE question that I just put to my Financial Adviser. He answered it with 'Im not an expert but...' Needless to say he is no longer my Financial Adviser! Ok, the question: Each year I set up a new Cash ISA and deposit the max allowed into it of £3600. The following year, I look for a…
-
Skipton BS fixed rate cash ISA ends tomorrow
Opened my account today but they are withdrawing the offer tomorrow. It is listed as the best buy for a fixed rate ISA in the article. The number to call to get one if you can't get to a branch is 0845 603 4735 and open till 8 tonight. Though typically its not an 0800 number...
-
SKIPTON BS or Julian Hodge for ISA?
Hi All, Both SKIPTON BS and Julian Hodge Bank offer 6.5% for their fixed rate ISAs... but the problem is I've never heard of any of the two. I've done a few search and know some people have used Julian Hodge and found them quite reliable. I can't find anything relating to SKIPTON BS (except that they've posted something to…
-
Time taken to transfer ISAs from Abbey & Barclays?
Anyone transferred their ISA from Abbey to another provider? How long did Abbey take to send funds? Same question for Barclays. My new provider has written to say they've requested the money but if it's not received within 30 days they will cancel the application.
-
Opened Icesave ISA. Not Deposited. Open another?
All, I applied for an Icesave ISA since I have a savings account with them, but I have not yet deposited any money into it. I have now changed my mind about that ISA, and have decided to move all the money away from Icesave. Can I open another ISA with the principality and transfer into that without problem? I quote the…
-
Abbey Transfer in declaration
I'm transferring some ISAs to an existing Abbey Direct ISA. Downloaded transfer form from here Last page has a Declaration section where you have to tick either: I declare that I am transferring funds and will contribute to this ISA in the 2008/2009 tax year or I declare that I am transferring funds and do not intend to…
-
Cautious manged funds
Hi folks I am feeling really uncomfortable with the cautious managed fund I set up with the halifax 3yrs ago, my wife an I have invested over 31k in class c shares ie uk growth, uk equity, corporate bonds, international growth and cautious manged and have never made a penny, at present our plan is only worth just over 28K…
-
NCBS 6.75% Index-Linked Cash ISA
http://www.ncbs.co.uk/ncbs.asp
-
Best guaranteed returns stocks & shares isa
Hi, I'm looking for a stocks and shares ISA with a good guaranteed return. YBS is doing 18% gunaranteed for 4 years. Has anyone seen any good deals on the market with a better guaranteed return? thanks for any help, as its difficult to find anywhere to compare
