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Need an answer re transferring ISA
Currently with the Bradford and Bingley mini cash ISA, this tax year its rate is 6.15 reverting to a crappy 5% something next April. I had no intention of staying with them in April 2008. My question is this, what would happen if I now transferred to the Halifax at 6.20% as far as any interest acrued so far is concerned if…
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Portman ISAs: £30 transfer fee gone?
Until its merger with Nationwide, Portman was charging its customers a £30 transfer fee to transfer ISAs to another provider? Can anyone confirm that post merger this fee is no longer levied?
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Mini Cash ISA... or just savings account?
I have opened a mini cash ISA yesterday, HBOS 5.75% Too late now but was wondering if i should have just bunged it into a savings account. I don't expect i'll reach the £3000 maximum payin (as if!!! Aiming for £1000 and that's optimistic!) I'm not in a high tax bracket or anything.... Think i got kinda seduced by the…
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Can we combine our ISA's
DH and I both have ISA's with smallish amounts in. SH is now a SAHD and isn't earning. Can we combine both ISA's into one???
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Isa Basics - New,Old and tranfers of ISA's
Hi Everyone, I am relatively new to the idea of ISA's and have read through the forums but still do not fully understand the concept.My interest at present is primarily in cash ISA's as I am not yet well versed with stocks and shares. I understand what happens in 1 year,i.e you put your money in (£3000 max for 2007 rising…
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Is NS&I ISA the best at the moment?
Is NS&I ISA the best at the moment, or is there a better option that pays monthly?
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ING direct email address
Hi all, I am about to enter what I feel will be a long term fight with ING direct over the join and get £20 offer. Does anyone know their email address? Phone calls don't seem to be working, Thanks x :beer:
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40k ... how can it be a problem
im getting 40k next week from a work pay off .... i havnt used this years ISA and i have 2 teenagers , i intend to use their allowance , they are 16 and 17. im very tempted to use the abbey super isa for my wife and i (kids have to be 18) to get rid of 12k , and then another 6k in the kids names in another isa .... that…
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What happens to ISA interest when I switch?
Hiya, Being totally fed up with Alliance & Leicester, DH & I are moving all our accounts from them to elsewhere. Already sorted the current account, but now need to move the ISAs - we're going to Halifax Fixed rate ISA Saver which will pay us 6.20% for a year. What I wonder is - what happens about the interest we should…
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ISA's - What happens next...?
I've never had an ISA before and will shortly be arranging one, probably with National Savings. Presumably, if I open an ISA with a £3,000 one-off payment, I'll only get the interest for the remainder of this year. (5th April 2008?) So, next year, on 6th April 2008, can pay in another lump sum of £3,000 which will make the…
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Isa for self employed?
I am a self employed designer. When I get paid, I put a percentage of my money into a seperate account. Then at the end of the tax year (end of Jan), I will have the money in there to pay my tax. I currently put this money into a Nationwide e-saver account (5.80% at the moment). Of course I get taxed on my interest. I…
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Bmw Isa
This was mentioned in Sunday Times: http://www.bmwsavings.co.uk/bmwuk/direct_finance/savings_and_inv/perf_isa/overview/0,,,00.html 6.7 % Gross until Sept 2008. Seems a good deal. Any comments please?
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£4500 to save
Hi, I know very little about savings accounts, ISA's etc. I've recently come into £4500 which I would like to put away for a few years and gain as much interest as possible. I've been reading up on ISA's but it sounds like I can't put £4500 straight into an ISA? I've got a cheque for that amount at the moment - don't know…
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portman mini cash isa
I currently have a Portman Building Society mini cash isa. Portman are due to close this month and move to the Nationwide Building Society. I have a few weeks in which I can move my mini cash isa without incurring any penalties. Should I let it go to Nationwide or take this opportunity to move it to somewhere else? Who…
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Mini-shares ISA: if/when to close if want to invest in mini-cash??
Dear All Am posting on behalf of Mr Lion, who currently has £3k in what looks like a mini-shares ISA with Legal and General. He now want us to pay all his monthly isa money (we both save a sum from our salaries into isas) into a mini-cash e-isa. Although I've read the FAQ and understand that shares must remain shares and…
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Tessa Isa
I have a £12000 tessa isa maturing within a few weeks with Leeds and Holbeck. I'm thinking of transferring this to Nationwide Toisa paying 6.15% one or two year contract. This suits as it has a local branch (Leeds does not) and my other accounts are with Nationwide. Would you think this a bad move. Can leave it in for up…
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What Would Happen...?
What would happen if a Fund Supermarket such as H-L went bust? Would you lose all your investments? Would it not be better to buy the same funds from their respective suppliers e.g. Legal and General, Standard Life or whatever so that your "eggs are not all in one basket"?
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Missing ISA
HI My husband and I invested into a mini share ISA in 2001 through a broker. We only put £50 per month into it and only did it for about 12 months before cancelling the DD. Meanwhile the broker passed on all his dealings to another company who wrote and told us they had taken over. I cannot recall any more info being sent…
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Cost of Maxi ISA
Hello, I just have a quick question for someone in the 'know'. I have £6k that I would like to invest in a ISA for approx 10 years. I have been to see my advisor at Natwest and he has suggested a balanced fund. Im quite confident that the ISA is the way to go, but I just wanted to check that what I am being charged is…
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Easiest way to buy a tracker?
My hubby has just asked me (in my p.a./general dogsbody capacity) to sort him out a 4K tracker ISA with this year's allowance. He isn't interested in any other funds (I did ask!). He already has an existing M&G FTSE tracker ISA, and a Selftrade ISA. What's going to be the easiest way to sort him out with this? I figure if…
