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1 year fixed rate ISA matured 2007-2008 allowance used what now?
Hi, i had a one year fixed Isa with Alliance and Leicester which has just matured with just over 6000 in it. I have already used my 2007-2008 allowance this year with Barclays what is the best thing to do with this money? Help... all suggestions welcome thanks!
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ISA limits...putting money in/taking out
Hi all, This is probably a really stupid question, but one I'm not sure of, so sorry in advance! I have a mini cash ISA with M&S, which the limit per year is 3k. It has about £1900 in at the moment, and I need to withdraw about £500. I should be getting an inheritance of about £22k in the next few months (hopefully), which…
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National Savings & Investments
Hi I have some savings in a National Savings & Investments account (not taxable), and I was wondering if I could still apply for a student maintenance grant? The grant would help towards the tuition fees and living expenses, along with my savings. On the form you fill in for the grant, (PN1 form), it says to declare all…
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H&L vs Chartwell vs Moneyworld
which fund supermarket does everyone invest with and why? i'm investigating which Mini S&S Isa to open. i've read martin's guide.
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Investment opportunities for 17 year old
Hi, I'm 17 and have some ns&i bonds that will mature when i become 18, I also have about £3,500 in savings with Nationwide, my bonds should total about £5,000, and have just inherited £3,000 from my grandad who died in July, so I will be looking at £11,500 to invest -in the grand scheme of things it isn't a lot, but it can…
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Fixed ISAs - Should I transfer them?
Hi, I'm a bit confused with what to do with my ISAs. I currently have two with Halifax: 1. 5 year fixed at 4.8% opened Feb 04 with 3K 2. 3 year fixed at 5.75% opened Dec 06 with 3K Now I just found out that you can transfer ISA funds, as previously I have just been opening new ones. Is it possible to do that for these…
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Advice please re Mini-Isa's
Please bear with as I'm new to this. In April of this year I put 3k into a mini-cash ISA with the Bradford and Bingley. What I didn't realise until I joined this brilliant site is that I could have also put 4k into a mini stocks and shares ISA as well (they never told me). Anyway my questions are these:- 1) Is it advisable…
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Maxi/Mini ISA tax benefit confusion!!
Hi there, Apologes if this question has been asked a million times!Although i've been reading about ISA allowance I'm still slightly confused. I currently have a Maxi ISA and put £7000 into it in 1999 and £7000 in 2000, all in shares. I haven't added anything else to it for 7 years. I am now saving again and want to save…
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Transfer all ISAs into one, or leave as lots of seperate accounts
Hello all, Firstly, despite the title, this isn't just applicable to ISAs but to any account (ISA, savings, pension etc..) Lets say I have 2 "accounts" that are EXACTLY the same (ie same AER, same charges etc.. etc.. etc..) and I have £1,000 in each account. Would I get more interest if I put all my money into just one of…
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help with barclays mini cash isa
help with barclays mini cash isa because ive done a search and am still confused. is the tax beater still available to new customers or not...i cant work it out.:confused:
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Stocks and Shares ISA - Where to start?!
I'm slowly picking through all the threads that look relevant but in the meantime I thought I'd ask anyway as everyone's situation is different. I have the maximum amount I can put in a Mini Cash ISA. I also have around £35k which is in a savings account. Whilst I don't envisage needing access to it, I don't want to tie it…
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Which Is Better
Which is better, A maxi stocks and shares ISA or a mini and a cash ISA?
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Just want to save £50 per mth best place to do this please?
I am a numpty I know and I have read loads on the subject of ISAs etc but not sure what is best for such a little investment. I would like to know I could take the money out if I was desperate but I will be doing my best to just keep saving it. Any suggestions? I looked at legal and general ISAs but there are so many it…
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This is what i've done
Hi, I had a meeting with someone in Natwest to sort out my savings. I know i can probably get a slightly better deal by going to another bank but i want to stay with natwest, but just want to see what you think of what ive done. i've still got over 30 days to cancel anyway i had ~3 grand in my current account (it was still…
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can i split my maxi isa between 2 providers - tracker and self select
Hello, I have £5k in a self select maxi isa with self trade. and i wondered, am i allowed to use the other £2k allowance for a L & G tracker isa with a different provider by paying £100 ish a month for the rest of the year rather than a lump sum. Thanks.
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Cash in 1 ISA or part of 2
My wife and I both have identical cash ISA's from nationwide, that we started in January 2005. Each year we have invested the maximum of £3,000 each. We now need about £12,000 and want to take it out of this money. Is it best to take it all from one, or to take half from each? Thanx to anyone with more brains (doesn't take…
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Bradford & Bingley eISA
Does anyone know what B&B are playing at. Their eISa rate is very good but about 2 months ago they discontinued it for new customers but still applied the full .25% rise a couple of weeks go. They do still have ISA bonds aavialable to new customers but they seem like a silly idea and what is supposed to happen when the…
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Guys, I'm worried... Funds are already £50 down!
Afternoon all, I recently started investing in funds (3 months ago to be exact), after doing a LOT of research. Unfortunately, they are already losing money, the 2 main ones being the 2 UK Other Bonds listed below. When I opened these, I did so with £500 each, and have not touched them since. The other 6 funds listed below…
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Changing ISA... current one losing money!
Husband opened ISA with lloyds TSB (to do with Scottish widows) about a year ago. He put £7000 in and we now have £6800 in there. Neither of us know anything about money stuff... I havent even got a bank account. Basically as soon as the bank found out we'd inherited a lump sum last year they phoned us and got hubby down…
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Company share scheme and ISA
Hi I have been using my companies share scheme over the last few years and now have had my second batch of shares come to me from it. Last years shares from this went directly into the HSBC Invest direct product and then transfered into the linked ISA. Over the last year the dividends have been paid as cash (they cannot…
