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Car accident insurance advice
Hi, My wife had a minor incident earlier today, she was driving and admittedly going a bit slow (25 in 30) zone as she was unsure where she was going and following sat nav. During this a BMW was aggressively tailgalting. She started to turn right according to sat nav, then realized it was wrong and it was actually a one…
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USA Car Rental insurance query
HI all, We're about to go to Orlando for 10 days. We've got a car hire included in the cost of the holiday (Virgin Holidays) from Alamo. Just trying to work out the best way to get insurance sorted out. The rental only comes with basic 3rd party cover included so we definitely need something on top of this. I'd rather not…
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bodily injury claim to MIB. Do I get a solicitor or not?
About a month ago i was involved in a Hit and Run accident on my motorcycle. An uninsured (and probably stolen) car hit me head on, I flew over the windshield, cracked screen and landed on the roof and fell on the side. The driver didn't stop, fled the scene and abandoned the car nearby. My bike is totaled and i suffered…
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Non-standard walls?
Currently getting quotes for buildings cover on a 70s Wimpey dormer style semi. In previous years, while I've declared the partly flat roof, I've said that the walls are brick. However I've notice that in the form I'm now completing the question is "Are the exterior walls made entirely of brick, stone or concrete?" (my…
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Buildings Insurance for 2nd Home Occupied by non-rent Paying Son
Hi, Having a little difficulty finding buildings insurance for our second home (mortgaged) which will be occupied by our son during his time at university. We are not taking rent from him so landlord's insurance is not apt but normal cover requires the property to be the policy holders' main place of residence (which it…
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Travel Insurance with Private hospital Cover?
With the state of Greek hospitals and other countries with money problems, I would be very afraid to go in their public hospitals, most Travel insurance will not cover private hospitals, I have read bupa will cover them. Can anyone recommend other travel insurances who cover private hospitals, or one which you have had a…
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Travel insurance with a bank account?
On another site that I was looking at as a guest, some people were mentioning that they got free annual travel insurance included with their bank accounts. Does anyone here know much about this? It would be a real money saver for us as we travel about 3 or 4 times a year, and always get a policy to cover. We used to have…
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£115 per hour + 2.5% initial fees
I just sought some IFA advice about a couple of pensions I have and I was quoted £115 per hour for advice for each - roughly 3 hour each - so >£600 in total and then there was a 2.5% fund transfer 'fee' if I took uo any advice (i.e. £2,500 for each £100k pension pot) This strikes me as rather excessive - fees for the…
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health insurance definition
Hi, To cut the story short, I have recently joined HSF (hospital Saturday fund) through my employer, great !! It says there is a weekly payout for temporary disablement up to 52 weeks following an 'Accident' and unable to work, either policyholder or partner and no children under 16 years, that's fine .. My wife has…
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Life Insurance & critical illness cover and mental health
I'm currently buying a house and as part of my mortgage application I also applied for life insurance and critical illness cover underwritten by legal and general. I had raised blood pressure about 5 years ago but after having a 24hr monitor the Dr determined it wasn't consistently high and I had a bit of white coat…
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Day insurance for young driver who has just passed test
Hi, My daughter (21) has just passed her test a couple of weeks back. She doesn't live at home as she works in another city - therefore I can't have her on my insurance. She is having a car that used to be her brothers first car that is insured for me, but she's not having it for a few weeks yet (has to sort out parking).…
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Unum group payment protection buyout offer
Hi I had an injury at work a few years ago and after many spinal operations been on long term sick leave since. I have been getting a monthly benefit of 50% my basic salary from unum. I have recently been offered a lump sum settlement agreement to finish my claim and sign away my employment rights also end my employment.…
