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I need help with car insurance
Hi there, I am a 25 year old woman who has literally just passed her driving test. I really need help with the insurance. My Father has been driving for 20 years and I'm wondering if he should be the main driver? Or if I should? Should I go for comprehensive cover? Any help would be appreciated. Thank you :)
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Home insurance - different rules for different brokers
Hi all I have a property which was underpinned in 1983 and as such I pay much more for my insurance premiums than a house which is not underpinned. When we bought the house we were offered a policy via the broker A-Plan with Ageas. This was withdrawn when we advised that the house had been underpinned. A-Plan advised that…
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CAr Insurance Hike after moving to New Build Home
I've recently moved to a new build home and as part of that have updated my car insurance details. I was left gobsmacked when my insurer essentially raised my premium by 65% in response to the change. I appreciate an element of any motor insurance policy relates to the cars location (ie. home address) but to me the hike…
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MSE News: Enterprise customers begin to receive compensation after insurer goes bust
Thousands of Enterprise Insurance customers will start to receive automatic compensation for defunct motor policies over the coming days, after the Gibraltar-based company went bust....Read the full story: 'Enterprise customers begin to receive compensation after insurer goes bust' Click reply below to discuss. If you…
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home insurance claim help please??
HI I damged a power amplifier recently by knocking over ac up of coffee on to it. I am with Halifax home insure and have a new for old type of cover. I was happy for them to try and repair the amplifier but they have informed me that they can not repair the item. They asked to to prove ownership of the amplifier.( i…
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Content Insurance - Confused
Hello, I am looking into getting a home insurance for the flat I am renting but I am a bit confused about the content insurance and accidental damage. What exactly is usually covered? If my TV one day stops working will it be covered? Or if i drop a cup of tea on my laptop by accident? Or if my sofa breaks while I am…
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Cheap way to get phone insurance and breakdown cover?
I had a Barclays letter come though today: I used to pay £7 p/m for phone insurance and breakdown cover (Graduate Additions). They ending the Graduate Additions account for everyone and changing it to an Higher Education account. I will now have to pay £9.50 p/m for phone insurance and breakdown cover is an extra £10.50…
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Start Rescue - less than honest?
My breakdown cover with Start Rescue is coming up for renewal at the end of November, and I was pleased to see from the reminder email that I was entitled to a loyalty renewal discount. I phoned them up, because I have to renew online or by phone and was on the verge of renewing when I decided to just check the level of…
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Insurance
Hi I have the above but as think most insurance go will only get a pay out when one of us dies ? Is there an Insurance which I can get a a payout after certain amount of years as long as i keep paying the amount on regular basis As you can see that Pensions are been hit left right and centre and there is a chance of we may…
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Enterprise refund from broker.
I purchased van insurance through quoteline direct, underwritten by the now defunct enterprise insurance. My policy has been cancelled halfway through and i have had to buy alternative cover at a much higher price. I am due a refund but quoteline are saying they need to wait on an fscs claim and i will only get 90% of the…
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Insurance cancellation
Hi I've just phoned my 18 year old sons insurance to get a quote for a new car as his has gone wrong. To be told they won't insure that car so I've just asked them to cancel the policy to be told I've got to pay£150 . Can you tell me is this correct as they won't insure the new car and another insurance company will??…
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aviva car insurance
does it work out cheaper to get rac breakdown cover through aviva car insurance, and do they up the price of the breakdown cover the following year.
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Mobile Phone Insurance Issue
Apologies if this is not in the correct section. Last year I had a problem with my phone and I claimed through my insurance who couldn't fix it so sent me a replacement. My original phone was a HTC One M8S and due to availability they sent me a HTC One M8 Eye, which at the time I agreed to as it was pretty much the same as…
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Category C write off
I have my car insured by Tesco Car Insurance and a few months ago someone had scraped the side of my car and knocked my wing mirror off whilst it was parked outside my house. I had no proof or witnesses to provide them with so I went ahead and paid the excess. It was taken to one of their approved garages and Tesco…
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Innocent Party But Car Insurance Loaded
My car insurance is due in a couple of weeks. Just after renewing last year a car coming towards me ran wide (left hand bend) and clipped my car which was stationary at the time. Everything was, I thought, settled quite quickly. However my renewal has come through and is nearly 150% higher despite full, and protected, NCB.…
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car insurance claim confusion
I was involved in an accident last week. My husband was driving and a vehicle travelling on other side of road suddenly appeared and hit us head on. We only have vague recollections of what happened after wards and were taken by ambulance to hospital. Fortunately another driver stopped and called for police/ambulance and…
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How to Check if Old Life Policy Claimed
Hi everyone, I'm in need of a bit of direction about how to find out if a old life insurance policy was claimed. I was clearing out some of my late mum's old papers last weekend and found a couple of life policy documents that she took out a couple of years before she passed away and I'm sure werent picked up by the…
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Personal Injury, Second Opinions & Surgery after RTC
Hello, I am hoping someone here will be able to offer some advise as I am not sure what to do. Background, I was involved in an RTC in June. A drunk driver hit another vehicle at speed, that vehicle ricocheted and hit the front of my car with some impact, The front of my car was crushed and my right leg trapped. Although…
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Life Insurance Q
Is there any issue with me paying the monthly premiums on a life policy for my partner that is written in trust for my benefit? I do not trust him to pay the premiums as he has been dishonest financially and is a gambler. We have a mortgage, not married, own property as joint tenants. I have a life policy through my job…
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Replacement phone
I've recently paid the excess to get a replacement phone as my original one had a cracked screen with white lines running down it, plus the charge port became faulty. It was still useable but I decided to get a replacement anyway. This was with my banks phone insurance. Before the damage occurred I planned to sell this…