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Black box cancelled insurance
My daughter had her car insurance cancelled by the black box company as they said she persistently went over their limits. However they also sent notification to say that the Motor Insurance Database record for the policy had also been cancelled. So my question is does this need to be declared forever when she tries to get…
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Home Insurance whilst in a Care Home
Does anyone have any experience of having to amend home cover for their own home for someone who has had to go into a care home? Any suggestions as to Brokers or Insurance companies?
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Amazing saving on my Home Insurance
Hi guys, I had a tweet to post this in here (hope it's the right place?) about my latest home insurance. I received a renewal from Churchill for home building and content insurance and I was just going to accept it as it was just £130, not a huge amount I know but I noticed on MSE that Legal & General were giving a £70…
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Critical Illness benefit definitions
Hello All, This is my first post here and I was hoping that someone could shine some light on the mysterious subject of critical illness cover. I have a “Life or earlier critical illness” policy with one of the major UK providers. Earlier this year I got very sick and was admitted to hospital. 2 days later I had heart…
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Contents and Buildings insurance (Mobile phone included)
Hi guys, I'm looking for some decent Contents and Building insurance for my home. We've just bought some new mobile phones and want them to be included in a policy. Unfortunately Zurich who we are currently with do not offer this. Does anybody know any insurers that offer mobile phone insurance within their policy? Many…
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Friends Life - life not that simple.
Thirty Seven years ago (yes, that long ago), my wife and I took out two Whole Life policies to cover the mortgage in the event of a death. During that time, we moved home 23 times and the policies changed hands four times. Three months ago, I though it wise to let Friends Life know where we were, and I gave them full…
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Multiple Over 50s Life Insurance Policies?
Hi, my Mum is 54 and has recently been diagnosed with a terminal illness. Currently, the best guess for the time she has left is around 2 years. She was looking at over 50s life insurance plans and it seems well worth doing as they don't require a medical. We were wondering if it was possible to take out multiple plans and…
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Allianz -drive ano car 3rd party
Allianz (via gocompare) was the best quote for comprehensive insurance for my daughter's car. When going over the details I was informed this cover did not include 3rd party cover to drive ano car with the driver's permission - this was an extra £46.48. There was nowhere I could find this on the "details" on the web page…
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Insurance settle a claim without me knowing
Afternoon All, January this year my wife was putting our son in the car and when she had put the seat belt on him and was just about to come out of the door a car crashed into the side of it throwing my wife back into the car. Now we had witnesses who saw this happen and the driver wasn't going to stop, so the witness ran…
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Elephant Car insurance match online competitor
My son had his auto renewal through from Elephant today, a whopping £1276 for TFT (1 years no claims, & 1 year full licence. Went through all the comparison sites and individual companies as advised on here. Cheapest quote £625 via Compare the market, Diamond insurance. Also a subsidiary off Admiral. Elephant matched…
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Right Choice Insurance
Hi Everyone, Being inexperienced and stupid in may I took out car insurance with Right Choice Insurance, what a big mistake I'm telling you :mad: Being my second car but first time I had to sort out my own insurance I didn't have a clue: went on gocompare.com and they came out the cheapest and naturally being a mom and…
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Does NO claim made become a CLAIM on home insurance
Hello. Sorry for the long text below, but I like to be accurate! My wife and I have held (and still do hold) home insurance continually for 35 years at this property where we have lived continually and have only made 2 claims since 1979. 1993, theft of personal belongings, £1000 and a cracked window whilst decorating,…
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Block of flats building insurance
I am a long lease holder in a block of flats where there is a right to manage company (RTM) who have appointed a block manager. The RTM recently and without consultation introduced a water leak policy which means that they will not allow leaseholders to make claims under the block building insurance. Instead, the RTM…
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Car Insurance low value vehicle
This week a vehicle has run into the back of mine. The issue now is my car is low value. Therefore if i claim they will write the car off and i will have a low value cheque and have to put some of my money towards getting a new car. Also have no one to take me to view other cars so it will be a real hassle finding a car to…
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Claiming Insurance with Exchange rate
I've tried to search but quite hard to word this problem, so cant find any info on it. I paid part of my health insurance hospital bill in July, I've now come to reclaim it in October. I went to a Thai hospital The insurers are saying that they are reimbursing me on the exchange rate on the day I paid the bill. I think…
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Home insurance nightmare!
My Dad had a leaking pipe once which caused some rot and asked his then insurance if they'd cover it. Someone came out to look but they refused the claim and dad paid himself to fix the damage. He didn't declare a claim on his next year's quote as he thought there wasn't one. All was fine. This year he went with the AA and…
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Deposit replacement policy
I have a yearly shorthold tenancy, and did not pay a deposit or bond. I was instructed to pay £175.00 each year for a deposit replacement policy. I never really understood what this was and have in the past asked for a copy of the policy document from the letting agents but this was refused. They said I could never make a…
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House Insurance - Do I have to cancel it for my current property when moving?
Hi, We have just exchanged contracts on selling our current property and purchasing a new home. We have already paid a full years fees for our current property (paid up front last December). We have enquired whether we will be due any money back seeing as we intend to cancel on 31/10 because we won't be at the property any…
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subsidence
hi Hoping for some advice. I started shopping around for this years insurance and Aviva have told me that they cannot insure me because of subsidence. I have lived at my house for 7 years and have never had a problem and as far as I know there has never been a claim on my 1950's house. I live in a small road of 8 houses…
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Life Insurance - Friends Life ???
Hi. My fianc! and I are completing on our first house tomorrow (exciting!!!) and we are trying to arrange life and critical illness cover. We spoke to our mortgage advisor who suggested Friends Life, initially we went along with it because we are pretty naïve and haven't done anything like this before but the price was…