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Travel insurance for UK resident
As some of you may already know, my wife is a Russian citizen living here as a UK resident. Should she need to go to see her family on her own, does anyone have any recommendations for insurance companies we can look at for policies for her please?
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Admiral took money from my account
I had a home contents insurance policy with Admiral but renewed with another insurer. The policy was not on direct debit or standing order. They still took the money from my account despite writing that my acccount would lapse if I didn't renew. When I called, I was told I had to provide evidence of who I had renewed with…
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Hastings Smartmiles - Avoid! Avoid! Avoid!
I am so upset and angry! My 18 year old daughter took out a Hastings Smartmiles policy about 6 months ago - this is one of the policies with a black box that allows the driver to build up a driver history with the idea of reducing premiums as they demonstrate safe driving. They are very much marketed as a 'young drivers'…
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Mis-sold Level Term Assurance cover
Hello I currently have a repayment mortgage with the Halifax and have 5 years left to run. When we took out the mortgage we were sold a level term assurance policy as the life cover for the mortgage. As we are on repayment mortgage our payment outstanding has reduced hugely over the years , when I rang an queried that our…
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Car Insurance Cancelled - what to do?
I've received a letter from my insurer saying that they have concerns about the accuracy of my details and my policy is cancelled. They have asked for all sorts of proof of details, I've sent it and yet they still cancel. I have 6 days of insurance left and am worried a future application could be rejected in the same way.…
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Personal Accident insurance
My daughter rides a friend's horse regularly. As it is not hiring the horse from a riding school which has insurance I thought I should look at personal accident insurance. Does anyone else have this type of insurance and if so where do you get it from. She isn't in the Pony Club.
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Unexpected cheque - what would my rights have been...?!!
I was made redundant earlier this year and so decided to stop paying into my income replacement cover plan for critical illness (as I didn't have much of an income to replace anymore!) I received a letter to say that I could resume the plan within 12 months if i paid back payments... fine i thought. Then last week i…
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RAC Car Insurance Renewal 350% Increase
Last year I paid £204 for fully comp insurance with RAC. Unfortunately in July 2014 my car was involved in a minor collision, other party was at fault but Im still waiting for my excess to be refunded. I will not bore you with the details or a sob story but its been one of those years and everything was chaos around the…
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MSE News: Car premiums rise as insurers fail to crack down on fraud
Motorists are seeing the cost of taking out car insurance increase for the first time in more than two years... Read the full story: Car premiums rise as insurers fail to crack down on fraud Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to…
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House insurance due but moving soon??
Hi My home insurance is due for renewal next week. But we are looking to exchange contracts on a new house in the next couple of weeks and be completing with a month I don't want to not get any cover for our current property just in case things fall through/something goes wrong/burgled etc in the mean time. Can I get short…
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Life insurance/ critical illness insurance
Hi I am thinking of getting some life insurance but am totally confused! life insurance will pay out if I die within a certain period of time but how does that compare to critical illness insurance? I'm guessing critical illness insurance pays out if I get a condition covered by the policy so I could get a lump sum and pay…
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LV home ins quote too good to be true?
just been quoted £116 for up to £1m rebuilding cost and 50k contents cover with legal expenses included and just £100 excess. Too good to be true/anyone had experience of LV?
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Cancelling house insurance renewal?
Does anyone know if I am obliged to cancel my renewal for my house insurance by phone if I get a cheaper quote elsewhere? I have had my renewal notice through and do not want to spend 15 minutes on the phone to my company just to say I do not want to renew with them. I have cancelled the direct debit so they cannot take…
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MSE News: Don't underinsure your household belongings, Ombudsman warns
If you're taking out contents insurance, ensure you don't underestimate the value of your goods, the Ombudsman warns Read the full story: Don't underinsure your household belongings, Ombudsman warns Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our…
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Car Insurance Accident In July
Hi had an accident back in July, other parties fault and settled with third party claims company. Since then I tried to cancel my car insurance as i no longer have a car and this was denied. I've therefore, been paying insurance while not owning a car. Is this right or is there anything i can do about it?
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Life Insurance Cover - Recent Kidney Condition Diagnosis
Hi all, I wonder if any of you can help. I've recently been diagnosed with a kidney 'condition' ... it's anatomical rather than a disease. Basically I have holes in my kidneys which my consultant thinks have been there since birth. He doesn't think they will affect my kidney function and my prognosis is 'excellent'. Does…
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Car Accident - 3 months NO RESPONSE!
Another car crashed into mine at a roundabout back in July I paid my excess of £300 and my car was repaired by my insurer. I sent details of the accident, photos of the driver, his car, the damage and full details. Originally they said the guys insurance company couldn't get hold of him and that they need to make contact…
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Saga Home Insurance- do they hike much after 1st year
I'm tempted to switch to saga to save £75 on my home insurance but have read older stories about them eg having a v low initial premium and then a big hike next year, making it hard to avoid renewing by default etc I would have thought there's be more about it in news stories than I can find if true, does anyone know of…
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money car finace and arnold clark vri payout
Hi i am hoping somebody will be able to help me out here. My gf wrote off my car in a low end shunt (her fault ) we have been waiting for the insurance payout which was sent to moneyway car finance on the 10th by 1st class post. They stated everyday they didnt have it but low and behold its been cashed by them a few days…
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Car insurance renewal advice?
Hi everyone, My car insurance is up for renewal but I'm confused about what answers to provide when searching for quotes. Little backstory. We had 2 cars in the household, both in my dad's name both with me as named drivers. Dad has 20+ years driving experience and has built up plenty of no claims discount and is protected…