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Car insurance for a 17 year old
Hello all, My son turns 17 in December, and we were looking at the costs associated with him being a driver on my wife's Polo. It's a 1.2 - 2009, factory standard car. She's had no claims for 10 years, and we've both got no claims bonuses. When I've checked on the comparison sites, it appears to be £750 on his own…
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Car insurance
Can anyone please tell me how I can get the "drive other cars third party" extension on my insurance. I'm a driver/valeter for a hire car company. The insurance company said because I drive other vehicles that is the reason for the extension not being in place. Is there any other job that I could say that I do. Without…
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Life Assurance Advice Needed
Hi, We are completing on our first home purchase in 10 days time and I need to sort out the life assurance. Mortgage will be in just my name. So questions I have are: a) When purchasing, are we asked to go for medical checkup. I am healthy otherwise. b) is it really worth spending lot more money going for critical illness…
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One call Insurance - Policy Time On Risk Charge
Hey all. We're on the money diet! We've been living the lifestyle of reducing our outgoings since reading Martin's book all those years ago. Where some years we lapse with paying attention to renewals and simply continue policies rather than looking into the competition, this year, after a house renovation and a squeezed…
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Can a travel insurer cancel a policy due to a new diagnosis after cover is taken out?
Hi everyone; it's been quite a while since I've posted on here, but I have an urgent issue with my travel insurer and have been told to ask about it in this forum. Thanks in advance to everyone who takes the time to read this and reply. In 2012 I was diagnosed with cancer. Understandably whilst I was undergoing treatment I…
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Critical Illness Cover
Hello I have been recently diagnosed with a critical illness and would like to claim my insurance. However, thinking about the lengthy process 1) should i go through the insurance broker/advisor who obtained this insurance for me few years ago ? 2) Or is it better to deal with the insurance company directly? 3) Also, when…
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cancelled home insurance.
Hi all, Just out of interest, a few years ago....maybe 3yrs I had a policy with LV for home and contents. I made a claim for a water leak and afterwards LV cancelled my policy and said they would not reinsure me as I had made too many claims over a short period of time. Alll claims were checked by a loss adjuster and…
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Claiming back car insurance excess for a none fault clain
A woman crashed into me last week, my insurance company have offered me £2500 for my car. My excess is £425 so they said that they will write be a cheque for £2075 now then send me another for £425 when they have claimed the excess of the woman insurance who has already admitted liablity. This is no good for me as in need…
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Car insurance - Refused Cover
Last year admiral cancelled my car insurance because my visa debit card had been replaced (different number) and they couldn't take a payment. They had already sent me the document saying I was covered, so when they sent me a warning letter, I assumed it was spam and didn't open it. They claim they emailed me, but they did…
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Car Insurance
My husband was in reverse gear on our drive. He had not even moved when a works van came from over the other side of the road, up the curb and hit our car. The guy driving the van was on his mobile. Our insurance is stating that my husband is liable because he was in reverse. We have pictures showing that the vehicle was…
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Cheapest Way?
Hi All, I'm after some advice please :D I've just bought a different car and changed the details over on my current policy. However I still have my old car to sell, I should've kept that on my current policy temporarily but forgot. To add it back on would be £46 for 7 days (£25 of that an admin fee), which is still way…
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Car insurance auto renewal of 1yr legal & breakdown cover
Hi, My car insurance was automatically renewed on 21/4/14. I did not receive (& thus read) the insurance renewal documents prior to this due to 1) I was out of the country on holiday 2) I have since moved flat due to unforeseen circumstances As my renewal quote was ridiculous, I have decided to switch. On calling the…
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Subsidence and difficult Loss Adjuster
In Jan 2013 an end terrace property that I own developed cracks in the two story section of the property that protrudes to the rear. They were only small cracks 1-2mm in the wall of the kitchen & bathroom above and in the external render that is approx 15-20 years old. We advised our insurer who sent out a Loss adjuster…
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Contents Insurance
I moved into a smaller house and my insurer, the AA, have told me that the insurer does not provide cover for my house ! She said that she couldn't find out why, though I am not sure I believe that. But anyway, she said that because of that the insurance will be cancelled, And although there will not be a cancellation fee,…
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Car insurance: business cover for let property?
Hi all, Would you know this? When getting quotes for a car insurance, I get offered the choice between "social only, social&commuting, or social+commuting+business use". Do I need to take "business use" as I sometimes travel to a property I am letting, 200 miles away? (and I claim those miles against my letting income).…
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car insurance voided and no refund !!
not new to this site but new to posting. cut a long one short... recently purchased a car from a aquaintance. as soon as i could. i got the car insured with privilage through an online form. all fair and well until 8 weeks later when i. recieved letters saying prove no claims bonnus so i did, subsequently recieved letters…
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Occupied House Insurance during probate
Hi, My dad's House is going into probate. My brother and I are both executors and beneficiaries. Dad's bank who he has insurance with have said that the insurance should go into my brothers name as he is still occupying the house. Our relationship is a bit strained and I am concerned that if he damaged the house in any way…
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They just keep taking payments...
I had a proper look through my account this week and noticed a payment coming out for 'Budget (Avon). I called the bank and they cancelled the payment, but it looks like I've been charged monthly for some sort of insurance I didn't know i had. Granted, I should have been on top of my bank account, but that's no excuse for…
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Pet Insurance for Rescue Dog
Just trying to get insurance for our Pedigree dog we got from Dog Trust. On the insurance form it asked "Has there been any complaints about the dogs behaviour" He was placed in the rescue kennel because of his chewing. I contacted the insurers and explained this. When I changed the tick box on the application, it says he…
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Bought New Sim Only Phone Need Insurance!!
I have just spent a small fortune on a sim only phone, received it, nice phone. I decided to look into insuring it, all the companies ask for a sales/despatch receipt with IMEI number in the event of a claim, the company I bought from (Direct Tvs) says they only have a sales vat invoice which I have tried to explain is no…
