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Contents Insurance - How do they treat New for Old on discontinued items?
Hi all It's that time of year again where the insurance is up for renewal. I keep a spreadsheet of all the items in the house, and am just updating it for the first time in a few years. I have a small home studio and I play guitar. I therefore have a lot of audio equipment; a lot of which is no longer available new.... So…
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Boiler Cover for Mega Flo electric boiler
Hi Guys! I really need some boiler cover for my electric boiler - Model Mega Flo Heatrae Sadia, but everywhere I look they don't cover electric boilers - Has anyone any experience of this or managed to get theirs covered? TIA
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A funny thing about car insurance..?
I was unfortunate enough to be involved in an accident that required my car to be recovered to a bodyshop for repair. I discussed the pros and cons with my insurer, of the car being repaired by a VW (that's what I drive) approved repairer, but the insurance company assured me the repair would be of the same quality and…
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Travel insurance claim
My wife and I have travel insurance included with our bank account We were due to travel abroad next week but after a visit to the doctor today my wife reqs tests and as been advised not to travel, so we are claiming on the insurance. We are also due to go abroad next month and are hoping my wife will be clear by then,…
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Any advice on...
Hi All, I am in the process of renewing my car insurance and was wondering if any of you ever heard of/dealt with Autonet Insurance Group? I think they might be brokers. How about RSA? Thank you.
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Admiral Multicar - dodgy maths
Hi, Just thought I'd share an interesting fact. Admiral multicar uses number cars and number of drivers ratio to access risk. That's logical where you have one driver and 4 cars say. It's less logical where you have 5 drivers and 4 cars as it increases the premium on all cars. Take my case. 4 family members, 4 cars. Now…
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Urgent advice needed... house insurance during probate
Hi everyone I am currently in the process of applying for probate. The house insurance on my late mother's property is due to be renewed but I am unsure who's name the new insurance policy should be under. I am the sole beneficiary of the estate, so will it just be in my name? Thank you for your help.
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Travel Insurance For Overseas Resident
Hi, I am a UK citizen but am resident in Tanzania. I will be travelling to Dubai and the Maldives for a summer holiday. The few online quotes I have had state that I must be a UK resident. Can somebody advise me where best to get travel insurance? Thanks
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Leaking Whirpool Bath 3 months old who to claim from?
Had new bathroom fitted, everything done. New bath, toilet, units, floor & wetwall. Bought the whirlpool bath online. Comes complete, just needs installed. Problem from the start! Phoned to check that delivery would be on time, i.e in 2 days time, 14 days after order. Sorry cant see your order on the board they said? Spoke…
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Car Insurance no claims after 2 years not insured
My No Claims is from over 2 years but under 3 years ago. I can get a policy that takes my no claims up to 3 years but it is quite a bit more expensive then a policy that accepts it up to 2 years. Is it legal and doable to get the more expensive policy that accepts my no claims for a month or 2 (on pay monthly) and then…
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Van insurance - business use/social and domestic
Hi Everyone, I found myself in a horrible position today. I haven't driven since 2007 apart from Sept 2009 to March 2010 for six months. In the past I have insured my car for social and domestic with business use as I carry clients, that is take them to appointments etc. This is normally £10 to £30 extra on the car…
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Laptop Insurance
Hi, I have recently purchased a shiny new Macbook Pro. I was hoping to get some advice regarding insuring it. I plan to be taking it out and about - and want to do so with peace of mind (in case of loss, accidental damage or theft). Has anyone purchased similar insurance? If so, I'd be glad of tips regarding the best…
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Suicide attempt - refused life insurance
Hi just wondering where I stand on this subject. I was in a dark place about 4 years ago and made an attempt at my life when I was 24 I never did it before and don't believe I ever would again. At the time my circumstances were very different to what they are now and an attempt at my life is something I never want to do…
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Longer term insurance for abroad
My daughter is going to Australia for eight week as part of uni course. What kind of insurance will she need? Will it cover flight cancellation etc. Or does she need two different types of insurance.
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Need some serious help re Medical Bills in Tenerife
Didn't know where to post this one guys but I need some serious help here! To cut a long story short my Father In Law is in Hospital in Tenerife after suffering a serious illness whilst on holiday, he has some Travel Insurance which we thought until now covered his medical costs while in Private hospital. We had a call…
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Caravan Insurance
Hi, Does anyone have any recommendations of where to get Caravan insurance please?
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Cancel or keep car insurance?
I intend transferring my car (insured in my name) to my Son. He will be registered keeper, and have a new insurance policy in his name with me as a named driver. My insurance will be transferred to a new car within a month or so. My question is what should I do with my insurance policy between transferring the current car…
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Insurance Claim Offer - Should I accept?
Hi, This post relates to the insurance on my bicycle (i.e. push bike). The short story is that last year I had an incident, and my bicycle insurers subsequently paid out on my claim. Unfortunately, the crash report that the insurers used to calculate the value of my claim didn't pick up on a crack in the base of the frame.…
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3rd party insurance problem
Hi, Wonder if anybody here can give me some advice? On Friday I was driving my father’s car – I am not a named driver on his policy – when we were involved in an accident, we were rear-ended while stationary in a traffic jam. The other driver, whose English was very limited which made any discussion very difficult, refused…
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Phoenix Life ( ex Brittanic Assurance)
I wonder if someone can help me - I recently found a couple of endowment policies for myself that my mother set up that I never knew about. Brittanic Assurance have now moved to Phoenix Life and I contacted them to ask about getting the payout as the maturity dates were 1999 and 2004. They informed me that as it is over 6…
