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What can I expect to happen to renewal price? (Flood area)
Just wondering if anyone has any views on what I can expect to happen to my home insurance premium, come August. My situation: I live in one of the areas that was flooded (Surrey). All of the roads around me were badly flooded, as were many of the houses. However, the houses in my road are built "sensibly" for the area-…
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Family income benefit and joint death
Hi, My wife and I have a family income benefit policy which will pay out a monthly income to either of us should the other die and up until either of us would have reached aged 67. But what if both of us died at the same time and we weren't survived by our child? Who is the money paid too? We have wills written to avoid…
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Home insurance for leasehold flat
Hi all, I'm hoping someone can help me. I live in a block of flats with share of freehold. We have communal buildings insurance for the block paid for through service charge, and we have to have our own contents insurance. So far so simple. However, since I have been living here there have been two instances where a leak…
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Direct Line £60 M&S e-gift card promotion.
Hi, Has anyone got any idea how you actually get these vouchers? I waited 120 days from the date of the purchase then contacted Direct Line to see when I would receive the vouchers, they said that it had nothing to do with them and that I was to get in touch with MSE. I did this by the online form I then got a reply on the…
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Changes to car insurance policy.
Does anyone have a motor insurance policy which allows you to change vehicles without paying extortionate admin fees?
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How to get specialised motor insurance
We are currently purchasing a commercial van which is being converted into a motorhome and are really struggling to get insurance. Only Adrian Flux has offered a quote which was expensive, I have tried various others who can not help. What is the next best step? Does anybody have experience of this situation? Many Thanks xx
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Legal services on car and house insurance
Hi. This is my first ever post! I am due to renew my car insurance but I'm not sure if I need to add legal services which is an extra £27. I will have the same dilemma when I renew my house insurance too. I heard that as I am in a union, they would cover any legal services should I require them. Can anyone please verify…
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travel insurance - pre-existing medical cond.
Looking for a recommendation. I need family cover for a euro trip. I have mild hypertension that is medicated. Disclosure really seems to send quotes much higher. Any recommends?
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What's the deal with Policy Expert?
I've just been looking at home insurance for my parents. I will easily be saving them over £600 by changing from their long-term provider! However I wonder if I should push my luck... I was on confused.com and most of the results where broadly the same, but Policy Expert was £50 cheaper. When I was trying to find out about…
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Mis-sold car insurance...None the wiser through Be Wiser
Hi there, have benefited from reading here but would like to post as I feel truly stuck! I am having to decide whether to cancel car insurance and try and get my money back on the basis of mis-selling by Be Wiser. Any replies much appreciated! Last had a car and insurance over 2 years ago, so last car insurance finished…
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life insurance for 70 year old
My mum has no life insurance apart from a work scheme that ends on her 70 th birthday. What plans are available enough too bury her if she passes away thanks for a reply
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Legal & General pet insurance cancellation admin fee
I took out pet (dog) insurance on Saturday 10th May for a rescue hound, and arrangements did not follow through so I cancelled the policy yesterday (13th May). The policy T&C state that cancellation within 14 days of the policy inception incurs a £30 administrative fee. Am I entitled to require a breakdown of how this fee…
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Refund from AA
Hi - has anyone had any luck in getting a refund from AA on their auto renewal - if you didnt receive your policy documentation or notice of renewal Please can you tell me what you did to manage to get the refund Thanks in advance
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Unauthorized auto renew payment taken by AA
Hi Sorry for the long post - but recently I noticed that AA had taken a payment from my credit card for auto renewal of breakdown cover. They have my email and postal address & I keep receiving letters & emails about AA rewards , but I never received any letter notifying me of the auto renewal or even any pack with my new…
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wrong quote
Privilege house insurance taken out 12/12/2013 and paid in full .Today received a letter saying that they had made a mistake and that the accidental cover shouldn't have been included.If i require accidental cover ring a number or I can cancel and get a refund.Can I hold then too it as a contract ????.
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Travel insurance for a 12 year old travelling on his own
My 12 year old is travelling to Cyprus with his granddad and I need an travel insurance policy that will cover him on his own. Can anyone point me in the right direction or have any experience of this? :beer:
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Travel Insurance for a round the world trip of 37 days
Hi Can anyone recommend a company providing travel insurance of a trip of more than the standard 30 days. It must also pay for medical costs directly to the hospital in the States in the event it is required
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Income Protection
Hi Guys Just after a bit of guidance; I've been offered a new job (which is a promotion and pay bump) in a new firm which is all well and good but i'm one of those really risk averse people and wanted to see if I can take out some sort of policy that would protect me against any unknowns. I've come across the above…
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Who is at fault?
Quick question on this one. I approached the roundabout below in the left hand lane, to turn right. Signage on the run up indicates those for that turning to use both lanes. https://www.google.co.uk/maps/@50.84693,-0.980299,3a,75y,299.86h,67.69t/data=!3m4!1e1!3m2!1sOZBZuWBbHFX_w6Cngfybjw!2e0 On the roundabout itself, the…
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Minor accident - 50/50 and personal injury
Hi all. Sorry, I think this is going to be a long one. A fortnight ago I had a minor accident at a roundabout. I was in the left hand lane to take the exit at 12 o'clock. Another driver on my right moved to exit the roundabout while I was going straight on. She knocked the front right of my car and damaged the left side of…