-
Too good to be true? Second-car insurance discount?!
Hey, New member. I've been to the forums a few times before but never had a need to post until now. I don't want to promote any companies in my post but I want to know if I am missing the bigger picture here. I live with my partner and my car insurance is up for renewal. I have 9 years no claims and I found the best quote…
-
Stand Alone PPI
Hi everyone I have a stand alone ppi policy from nationwide to cover my mortgage if I'm ill. I called them yesterday to let them know I'd moved my mortgage. I was told it covers nationwide mortgages only. I've now moved to lloyds tsb. Can anyone tell me what a stand alone policy means? I was under the impression it was an…
-
Travel insurance
Hi All Need some help please? Just got back of holiday , we left after a weeks holiday to return to the airport, on the way we stoped for a drink at a beach caf! , lots of cars about and lots of people , when we returned our car had been broken into and all our luggage was taken from the car boot . Phoned the insurance…
-
Income protection insurance
Hello, I'm new and just wondered if anyone knew anything about income protection insurance? I'm thinking of getting it but don't want to fall into any potential traps. If anyone has any good advice that would be great, thank you :)
-
Insurance for selling
If you sell a few items on eBay, Gumtree or an Internet forum are you required to have some sort of insurance to cover you? I have some aquarium equipment I no longer need and want to sell it but a friend has told be I'd need liability insurance incase something went wrong with it and someone got hurt. I only thought that…
-
Insurance query.....
[FONT="]The gas pipes in my house were 15mm running from the meter to the kitchen supplying both the boiler and cooker. Two third are exposed and when fitting a new boiler the exposed part was replaced with 22mm from the meter till where it goes under kitchen floor. [/FONT] [FONT="]In order for the boiler to work…
-
Home Insurance - Cant find anyone meeting mortgage requirements
Hello I am looking for home insurance for our first house however we are struggling to find insurers who meet all the mortgage requirements which are -Association of british insurers -Index linked -Santander noted on policy - In event of cancellation/non renewal insurer will make santander aware - In event of substantial…
-
Car Insurance Renewal with Prosecution Pending...
Apologies if this query has been asked already. My friend is renewing his car insurance today. Several weeks ago he had notification that his vehicle was speeding (which he accepts) and has completed the paperwork to this affect. It is very likely that he will receive 3 points. Admiral have stated twice (queried and…
-
advice re silly insurance price
Hi everyone. After a little bit of advice. I passed my test in Dec 2011. Did my pass plus and got my insurance with coop young drivers. Always paid via direct debit each month on time, always had excellent scores via the box in my car. My current insurance is £588. I pay £49 per month. I am due to move house in July. I…
-
Car Insurance claim - what do I do now...
Hi I'd really appreciate any advice from you guys........... So last week I parked my car overnight in the basement carpark of the building leased by my employer. This carpark is 3 stories down, and to access it you have to drive the car into a car lift. My car was the only car parked there, and overnight there was a burst…
-
One stop insurance
My car insurance & buildings & contents are due for renewal. I want to phone one company to take all policies and hopefully obtain a discount in the process; does anyone know if any insurance companies offer such a facility?
-
general illness insurance
Hi, I've just started work at a new company as a full-time, permanent employee. Having read the employee handbook, i've found that they don't pay sick pay (except for SSP). I'm in a well-paid job in the 40% tax bracket, but that means if i fall sick for say 2 weeks, i would lose £2k in income. Is there any sort of sickness…
-
Buildings or Contents Insurance? - Which one are these items usually covered by?
Hi all I am currently going through the house and totally all my possessions to make sure I have adequate cover. There are a few things I am unsure about and wondered if anyone could clarify whether they usually come under Buildings or Contents insurance.... 1. Carpets 2. Carpet Underlay 3. Lino 4. Doors 5. Door and window…
-
Post Office Over 50s Life Cover - for my Mum
Is the Post Office Over 50s Life Cover any good? My Mum would like to take out an assurance/insurance policy which would pay out when she dies (hopefully that wil not be a very, very long time yet) but she doesn't know where to start and she has asked me about the Post Office Over 50s Life Cover as she received a letter in…
-
Accident in company vehicle - excess cover
My nephew has started a new job which will give him a company van which he will be expected to bring home every night. There are two issues, 1. In the event of an accident the company have told him that he will be responsible for the first £1000 of any damage incurred! This doesn't sound at all right to me but I wonder if…
-
How did a car insurance claim get this much?
Clearly i thought wrong, but it was my understanding that if the cost of repair was more than the cars worth, much more, then they wouldn't do it - it'd be written off. My brother had an accident at Xmas time where he went into the back of a Corsa C. It wasn't a fancy Corsa, just your bog standard 1.0L/1.2L (can't remember…
-
Advice with car insurance claim
Hi all, I was involved in a car accident whereby a tree fell on my car whilst I was driving. It was a windy day, however, the police at the scene of the accident said the wind was not strong enough to have brought down a tree of that size and I was lucky to escape with just a bang to my head. No one else was involved. The…
-
Insurance and woodburning stoves
Hi there. Good to be on here asking a Q. I hope someone can help me with a quick query: is a repair/refurb of a woodburning stove part of home or contents insurance? We have two woodburning stoves in our cottage and had a fire there a few months ago. The house was badly damaged and we are in the process of settling a both…
-
low speed accident - other party claiming personal injury
Hi I'm after a bit of advice. A few months ago I had an accident in London where i bumped into the car infront of me because he abruptly stopped just after moving forwards when the lights went green. We both pulled to the side of the road and agreed there was no damage but he wanted to exchange insurance details anyway. I…
-
House insurance when business registered at home
HI everyone I need to renew my house insurance but am getting hampered because both my husband and myself are self employed and so our businesses are registered at our home Hardly anyone seems to want to insure us or they are very expensive Any suggestions for insurers to approach? Would we be better going to a broker? FYI…
