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WARNING: Swiftcover no longer accept Amex and didn't bother to tell anyone
A week ago I renewed my car insurance with Swiftcover using their online service and paying with the Amex card which was stored on my account profile. The policy was due to renew today and I was advised that they will take the payment today. This morning I woke up to an email saying that they couldn't process my card…
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Are we paying too much for life insurance ?
Hi , i have life cover for myself and my wife with Zurich which was obtained via a broker. We have had this cover for some years now but i've noticed Ad's on the TV quoting quite low monthly payments with cover around £100,000. I'm not sure if the policy we have is anything special and we currently pay £160.00 per month…
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Insurance price increase after claim help
last year my car was vandalised and set on fire. The police didnt catch the person who did it and I had to claim on my insurance. My policy has now increased, are the insurance companys allowed to discriminate against victimes of crime? and how can i get a cheaper policy?
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Non Contribute Pension Scheme
Hi I was in my company non contribute pension scheme and I wish to know if what has been paid in to the scheme by my company will be able to take the scheme over to my new job as am leaving the company ? Await your response Aayush
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Can anyone help me? Quote Me Happy are making it very difficult for me to pay them.
Yes you read that right. I've not had any issues with Quote Me Happy since I got a car insurance policy with them last year, but the proverbial hit the fan a few months ago with my finances when I just didn't have any money to pay the direct debits. Now I'm having difficulty paying them... I contacted them about my bank…
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private medical insurance
can anyone please explain why insurance companies agree contracts with private hospitals at significantly higher rates /charges/fees than the hospitals would charge to a private individual ? this is increasing health premiums whilst seeming almost fraudulent ie. how can you charge 2 rates for the same procedure ? sirlearie.
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Don't think insurance covers it - could I sue the council?
Today I was driving very slowly up a drive way towards a children's play centre. The drive way was located off a public road. A child on a scooter scooted by in front of me, the next thing I knew I heard an almighty bang. A vehicle restriction device which was a very large metal pole - around 2 ft high had come up suddenly…
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Really confused - advice needed.
Hope someone can help me out with a bit of advice. My mum always sorted the house insurance but sadly she passed away in December and the direct line policy is up for renewal, I can't renew, I need to open a new account in my own name. Direct line are quoting £450 which seems high since there's over 5 years no claims.…
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Life Assurance
Hope someone can advise and not shoot us down in flames for our stupidity 20 years ago we had gone to a financial advisor and arranged amongst other things a pension for DH, an endowment mortgage and 2 life assurance policies. The company no longer exists having gone into administration and the owner barred form being a…
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Virgin insurance claim rejection
I was in Beijing over Christmas and unfortunately my Mum passed away during that time so I had to buy another flight. Virgin has now rejected my claim, saying that I knew she was ill when I was leaving. The thing is, she was expected to make a full recovery (I would not have gone to China otherwise), is there any point in…
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Protection plan for washing machine
I'm recently separated from my husband and having to deal with a lot of financial items for the first time. Bought our Hotpoint washer/dryer in December 2004. It broke down (can't remember the date) and when we called we were offered a chance to take out a protection plan and pay it off over 12 months. My husband did this…
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Cancelling Minibus Insurance
Hi Guys, Quite new here, so bare with me! :) I've just got off the phone to my old minibus insurance company and I'm nearly in tears as I feel completely robbed... After a year of being insured through a broker on our 17 seater minibus, I recently renewed our policy with them for £900 over another year. About 3 weeks in, I…
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MSE News: Car insurance costs fall
"Car insurance costs are continuing to fall, with the average annual policy now under £747, according to the AA ..." Read the full story: Car insurance costs fall Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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OH off cover for 10 months - NCB?
As some of you may know, my OH is out of the country for 10 months. While he's away I will be selling my car and driving his (seems daft to keep them both going), and thought about just putting myself as the only driver on his car. Then I got to wondering if this would affect my OH's no claims discount? If he has no…
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Thanks moneysavingexpert.com
Inspired by your recent weekly email newsletter I wrote to Tesco insurance and suggested their decision last year not to pay out on a claim for glasses lost in Florida because I did not report it to the police during a Tropical Storm / Toprnado / State of Emergency was unfair and unreasonable. I suggested they reconsider…
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Supercover mobile phone insurance
Hi, I took out Supercover insurance for my Blackberry Bold 9900 on 18th April 2012 after buying my phone on 18th December 2011. My phone has recently broken (software fault) therefore i have made a claim with Supercover insurance to fix or replace my phone, they asked me to send them a Proof of Purchase document which has…
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Mobile Phone Insurance 02
Hello people, I'm a regular peeper of this forum in that if i have a problem i usually read through threads of help unregistered and get knowledgeable information... But for the first time i've had a problem which i can't solve, or find anything about. My Mother has a Pay Monthly contract with O2, She's been with them for…
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Exchanged drivers licence made my car insurance premiums high
Hi Everyone! I have a problem with my car insurance renewal. I have replaced my Full EEC drivers licence last year. I have now Full Uk drivers licence which states that the document is valid from dd.04.2012.it expires in 10 years time. On the back of the licence it gives the dates in which I passed my driving tests which…
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Small car accident, not my fault, other party wants to pay
Hi all, This past weekend a car reversing out of their driveway hit my parked car on the passenger side, denting and scratching both doors. He knocked on the house we were at to say he'd done it, sorry, he hadn't seen my car. We went and looked at the damage and he wrote out his details (name, and phone numbers. His…
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AXA Car Insurance NCB policy change 2012 and 2013. Any help?
Hi, I recently noticed AXA changed their policy on how much NCB you lose after making 1 claim. You are reduced to 4 years regardless of how much NCB you had once you pass what seems to be a 6 year cap. So I had 9 years NCB and I've lost 5 years after 1 claim bringing me down to 4 years... that does not seem right. I can't…