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Car insurance - early renewal
My car insurance is due on the 30th November, but I phoned up and renewed straight away when I had the renewal notice. I opted to pay in full using a credit-card (I have an interest-free intro one at the moment so works out cheaper than paying the interest to pay monthly). This was around 2 weeks ago and they haven't…
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Landlord Insurance
Morning everyone, well my renewal came through yesterday for my landlord insurance and its gone up a bit so I thought I would shop around. Read an article on the main page about the valuation of house etc for landlords insurance ie - the cost to rebuild. It then directed me to a site that would work out the cost to…
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Lender wants interest noting on buildings insurancepolicy
We are taking out a mortgage and have not come across this before. The lender (Santander) is stating that if we arrange our own buildings insurance they want the property to be either jointly insured (us and them) or their interest noted on the policy. I understand why but I went online to get some insurance quotes and…
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Quick question about car insurance no claims discount
Generally speaking what kinda of discount are you looking at for each year no claims bonus. I read this on car expert.co.uk I know it varies for each insurance company, but is this generally true ? I'm having a dispute with my car insurance over a claim (3rd party originally admitted liability then retracted it and my…
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NEED TRAVEL INSURANCE but have started travelling
I've been travelling for 2 months in Australia, in a couple of weeks time I fly to Bangkok and 3 months later go to Mumbai. I've just realised that I don't currently have any travel insurance (Long story - I thought I'd sorted it before I went, but haven't). I want to rectify this asap but have been told that it's…
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Building Insurance
Looking for advice/information. I live in a house owned by my daughter. She does not live on the property. Is it possible for me to take out building insurance for the property in a joint policy with both our names included or one of our names. The only type of insurance I am able to find on the internet is Landlords…
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Life Assurance Claim - Smoking Issue
Hi All, First timer - thanks in advance for any help / comments. My partner and I took out life assurance with Scot Prov in April 2007, before we had our 1st child. We both declared as ex-smokers, having stopped in approx xmas 05 / new year 06. It was hard to remember, but we knew it was >12months. We confirmed we had…
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transfer minicab no claims bonus onto a private car
my dad has many years no claims bonus on his minicab and he is planning to buying a second car for social use, so he requires a second policy. Unfortunately he has been told that he cannot use his minicab no claims history when taking out an ordinary car policy. Q1) Are there any companies that will accept his no claims…
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Sorn
Hi, In need of some advice, have declared my car SORN as I am about to receive my company car therefore would be pointless running 2 cars, however i have managed to get a refund on the tax disc, but do not know what to do about my insurance. Paid an annual fee in September 2011 for fully comprehensive insurance, but now…
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not sure if this insurance is worth it
hope someone can help me please. ive been to the bank today and they have been trying to sell me a "for life insurance". i have a life insurance with some one else at £18 a month for a £40,000 payout if i snuff it before i reach 64, but this other is just to cover funeral expense for £4000 at £28 a month. now going on my…
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Panicking slightly - Holiday insurance
We have a holiday booked for May 2012. We have booked flights, accom and transfers all seperately but our accom is with Thomas Cook and i now hear that they are in trouble. If i insure the holiday now, will i be protected? I know i may be able to claim back on my credit card but i will be left with the flight and no where…
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Life Policy Question
Hello A family member recently passed away and unfortunately the life policy was cancelled just a couple of months earlier. My question is, if the illness was present during the policy term but undetected until the day they passed away is there any hope of being able to make a claim?
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insurance claim payment on invoice to contractors or directly to us???
my father in law has had a large flood in his bungalow with the local water company at fault. The damage is immense and we have decided to have the works done by our chosen contractors due to the insurance company already being useless. can someone tell me where we stand with regards to having the work done and payment…
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Tesco Life Insurance - Clubcard points
Following a tip from MSE followers I took out a life insurance policy from Tesco recently purely to bag the clubcard points on offer. However, I can't remember the minimum period I need to retain the insurance for to qualify! And I cannot find the original thread. Can anyone help please? Thank you
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Company life assurance but no P11D/BIK
I have seen a few articles written about changes that effectively now allows a Ltd to buy life assurance up to 15x remuneration with the benefit paid to the deceased employee estate but with no BIK/ P11D type tax implications. Articles have commented that there are only 4 writers of such business at the moment but don't…
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How much do you pay for Buildings and contents insurance?
I'm going through the process of getting quotes and was surprised to find such big differences the cost for similar or same cover. I spoke to my father-in-law the other day who lives in the same area and a similar size house and he quoted he paid £150 per year. I was astonished as no quote was near that amount. My quotes…
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No claims made on previous buildings insurance
I'm in the process of getting quotes for buildings and contents insurance for a house that we're looking to move into soon. When asked on their websites directly or even the comparison websites, they ask about previous insurance and claims. In answer to these, which are honest, we've not made a claim on buildings or…
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ipad2 warranty
Please excuse if this is in the wrong place.Can anyone tell me if they know of anywhere that offers a warranty (spillage,damage,loss,theft etc)on an apple ipad2? Apple them selves only offer a 2 year cover for battery and technical faults at £80 many thanks for your reply's
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The curse of the £100 excess.
Hi, Since I've returned from my Summer holiday, I've had these things happen to me. 1) Sarah stood on a tube of artificial tanning compound, thus leaving a long brown streak on the bedroom carpet. Not worth claiming on the insurance as the £100 excess meant that it made little financial sense. 2) Richard's room had a…
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Failed DD charge from Insurance company
Hi Quick question! I messed up my dates and my Car insurance Direct debit bounced (my fault completely!). So, a few days later they take the DD again (i knew they would do this) BUT they also tried to take an extra £20 (for late/failed payment). Now, I understand that this will be covered by their T&C's BUT can they vary a…
