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Is it illegal to have 2 car insurance policies on 1 car
Hi as above really, same driver on both policies only 1 person. basically i'm over my milage limit on my insurance and to increase it they want £175 - my renewal is 2nd Jan so hardly worth it. I've paid my policy up as it's over 10 months but they want £20 to cancel the policy, i'm planning to go with another provider and…
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Insurance for young driver with special circumstances
My daughter is 20 and is hopefully about to pass the practical driving test. She is employed full time as a security officer at an Airport and works late shifts finishing between 22.30 and 00.30. Everything I read about young drivers advises that late night driving is to be discouraged to keep insurance costs down. Does…
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insurance advice - not at fault
My wife was picking up my little girl today and the neighbour across the road reversed into our driver door, she has obtained insurance details and the lady has admitted to doing this. What is the next step please? 1. Do I notify our insurance company? 2. Do I make contact with the the lady who hit car imsurers also? Any…
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Settling Privately - Wise Idea?
A friend (a relatively new driver) was involved in a minor car incident recently, in which the two cars connected at low speed in a car park resulting in minor scratching and dents. In retrospect, she believes the neither party was clearly at fault for the incident. However at the scene of the incident the other party was…
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Buildings Insurance cancellation, Do I pay?
Hi, I'm new to this so apologies if it's in the wrong area! I took out a buildings and insurance policy (reluctantly) in December 2010 paid monthly by Direct Debit and all had been going well until October this year when my OH closed our joint account and all Direct Debits were transferred by our building society to his…
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Short-term contents insurance - impossible?
Hello, I've searched for answers on this forum but did not find any, although others have been asking the same question: Is it possible to purchase short-term contents insurance? I am moving house in 2 months to a property that already has buildings and contents insurance, but in my rental I need 2 months more contents…
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Looking for combined MPPI and Life Assurance. Help!
Having just managed to secure our first mortgage, our financial adviser is trying to sell us an insurance policy which is basically an MPPI policy but with life assurance in there as well. So basically the mortage is covered in the event of sickness, unemployment AND death. However his quote is quite high and I can't seem…
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Car incident and insurance
Someone drove into my car the other day and it looks as though my car is a write off. They admitted liability at first then changed their story to say I was at fault. I have witnesses to say it wasn't my fault. So, never having had an accident before, I have some questions: If it is a write off, the amount I'll get won't…
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to cancel car insurance with claim on going
I have a claim been made against me for alledgeedly injuring someone while parking my car. The policy runs to april 2012,but i no longer use the vehicle. What i would like to know is if i cancel now will the claim still be dealt with. I feel if i ask the insurers they will say yes as it would be in there interest to get my…
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Travel to Asia
Hi, I am looking to travel to Eastern Asia next year, and am confused about travel insurance. I currently have an annual policy for worldwide travel for trips of up to 31 days, but I plan on staying in the Far East for around 6-12 months. I have no idea where to start with insurance, as the quotes I have got only cover to…
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No claims discount refusal! Help!
My boyfriend recently changed his car and was surprised to find that his insurance premium stayed the same despite the fact that his new car had a much smaller engine, so he shopped around and found a better deal which he took up. He cancelled his previous insurance policy, and was told he had to pay £600 for doing so! He…
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Is it a pre existing condition?
I scratched the surface of my eye in 2009. It healed, then ruptured, healed then ruptured, healed then ruptured, now healed again. Specialist says that it is now cured (as he said the other times...) and I have been discharged (again). I have fake tears to water my eye with 8 times a day to stop it drying out - and will be…
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confused by home insurance claim :/
hi guys so basically i got a new iphone 4 and it required a micro sim card which i didnt have, so i took the phone into town and i lost it on the way their i put in a claim with my home insurance who have asked for the following 1) proof of purchase...provided 2) estimate for replacement...provided 3) police crime ref…
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please advise Insurance query
Please could someone advise. i injured myself and was told I could possibly be off work for 6 months. A few weeks later I mistakenly cancelled a mortgage insurance I had been paying for a few years. I noticed the error about a month later and phoned the insurance company to say I made an error and they said they will send…
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wrote off by stolen /drunk driver car
Hi guys new to this but at wits end so hoping for some advice.My daughters car was written off by stolen car whilst parked over night the police where first on scene recovered the offending car then called on my daughter to tell her.there where no witnesses .following a trip to police station the next day apparently the…
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Substantial increase in life assurance premium!
Hi everyone. Very briefly...original life assurance policy taken out 20 years ago with Sun Life... Premium is £46 a month for life cover £54,000 FriendsLife now in charge of the policy and they wrote to us that they have reviewed the policy after 20 years and if we still want the same cover we will have to pay......£198 a…
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insurance missold or not
When i took out a extra loan from the same provider as my mortgage they supplied an insurance policy which i thought was an endownment to pay off the loan at the end of the term, but now i have been told it was only a life insurance policy can i claim for being missold this policy?
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Car insurance - increase in price after no-fault accident
A bit of an odd situation this... My car insurance is due for renewal at the end of this week. On the 31/10 I got a renewal reminder quoting £760 (which is bad enough - but it gets worse). Also on the 31/10 someone drove into the back of my car damaging the bumper. The insurance company said it seemed a straight-forward…
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car insurance rip off
I spoke to my car insurance company today to change an address. They have quoted me over £600 to do this. I paid over £300 for the year. How can this be. Ive changed an address last year and it cost me £22. I have asked to speak to a manager so i am now waiting for a call back. Surely this cannot be possible.
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Car insurance cancelled -please help
Hi all, am posting in absolute desperation. 12 months ago I missed 1 direct debit for my car insurance (53p short). My ins. company did not inform me when they would try to take the money again and as a result I again did not have the funds available. My ins company then cancelled my policy. I did manage to find a company…
