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Car insurance call backs
I trust its not just me but yearly when my car insurance comes up for renewal i always scour the market for the best available deal One thing that constantly bugs me despite all efforts i try to stop the call backs is insurance companies constantly ringing me with their better offer. My question to them is always the…
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Motor Insurance: Changes to cover you may not know about.
To all you car drivers out there, check your policy details as back in the day when you were insured to drive "any other motor vehicle not owned or hired to you" has changed with a lot, if not most, companies to drive "any other motor car not owned or hired to you". So if like me you've been borrowing your mates van or…
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GAP Insurance - Car 2 Cover FSA Protection ?
I'm looking at getting some GAP vehicle replacement insurance for 3 or 4 years and have found that Car2Cover offer a £50K claims limit. All the other insurers seem to offer a maximum of £25K, but 3 or 4 years down the road I don't think this will be enough to cover the gap. My question is about the FSA protection I will…
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Aviva income protection problems
Has anybody had any complaints with AVIVA income protection?? i took this policy out about in june, and in october i broke my thumb and dislocated it, i had an operation to have it put back in. I am a delivery driver and cannot work due to my right hand being in a pot, aviva are trying to dispute this because they think i…
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Car Accident Claim to go to court!
Hi all, basically this is my situation: 2 years ago i was involved in a car accident. I Was hit side on (drivers side) by this other person who was performing a 3 point turn. She had reversed into a laybay, and when i first noticed this vehicle it was sat staionory in this position with the nose of her car facing outwards…
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Holiday Cancellation
Hi, I am getting married in the Domincan Republic and have booked this through Firstchoice. In the party travelling there are to be 14 people who all have their own travel insurance. Since booking the holiday, one family group of 5 are now cancelling due to the fact that they have been advised not to take their daughter to…
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Reversed into but other party claiming i reversed into them
I have just received a letter from my insurance company claiming that they are going to settle 50/50 for an accident which happened earlier this year. A woman reversed out her drive into my stationary 2 month old vehicle and her husband then proceeded to try and get us to settle outwith insurance but i am not very trusting…
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Critical Life Assurance Claim
Hi, I have just put in a claim for critical life assurance and wondered whether anyone has had a similar claim that went through OK. I have recently been diagnosed with a BCC (Basel Cell Carcinoma) on my temple. The consultant at the hospital has offered me either radiotherapy or surgery - I have opted for surgery. The…
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Are there any insurance companies which only look back 2 years?
I assume most ask for 3 years history (ie no claims in past 3 years), but if there are any that only do 2 years I'd like to hear about them. Regards, byb3
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Who do I speak to about life assurance?
My gf and our are buying our first home together and, although I could pay of the mortgage each month with my own salary, if anything were to happen to me, then she wouldn't be able to pay it herself. We want protection to pay the mortgage off if one of us dies, but getting very confused about what we need to buy, how much…
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Found an old policy from Royal Co-operative Collecting Society, can anyone help?
Ive found a policy document in my late mothers documents for an infantile policy in my name that my mum took out when I was born. Its with a company called Royal Co-Operative Collecting Society and the premium was 1d per week. It started in 1958. How can I find out if this policy is worth anything (either now, or on my…
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Life Insurance Question
Please can anyone help with some advice on mortgage life insurance ? I live with my family in a mortgaged house in the UK, but my husband is classed as a non British resident ,(although born and bred in the UK ! ) as he works all over the world in the oil industry and is only home in the UK for around one month or so every…
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Company Car Insurance affects personal car insurance?
My wife had an accident in my company car last June (2011)...she was adjusting the car radio and managed to lose control, causing the car to roll, and the car was subsequently written off! My wife survived the accident, luckily. Police took no action, as no-one else was involved, it happened down a quiet country lane I…
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Is the insurer playing a game with me?
Hello, I'm a long-time lurker here but please be nice, this is my first posting :o I am seeking advice on how to proceed. I went on holiday in June with my family and took out a travel insurance policy with Virgin which turns out is a front for Mapfre. I fell ill on holiday and was hospitalised. My wife did the right thing…
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Question missed in car ins. application - now no claims lost...
Hi, I recently changed car insurers, and when the website crashed, I had to call to apply. When I called them, they ran through many, many questions (even badgering me about other, untelated products) but failed to ask if I wanted to protect my no-claims discount (all 15 years). I didn't notice, and never asked. I went on…
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Rejecting 'no win no fee' compensation claim
What recourse do I have if I don't agree with the amount of compensation I've been awarded in a 'no win no fee' insurance claim that the solicitor has recommended I accept. Do I just have to lump it or can I go over his head to an 'ombudsman' to arbitrate ? What is the worst case scenario that could result if I dig my…
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Can I buy insurance before passing my test?
I have found an insurance policy ready to buy online, if I pass I will have a Full Drivers License tomorrow. Would it be ok to buy the insurance now and say that I do have a full license? Thanks.
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Car Insurance Claim going to court.
Hi All, I apologise in advanced if I have posted this thread in the wrong section. Long story short, I was involved in a car accident a few months back, which I was not at fault for. My car was rear ended (damaged bumper only), the third party disputed liability and had threatened to report me to their insurers for…
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Changing Solicitors in the middle of an insurance claim for a car accident?
Hello all, I’m in a pickle with my ongoing motor accident claim and could use some advice. In early January 2009, whilst stationary in my car, I was in a collision with another car. They reversed into me and my knee was twisted and injured. I have continuing problems with my knee and will need surgery (which of course has…
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Short term car insurance for car reg in belgium
We want to buy a car in the uk to export back to Romania.The car is registered in belgium and we want to insure it for a week so we can drive it back and sell it. Is this possible anyone ever done this before?