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Dad's ill, no life insurance - Help?
Hi all My Dad was diagnosed with cholangiocarcinoma (cancer of the bile ducts) and has been given a five year life expectancy. My parents have suffered severe financial turmoil for several years, remortgaging their house twice (about £170k left). Between them they have no savings and are now on benefits to make ends meet…
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Car Insurance Cancellation Help
Hi Well here goes; due to being made redundant I had to cancel the direct debit to my insuarnce company(It's 4 me/Swinton). I still made payments ontime with my debit card,over the phone. Unfortunatly I had to do this as I never knew when i'd have the money spare in my account to pay them, and couldn't afford bank charges…
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Being Priced Out Of Driving
Firstly, my situation: I'm 22 years old. I passed my driving test in November 2009. In December 2009, I was in a small accident at a motorway service station, turning left on a narrow corner as another car turned the opposite way. I went into their car at a low speed, and did a small amount of damage. I was extremely tired…
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insurance: builders soddy work
Hi we had a flood ( well burst pipe in bathroom), and our insurance have been great, BUT the people they employed ( we thought it would be quicker and easier) are terrible. They dont turn up, workmanship is terrible. I phoned up the assessor and she thought the claim and work was all finished!, I said it wasnt even a 1/4…
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l&g life and critical insurance
it says on all the terms and forms the broker will receive over £1000 as im going to sort it myself can i claim this money
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Car Insurance- What to declare after accident by named driver
This might be really obvious but I'm not sure what to do. Last year my partner had an accident with another vehicle whilst driving my car, it was deemed 50/50. She's a named driver on my insurance. Now my new quote has come through I want to shop around, but what do I put for claims? Because I have made a claim and it's…
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Cashback for new policy by existing customers? (home insurance)
We currently get our buildings and contents insurance through sheila's wheels (joint policy, although OH is corresponding policyholder). Our renewal letter has just come in for next month so I did the MSE thing and used a comparison website (thorugh quidco, got £1.50 for it). Anyway Sheila's wheels has still come out as…
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Travel/Medical Insurance in Caribbean
Hi there, My dd is moving to Cayman Islands for her job and needs to sort out interim Travel/Medical insurance to cover her and her husband until her employers insurance 'kicks in'. She starts her job (teaching) at the beginning of September but has to be in the Caymans by 18th August so would need about a months…
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Redundancy Insurance re mortgage Advice
Can anyone please advise me where I stand re taking out redundancy insurance - I am presently on maternity leave (until March 2011) and have been advised that all staff (excess of 1000) at work are going to receive letters to advise that there will a 90 day consultation period starting re possible redundancies in the…
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more than
hello i am at the end of my tether with more than insurance comp my lovely son decided (fully comp named driver) to hit a kerb and damaged my car two weeks ago it has done damage to the wheels the air bag went off and there are problems underneath rang said insurance comp and they said i was under investigation have asked…
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Mobile phone insurance CUSC
My son took out a contract with O2 for 24months at £35 per month. The phone was an iphone 3G 8GB. At the time, the salesman said my son didnt need insurance because he banks with the halifax and would more than likely be covered, and put insurance declined. This was not the case, so we telephoned CUSC and took out cover,…
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Third Party or Fully Comp?
Gaaah! I am so torn! I have a very low mileage excellent condition 1998 Volvo. I paid a very reasonable price for it earlier this year (£1K) and I doubt I'd be able to replace it like for like for the same money to be honest. However it seems that the "trade value" of my car is only about £550, according to one of the…
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Need help
I have some money to invest but i am confused about it. Should i invest in insurance or mutual fund or property.I have these 3 area of interests. Any help appreciated. Thanks in advance. Macmilan.
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Recommendations for pick-up/van insurance
I have just bought a pick up van, an old Vauxhall from the late 1990's. I am only using it for private use, nothing related to work or to earn money from. Anybody got any recommendations for where to look for insurance? Paul
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Legal & General - Merlin - Home Insurance
I bought my home and moved into it on 30/10/09. My buildings and contents insurance was arranged by a financial advisor and its with L&G. On 17/02/10 I had a leak from my bathroom into my kitchen I rang L&G about 2.30pm and they advised they would send a plumber out who would arrive no later than 10pm. After many phone…
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Travel insurance claim - Fortis
Hi there, My husband and I both have Fortis annual multi trip travel insurance through our Alliance and Leicester accounts, have had it now approx 4-5 years but have had no reason to claim before. In February we booked a holiday through a tour operator and also booked connecting flights (independently). in June we…
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Frightened elderly aunt and her subsidence insurance fib (?) - need advice!
My elderly aunt, who is frail and gets anxious about things, has just confessed to a big worry about her house and I don't know how to advise her. She is on her own with this problem. In 1996, her husband noticed that the front corner of their garage (about 5 feet from the house) had lost some mortar from the brickwork and…
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Landlord Insurance - anti-benefit tenants?
Question - I am trying to renew my Landlord insurance, and Direct Line have advised me that they don't insure if DSS are in the house. This posed a few questions: 1) The father is retired - that would be fine according to the policy, but both the daughter and father are on my agreement, and she is a carer on benefits. 2)…
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travel insurance and strikes
I am planing a holiday late August. I have seen there MAY be strikes then (ballot closes 12th Aug). If we book a holiday in the knowledge that there MAY be strikes then will we be covered or is it ok as the risk is not definite? If it makes any difference we are insured with ACE Europe with a business level policy (which…
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Help - Not sure which Car Insurer I should go with
Hi, I have recently purchased a new car (it goes through next week) and I need to get car insurance. Now I have had my old insurance with the same company for 5 years but have become really annoyed about the renewal process each time. I have looked on the comparisson web sites but all the cheap ones are not brands that I…
