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best travel insurance for oap with heart problems
My mam has recently just undergone heart surgery to replace a valve, she has been given the all clear at the hosp and is going away with her friends in sept to celebrate. Does anyone know if she needs any special travel insurance to cover her or the best one for her many thanks chester :)
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7yr old crashed bike into car-what happens?
Afternoon all, my 7 yr old accidentially crashed into a neighbours car whilst riding a friends bike, he has damaged it nothing major but the scratches won't t-cut out it may need a re-spray and the bumper is dented, son is ok though a little shaky, turns out his friend was not s'posed to have the bike out cos the breaks…
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Life Insurance - How Does It Work?
I haven't got life insurance and I was wondering how it actually works, as a simple overview. I am in my 20s now, so would it be cheaper because of my age? Would the cost stay fixed from when I signed up until my death, or would it increase each year with my age and therefore risk? What kinds of things do you have to…
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Accidental Damage Claim
Hi I have been battling for some time now with Halifax Insurance over an accidental damage claim in relation to my Home Contents insurance. They have employed every delaying tactic in the book and have put obstacles in place at every step of the claim process. This is a totally genuine claim and is only the second contents…
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Life Assurance quotes - confused
Good morning all, I've recently purchased a home and I'm getting married to my fiancee on Saturday. We have 4 children. We are both 30 ish no smokers. I've been through the thread on how to get life quotes and have tried using Cavendish. I'm just a little shocked at the moment that it's coming out at around £100 a month…
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becoming an insurance broker
evening, i wondered if someone can help. i would like to open my own insurance brokerage/company but am unsure of the relevant qualifications that i would need to do this, or who to contact to underwrite the insurance. any help would be greatly received
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Insurance cancelled by company accidently
I had taken out 2 new policies with my insurance compsny and went through quidco and followed all the correct procedure as normal . Cashback was refused even after I put an declined earnings enquiry in for the second time .the Reason given was that they had been amended or cancelled . so after checking my bank I noticed…
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No Claim Discount for Second Car
Hi Guys! I need some advice with regards to NCD for second car which i am about to buy. I have a car for lats 4 years and have my wife as named driver on the car for all 4 years. On my present car which is due for renewal in Aug'10, I will have 2 years NCD. On the insurance policy of this car I am the main driver. The 2nd…
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Life Insurance in trust
Hope someone can help here. My wife and I have 2 joint life insurance policies, which pay out in the event of either or both of us dying. We have 2 young children and have recently made wills leaving all assets to each other in the event of one of us dying, and to the children in the event of us both dying. The life…
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Car Insurance Help Desperatley Needed Please.
I'll try to keep this simple ..... I have recently been driving a Cavalier and it is fully comp insured, it then failed it's MOT and so I went looking for another car. I found a Mondeo and called my insurance people to ask about the difference in cost on the policy. I told them I was looking to hopefully buy it on the 4th…
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Changing a Buildings Policy to a Let Property Policy
Hi I am thinking of letting one of my properties, but have a fantastic although costly building's policy with Santander. I want to keep this policy if at all possible but one of the conditions is that the property is may main residence. Is there such a thing as an add on, or would I have to cancel this policy and take out…
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Tied to broker for 4 yrs who sold life insurance
Can anyone help? 2 years ago we changed our mortgage and went to broker who sourced our life insurance for us. Now after comparing different companies, we want to switch but when we cancelled our policy we had a call from broker saying that because they didn't charge us a fee ( we paid admin fee for mortgage) they would…
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Intasure Insurance- Anyone heard of/ used/ advice
I am currently looking to purchased UNOCCUPIED home insurance, for my flat that is currently on the market. I have recieved quotes from "Adrian Flux" (£280) and "Fresh Insurance" (£320) but a company called "Intasure" are coming out best at £170. has anyone heard of or used Intasure as they are not a company I am familiar…
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Car Insurance - moving house.... demanding £242 in 10 days?
Hi all, so i currently have my car insurance with Quinn... and i have just called them to notify them i will be moving house. They have told me i have to pay £242 and have 10 days to pay.... i am really at a loss as it is such a lot of money... i asked if i could pay it monthly but they said because my original policy was…
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M Adams
Mobile Phone Insurance Beware of Supercover Insurance (Talkcover) I took out a policy with Talkcover a few months ago. My daughter had recently got a Blackberry Bold, on contract in my name. I thought as it was an expensive phone I had better get Theft/Loss/Damage protection against it. I looked at several company's and…
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Tesco home insurance V Direct Line
I've got quotes for building and contents insurance from various companies. Tesco have come in very cheaply with their 'Finest' policy being over £100 cheaper than a comparable policy with Direct Line. I seem to recall Tesco having had some bad reviews and wondered if people thought it best to pay extra for Direct line?
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Lloyds TSB Home Insurance query
We have had our house and contents insured by Lloyds for many years, the policy was originally arranged through the local branch. It is a good policy and after a phone call each year I have previously managed to get small loyalty bonuses on it, thus reducing the price. However this year they state that they cannot reduce…
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Refusal of Payout of Sickness Insurance for cancer sufferer
Hi, I'm not sure where we stand, so was wondering if anyone can recommend some help here. My wife was made redundant last year in March 2009. She was ill from April 2009 and was diagnosed with the cancer in June 2009. She was eventually okay in August, though only for a few weeks before she was diagnosed with Cancer…
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Insurance Review
We've been in our new house almost a year so I'm about to review our insurance policies and utilities etc. to make sure we're still on the best deal. I just wanted to check the best places to do this: I thought that for contents & buildings insurance and utilities I would be better off on the comparrison sites. Is this…
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PPI advice
Hi, I wanted to ask: When obtaining a quote for PPI, is the amount i require to cover the amount i pay each month for the loan or just how much i would like to be paid out? It's just i'm not sure if i need to cover the amount for a specific loan or my monthly income. I have a 5 year £17500 loan with Tesco and i didn't take…
