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Home Insurance claim declined??
Has anyone got any advise, or had a similar experience? I have had the misfortune of being burgled. Thieves broke into my house by forcing open the patio doors, activating my house alarm. I have all the required security locks in my home. My insurance company sent Homeserve round , who screwed one of the doors shut, then…
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Insurance company conning me?
I've recently bought a new car and called my insurance company to change my policy over - I had only had my old car and policy for around 3 months. My insurance won't cover my new car (it's a standard car - nothing special), and therefore I need to cancel my policy which will cost me £20 admin fee and they will only refund…
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Help needed co-op car insurance very low offer
Hi,can anyone give me some advice.My car was stolen from outside my house.The co-op car insurance have offerd £235.00 less £100.00 excess,making total payment £135.00.My car was a Nissan Primera 2.0 SLX lAutomatic Estate,she had done 125000 miles from new with just me and one other owner.The car was in very good…
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Ending Insurance policy after 12 months
Esure are hounding me for payment of what they call a period of dual insurance. I terminated my policy at the end of the 12 months by writing to them (They say they didn't receive it) and stopped the DD. They are arguing that I should have phoned them to end the policy. OK maybe this would have been convenient, but do…
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Accident in Work - can I claim?
I slipped in work, and as a result have sustained a nasty fracture to my leg and have been off work for a few months. I am still undergoing treatment. The accident happened whilst walking in an office and slipping on what I am disputing was a wet surface. When I fell to the floor, my clothing became damp which would make…
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Value of contents of house??
Is there a site somewhere that will help me value the contents of my house. ie that gives all the rooms and lists furniture so I can just type in figures. Also, with kitchens, I assume that fitted cupboards are covered by buildings insurance and stand alone electricals under contents??
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does anyone have any idea how long it takes for claim when a loss adjustor has been
hi,hope someone can shed some light on this for me.six weeks loss adjustor came inspected,aand as yet no word on the claim being sorted. they won't let me get the work done,its getting worse daily. their incompetance is unbelievable,they don't communicate with me or each other.if you ask to speak to them,they're out of the…
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Insurance for borrowed car for sister
Hi. I'm going to lend my car to my sister whilst I don't need it for a bit. I want to keep up my own insurance on it so its active when I need it, but want her to have her own insurance so that any accidents she has don't affect my ncd. Is she going to have any problems getting insurance for a car she doesn't own? i
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Mortgage Life Insurance
Hiya, I have just been going through documents as I was sorting my House Insurance out and came across our Life policy and got a bit stuck so I knew Id get info/advice here :D Basically we have mortgage Life Insurance with Norwich Union and when we took out the insurance I thought we'd have a lump sum at the end to pay off…
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Car Insurance - Student on Teaching Practice
My daughter is doing a Postgraduate Certificate of Education and during the yeara she will be doing teaching practice at two different school. Her insurers have told her that as she is visiting two schools during the year she will have to be in sured as a 'Business User' and that will treble her premium. Her journeys will…
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Mr PMI Specialist is doing my head in
go on a comparison site - I didnt know you could advertise on here?
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Lone traveller insurance confusuon.
I am 45 and off travelling round S E Asia for about 6 months soon. I thought getting travel insurance would be a doddle, just use the comparison sites and a few calls. I now find there is so much difference in descriptions and prices with the following insurances; Backpacker, Long stay, One trip. Backpackers (which is what…
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Can I havea BUPA moan pls!
Have seen a consultant and had a steroid injection- he said it might need repeating- sent to physio. Had physio...need another injection whicvh the physio will do and is qualified to do, but blooming BUPA wont cover it:mad: They would cover if I went back to the consultant (and how much would that cost them then?) but…
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Insuring a watch?!
Hi, I'm looking to purchase a U-Boat watch and with the watch costing £2000 I want to buy insurance for it as it is too risky without. Have looked online but can't seem to find any insurers who specialise in watches. Could anyone recommend any? or maybe give some advise as how best to ensure a luxury watch. Thanks
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Advice Needed
I am currently working 2 jobs. My main job maybe under threat but there have been no official indications of ths to date. I would like to take out a mortgage protection policy to cover this income should the worse happen. My second job is a saturday job and accounts for approximately 15% of my total earnings. The second…
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Birmingham Hospital Saturday Fund Question
I was thinking of adding the family (myself, mywife and my daughter) on the Birmingham Hospital Saturday Fund. We would most probably claim on the optical and dental.... optical as we both already wear glasses. No as pat of the existing medical condition does it mean that we cannot claim for our prescription glases that we…
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Car damaged by flying debris - how do I go about claiming?
So this morning a car on the other side of the motorway crashed into the barrier, sending debris that shattered my windscreen and damaged the wipers. Possibly more. Fortunately I wasn't riding my motorbike this morning. I have 3rd party, fire n' theft. Since it's the other feller at fault, though, I'll be claiming from his…
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Travel Insurance as part of a couple
Does anyone know a company that covers you travelling on your own if you have Annual travel Insurance as part of a couple?:confused:
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home insurance with a criminal record
I have been trying to apply to various insurance companies for home contents insurance. I have an criminal record for assault which was a moment of madness quite some years ago. I have been told that I cannot get home contents insurance with a criminal record! I would understand if my criminal record was for something…
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ID theft insurance, do I need it?
I was recently sold cover via my credit card providers, but it's expensive - almost £100 pa and like everyone I'm keen to cut unnecessary outgoings. The sales spiel really scared me into taking this out (i.e. it could cost me a fortune if my ID was stolen) - but do I really need this? I don't know anyone else who has it.