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Inform Insurance Company?
Hi hoping someone can help, yesterday had an accident, the lady has admitted liabilty and is happy to pay. My question is do I still need to inform my Insurance and if I don't and then she can't afford to pay the repairs will it be too late to then inform them? Thanks in advance for any help.
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Car insurance - Suspension VS Cancellation
Hi All, Since I no longer have a car, I called churchill today to cancel my car insurance policy which 8 months left on it, and even with the £50 cancellation fee, I'll get just over £200 back. Churchill suggested that rather than cancelling the policy I suspend it. They explained that in 8 months time I should call them…
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Child Travel Insurance
Hi there - I am hoping someone can help me find suitable travel insurance for my 14 year old daughter travelling to Australia alone (to visit her grandfather). I think I may need specific insurers as comparison sites are saying that an adult needs to travel for them to quote!?! Any help will be gratefully received.…
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accidental damage claim refused - advice please
Hi, I recently made a claim for a broken tile in my kitchen floor, in a nut shell hubby opened the fridge and a large jar of mayo fell out and cracked one of the tiles. I put in a claim, after getting quotes it seems the whole floor and under floor heating would need to be replaced. The claim has been refused on the…
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problems getting insured and Contractor insurance....
Any help/advice would be really appreciated. I was flooded last year due to drains not being able to cope with heavy rain and am now having problems getting even a quote so any names of companies that do offer insurance would be appreciated. I have got the "low" flood risk report from the Environmental Agency but still no…
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Warranty on a car bought ages ago (2004sh) plus debt collector hassle
Hi people, Having read through the articles on PPI I am still really confused and was wondering if any of you could help me out! Basically when my bf bought a car from a dealer in about 2004 he was sold extended warranty with it. Anyway... the cost of the warranty was huge and was added onto the total cost of the car &…
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3 Years disappearing no claims
Hi, Seen threads on this before, but cannot find them... We have had no claims since we started living together, so have build up 14 years NCD. Insurance ending in 2004 quoted 9 years plus no claims with Barclays. We have found 2 renewals since then saying 5 years plus and our latest renewal at 6 years. I am looking at LV…
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refused life cover/new mortgage - help!
Hi all my husband and I have just bought a house (I know, nuts) and we have /almost/ got the mortgage sorted out. We asked our IFA to sort out life cover too and she found a good deal with Norwich Union, who then asked my DH to have a small medical. Turns out he had a high sugar level when tested, so he's gone off to the…
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Quinn Direct claims handling
Hi all, first of all, can i apologise for the length of this thread? I could really do with some help and advice but need to include details of the problem in full. So, here goes.... In March last year (2007) i was involved in a road accident with a motorbike. I was emerging from a junction, across 2 lanes of stationary…
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Can I ask about claiming a level term policy?
Hi all I have recently filled out a level term policy for my husband. I discussed it with an advisor over the phone - as in I called NU and they went through the standard questions with me. Basically I only work PT and we have a young child, so we rely on my husband's income. We have CI on our mortgage cover so I was…
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Insurance claim/enforcing guarantee on old claim & WEE!
I made a claim on my insurance for a BTL this year. It was due to escape of water from the toilet (water only) which involved removing the bathroom suite, replacing the bathroom floor, new kitchen ceiling blah blah. Tenants were rehoused, it was a headache. The insurance company used their own contractors and the work was…
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Car insurance on a car you don't own?
My brother needs to borrow my girlfriend's car for a few weeks until he can buy a new one but we're struggling to arrange insurance. His current insurers have a policy of not insuring people to drive other vehicles and he has tried a few other companies who will not cover him on a car he is not the registered owner of.…
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Scottish Mutual wants to simplify business?
I have an endowment insurance policy with Scottish Mutual who say they wish to 'simplify' business by transfering my policy to Phoenix Life plc. Is this likely to affect my terminal bonus due in April 2009... it doesnt mention any windfalls or payment to transfer. Should I object? :confused:
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Cheap Insurance for a new driver
Anyone know of any insurance companies that insure new drivers? Here's a brief summary - driver is 23 only 6 months since passed their test and the car is only worth £300. Done a check on confused etc and the cheapest quote for 3rd party only was nearly £600:eek: twice the value of the car.:mad: Has anyone found insurance…
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Life Insurance questions
I am thinking of buying Post Office Life Insurance - does anyone have any advice?
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How long des a Critical Illness Claim take?
This is maybe a more specialist query, but hoping somebody might have some knowledge on CI Claims out there. We claimed for my 37 year old husband the 2 weeks in June - 3 weeks after diagnosis.We have a policy with Legal and general which reduces in amount of pay out every month. So far they have obtained hospital…
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Car Insurance claim
My daughters partners van was stolen, it was found burnt out in Preston. The insurance company will not pay out until he pays them £600. They say this is because he was paying monthly by direct debit and he must first pay his complete premium before they will settle his claim. Surely this is wrong? Can anybody advice A.J.
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Mortgage Repayment Protector
Hi Guys, I have currently got cover for £1081 mortgage repayment but this is about to go up due to me getting a new fixed rate for 3 years with the same lender. Do i need to inform the insurance company as they cover only up to 65% of my gross income monthly income and the new payments will be around 75% of my income. Will…
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Travel Insurance - Claim
We have a holiday booked for next week and unfortunately are unable to go as may partner is not fit to travel - however it is a Stress/Mental related condition and I notice in the insurance they cleverly mention stress/Mental illness not being classed as a condition?? Anyway, im still going to pursue the claim and see what…
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Totally confused
Hi, I want to get some buildings and contents home insurance and find that I haven't a clue where to start. Every site seems to be more confusing than the last one .Has anyone any recommendations that will tell me in 'ordinary english' exactly what is covered and not confuse me with small print.:confused: I am a disabled…
