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Car Insurance question
Hello everyone, Does anyone know when the earliest I can get and accept a quote for car insurance is? My insurance is up for renewal in a month's time, and I want to switch. Can I accept a quote now? And do I need to write to my current insurance company? How do I go about changing? I have never switched before. :confused:…
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income protection fixed or variable premiums
hell i am in process of arranging income protection cover for me and my wife awaiting medical for my wife, was offered a norwich union policy via natwest for about 40% cheaper than friends provident one only difference i have spotted in the 2 is the nu policy is reviewable at every 5 years the difference in premium is 108£…
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Car Insurance for son,17
As my son is away during the week I want to insure him for only at weekends, Friday evening until Sunday evening. My own insurers wont do this they want an extra £1,061.55p:silenced: Can I look around or can you not have 2 different policies? Just really want to bring the cost down a little but understand that it will be…
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does insurance for small works for builders exist?
this is following on from a previous email i posted and wondered if anyone might know if something like this exists as builders can waste a lot of time going back fixing things and not getting paid. on a previous occasion my partner had done a tiled floor but the grout that was used had a defect and it was a big job. it…
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House Insurance for home with a Sedum Roof
Hi, does anyone know a good insurer who won't penalise me for having a roof that isn't on their list of roof types? I have a normal felt roof, 100% waterproof but have a layer of sedum on top. The quotes I've had are simply ridiculous, over double that of a house with a conventional roof. There doesn't seem to be any…
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Furious with MoreThan
My wife was in a road accident yesterday. Another driver shot through a red light and hit the side of our car. Other driver admitted liability to us and the police. The police have held her accountable also. However, the fun really started with MoreThan, our insurers. After being transferred to India, it took 30 mins to…
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we are looking at moving but still need to be covered
for house insurance for a bit. do insurance companies reimburse you..? or what is the best way forward. we are insured through sainsbury's at the moment. thanks
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Car insurance conflict of interest
I wonder if any Moneysavers in the legal or insurance professions (or anyone who has had a similiar case) have any advice they could offer on this problem: A friend was recently rear-ended on the street. Her car was written off and she's sustained some personal injuries. The other driver has admitted fault. Only problem is…
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Need a PruHealth Broker
At present i am trying to move a large health insurance policy from Standard Life Healthcare to PruHealth. I have managed to negotiate a good rate with PruHealth however, they want me to go through a broker. I was hoping someone here is a broker for them and can enlighten me on what i need to do. TIA
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travel insurance
Im off to the USA in October and i have decided to read the small print on the policy i was thinking of getting for the first time ever (i have never done this before,always booked up the cheapest i could find) In the policy it mentions pre-existing medical conditions, as i suffer from mild asthma does this count? Before…
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Life Insurance And Brokers Fees.... Liability???
Dear all, First post so be gentle! Grateful if someone could give me some advice. My wife and I bought our first house some 2 and a half years ago. Not thinking anything of it, we purchased the life insurance with critical illness cover offered through our mortgage broker at the time. I have been looking at shopping around…
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Personal Injury
I've been involved in a RTA where a HGV pulled into my lane, the outer third lane of the M4. I'm waiting to hear back from my insurer as they need to get the other party's version of events but I'm led to believe such vehicles arn't permitted to use the "fast" lane anyway so am assuming there'll be no contest of liability.…
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Is it worth claiming contents insurance?
Hello all, Really hope someone can advise me. Our house was broken into whilst we were on holiday (2nd day of our trip) and the thief/burglar took small items, nintendo wii plus spare controller (and the box! can you believe it), sony psp, about £60 cash and a ring worth about £70. So total is around £400. My excess is…
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Comparison Site for Pet Insurance?
Tried compare the market and confused but cannot find any for pet insurance. Looking for insurance for my 1 year old lab.
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House and contnets insurance - best way to get quote with claims history?
Can anyone advise. Tesco have declined my renewal due to some claims I have made this year. Seems that Tesco are only happy when making risk free profits. It's been an unfortunate year as I have claimed for 2 broken laptops and a broken pair of glasses under accidental damage cover on my contents. The total value of all 3…
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Car insurance refund VENT
I'm so cheesed off right now, I canceled my car insurance last week because I wanted to change my car and the quote they offered to change the vehicle over (third party F&T cover for the remaining 9 months of the policy) was 3 times as expensive as a brand new quote for fully comp from a different company......... they had…
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Ant Insurance - Increased premiums
I took out income protection with Ant Insurance (I found them on this site) in July this year. The quote was good and my first payment was taken by DD in July. However this month (August) they took more than double the payment so I rang to tell them of their mistake. But apparently it's no mistsake. They have increased…
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Life insurance & income protection confusion!
Can someone please explain to me what I currently have and advise what I should have instead please? Am doing a money makeover and trying to cut back on our outgoings. We are currently paying £96.90 per month for a joint 'Lifestyle Plan' with Zurich. From what I can gather this covers us each for life cover and critical…
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Penalising policy?
I have been with the same car insurance for years but now find that shopping around could save me a fortune (yeah, I was just idle/complacent before). For several years now I have legally been driving a taxi (not mine but a fleet car) on weekends. When getting quotes from other companies I see that some assume that I do…
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Cancel my car insurance policy after a claim
and i get no money back - is this right?!? I took out a policy about 2 months ago for approx £1000, unfortunately made a claim recently for relatively minor damage to my car approx costs £700. I've since decided to sell the car, so phoned to cancel the polcy, and was told that i get no money back for cancelling, even…
