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Unemployment or Redundancy?
Some Mortgage protection policies state you are not covered if you are made voluntarily unemployed while others state the policy is not valid if you are made voluntarily redundant. What, if any ,is the difference? Is there a different legal definition of redundancy as opposed to unemployment? Also - does anyone have…
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Quidco / privilege car insurance renewal
Folks :- My car insurance is due for renewal, I'm currently insured via privilege. The cost seems OK. Is there anything stopping me from not renewing my existing policy but buying a new policy from Privilege via Quidco and get the £40 from Quidco? Thanks Kevin
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Income insurance for Self employed
Hi Folks, I am self employed, I deliver training solutions up and down the UK for food hygiene, health & safety, people mgt and first aid. Who would you recommend for getting income insurance from in the event I am unable to work due to ill health/accident ect. :confused: I already have mortgage cover. Thanks Mark ;)
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stolen vehical
hi all i was wondering if anyone has any ideas as to what i can do. our car was hit by a stolen car which then flipped upsidedown and the driver escaped and has never been aprehended we notified our insurance of the accident and because we only had tpft they said we couldnt claim now this has been ongoing for 8 months and…
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Virgin Car Insurance
I was wondering if anyone has tried Virgin car insurance, if so what are your experiences of them? Tesco and Virgin appear to be the cheapest for my renewal with Virgin slightly cheaper. Let me know what you think of them or if you know of any friends/family who have dealt with either virgin or tesco. thanks
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Injury Claim
Hi Wondered if anyone can help. My mum was involved in an incident on a public bus. Basically the bus driver was driving erractically over speed bumps causing passengers to be jolted around on their seats and the passengers standing almost to fall over. Anyway mum has ended up with back pain from this. She has all details…
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insured product broke by repairer - help me write a letter of complaint..........
i bought a dab radion which broke and was taken away to be repaired - it came back with the original fault mended but a totally different fault had appeared while out of my hands....i sent it back and was then told it was 'uneconomical to repair' and i was being offered a replacement - the replacement wasnt even a dab…
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quidco cashback and cookies
Hi Everyone. I would like some advice about cookies and cashback. I have just obtained insurance via quidco. I deleted cookies before logged onto quidco site. Is this sufficient or do I need to take any other action until cashback is processed? Can I delete cookies from now on or must I wait until quidco payment made? When…
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house ins. good or bad
I thought I had a good house insurance until the toilet cistern cracked and pored water down into the kitchen all day. The insurance company would only pay for the cistern and part of the kitchen that was damaged. This men't that the rest of the kitchen would be completely different as I could not match the cupboards or…
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Car Hit By Stolen Vehicle - Insurance NOt Covering - Please Help
Hello All, I would be very grateful for any help, advice, thoughts etc on my situation. Last night I arrived home from my holiday (yes - welcome home :( ) to discover that my car had been hit by a stolen vehicle which was being pursued by the police at the time. The police did manage to catch and arrest the driver of the…
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Car Recovered - :( or :) ?
hello, I had a Toyota, which was stolen in March. The police finally recovered it last night - 2 months after it was stolen. After 6 weeks, I had decided the car wasn't coming back, so ordered a new Audi A3... Problem I have is - I can't afford both cars :-( Do I have any options from my insurance company other than to…
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Is private dental work covered by insurance
Hello. I swallowed a dental bridge, four weeks ago, with no sight of it!! it cost me over £1000 . Can I claim on my insurance? Thank you.
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Refreshing change - Car insurance
A car insurance story with a happy ending, this makes a change... About 3 weeks ago, a woman reversed into the GF's car (girlfriend not even in car at time) and left a note with contact details on - amazing I know, it gets better. GF rings this woman who says she has 8 years NCD so would rather not go through insurance. GF…
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Kit Car insurance
I am trying to find an insurer to cover myself + my son on a Robin Hood Kit Car. My son is 21. Anyone any help on this one. Thanks
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Barclays Car Insurance
Took out Barclays car insurance on basis off £50 back if their quote was higher than my existing insurer -Privilige. Policy fine but "be warned" trying to get the £50 is murder. Phone staff polite but useless, Faxed letter gets initial rude response then no action. A friend who works for Barclays says even their own staff…
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What do we need?
Hi I was wondering if you lot could help me? We're in the process of changing our mortgage over to another company. We didn't have any payment protection on our old mortgage and only had a joint insurance policy. Now we have a baby and need to get our affairs in order - so I need to know what cover we should get - I have…
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how do i get online discounts for home insurance on non standard homes?
I've been given a b&c renewal quote i'm happy with but every year i compare prices just incase. I have troubles in that i'm insuring a cottage flat, basically two houses on the bottom and two on the top, all have their own gardens/front door etc. No insurance site regosnises this house type, putting it in as a flat means i…
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tree roots in drain
If you have tree roots inyour drains causing a blockage, and needing new drains...is this covered by buildings insurance? If not why not, seems logical to include it in the cover. If not, are there any policies which doo cover this sort of thing. Any difference if it is your roots affecting your neighbours drain? Any…
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Accident claim - help needed!
Hi My mum recently had a motorbike accident. The bike was stationary and on the pavement when they got hit behind from a car so there is no real question of whether they were in the right, this part is a no brainer! She is without doubt entitled to an insurance claim against the people in the car, infact they called and…
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car written off
I need advice not been in this situation before 1. if the car is insured for £2000 with an excess of £500 do the insurance company take off the excess? so if they offer 1200 is that with the excess removed? 2. can i transfer the policy to another car? 3. what happens to the car when written off, and what do category's…
