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How much have you saved?
Archives for December 2012
Discussion List
2013 - Deposit Saving Year!
Hi All, I've been stalking these forums for quite a long time now, but I'm only just starting to post now! :) But I'm happy to say I'm here to join you in the savings diary area! My OH and I are finally starting on the savings road in order to get a deposit together to buy our first home! :j It's been a long time coming…
Just another savings diary
Hey, After getting so much inspiration on here, I decided I’d love to have somewhere that I can update daily on my savings, and also somewhere which can motivate me to save something everyday. I should probably say now, before I go on that I have no savings at all, I've just put £35 in my sealed pot and 80p into my green…
How much could you save?
This basically works out how much money you could save if you stuck to your New Year's Resolution (read: give up the things you love the most). A handy new app released a couple of days ago. Who knew you could save so much by cutting down on coffees, takeaways or chocolate? Give it a go, search for Thomas Cook New Years…
My Savings/Story 2013
I've finally found myself a permanent job after moving in and out of jobs after University. My course was an 'arts' course and so, typically didn't help with the direction I'm heading now. My job is based in financial services and that can only help me with my knowledge and motivations for the future. My employer is also…
Race to Candy Mountain.
Decided to finally get my act together and start some saving. Target: £50,000 Ideally like to be there by 31st January 2015. I will be starting 1st January 2013, so 2 years. Stupidly ambition target and will require some innovative thinking to get there. I will update at the end of each month and post below the running…
Savings account for grandchildren:
I am probably on the wrong thread entirely but as usual, some kind soul will help. :A I have two grandchildren born after the £200 on birth government gift bond was stopped. I don't know what it was actually called. I want these two grandchildren to have some savings too so can anyone advise me on the best place to invest…
My Savings Diary.
I am going back to University in September 2013. Due to Student Finance's eligibility requirements, I am only eligible for one more years funding from them; my final year. As this degree will be a two year degree, I will be funding the first year personally, with fee's being approximately £5,000. In February I will deposit…
Unexpected saving
Used a £5 off £25 coupon but then I found in an ad after buying from buyagift.co.uk a discount code that offered 10% off since what I bought was £80 It would have been better to use the 10% code, but for whatever reason this code was not published anywhere only inside ad banners so I contacted them and they gave me the…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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