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Duplicate thread
Duplicate thread
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New build garden wrong size and shape
We are awaiting completion of a new build house, and the front garden/paving was recently done. The various plans have always showed the front garden as being symmetrical and parallel with the house. Imagine a normal shaped rectangle. The actual garden is slanted and more curved on one side than the other. It's not…
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Advice re inheritance purchase
Hi all So I am in the process of buying a property with inheritance money. My daughter who is 22 will be using her portion and myself and as a trustee for my younger sons will be providing the rest - so we will have equal shares but obviously as they are not yet 18 (16 and 17) they will not be able to go on the deeds. I…
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This £350 refugee thing
The great British public are being asked to provide accommodation to refugees for £350 per month (if the government website would actually work) Has anyone looked at just what sort of tenancy would be formed doing that, what rights the tenants would have and how long they would likely stay for? I just have the feeling a…
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Housing Association Rent
Hi Everyone, Not entirely sure this is the right sub-forum for this but seemed like a reasonable place to start. My mum lives in a housing association house (Saffron Housing in East Anglia) which she was given on retirement because she had worked for them for many years, they house her for life upon retirement. However,…
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Valuation - renovation project so known deficiencies
Valuation question please (looking for educated opinions as I know it's impossible to say for certain) Short version: we're buying a major renovation project (not our first) with a mortgage of 75% LTV - house is 1900s with 1960s 'improvements' - it has been unoccupied, has damp, and some cracks in render; not unexpectedly…
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I am gifting 50% of the value of my house to my partner.
I am gifting 50% of the value of my house to my partner. There is no mortgage and no financial consideration. I have always done my own DIY conveyancing, but I am struggling to work out how to reflect this on the TR1. Any help gratefully received. Happy with forms AP1 and ID1. And I have used TR1 before for purchases, but…
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Offers over...
Hi everyone Looking for some advice on what I think is a much discussed topic! I have seen a property I love. It's on the market "Offers over £230k". It's under what I can afford as it needs some work which I am happy to do. It went on the market 2 days ago, and the agent has now stopped booking viewings as they have had…
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Homebuyer Report Lots Of three's
Hi, I have recently had a offer accepted on a 1900's terraced house, I have done a home buyer report which has come up with numerous two's and three and it's making think I might pull out. I was wondering if someone could have a look at their comments and let me know what they think, thanks: 1. Chimney Stacks The property…
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Do I have an annexe and can I rent it for Airbnb?
I will try to keep this short and I know there are other similar posts, but everyone's situation seems to be so unique! We bought a house 6 months ago - a detached bungalow with a detached garage with converted rooms above and behind the garage forming a living area, bedroom with en suite, study, laundry room and boot…
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Gazumping is back for Easter
Looks like a lack of stock is causing gazumping to come back in our area of BCP. Properties selling in excess of asking prices by big margins in desireable locations is this happening elsewhere in the country?
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Shared ownership - staircase to 100% to sell? SDLT
Hello! Question in brief: Do you have to pay SDLT on a shared ownership property if you staircase to 100% and sell privately on the same day? I have a complex situation. My husband owns our shared ownership property, 50%. Purchased during marriage, I wasn't earning enough at the time to be on the mortgage so it is in his…
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What to do?
Hello, we had our offer accepted on a house back in October 2021. We are still waiting to exchange, the sellers have struggled to get an offer accepted on their onward property. We are chain free and offered £10k over asking the market being very competitive here at the time and keen on the house. They are looking to stay…
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How to move - buying and selling in a chain
Hi, this will be our first time selling a property and buying and moving into a new one. I am worried about how to handle the move - in the past we stayed in our rented place for a week longer after we bought our new house while we redecorated etc. But in our current situation, we have to vacate the current property on…
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Wall Tie Replacement
Hi we are purchasing a property and our survey came back saying we need wall tie replacement as the house was built in the 1930s. I have read some things online suggesting it is better to get the old ties removed completely and a new system installed rather than just getting the old ties isolated and just wanted some more…
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Exchange - Sellers solicitor not responding
The seller and I (no chain), agreed 1.5 weeks ago we wanted to complete on 25th March. The contracts have been signed and returned for weeks as well as all the enquiries having been satisfied and I am working with my solicitor to get the contracts exchanged now for this date. I have been told today that the sellers…
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Working away - buying first home to stay in through week
Hubby commutes around an hour to work each way and with rising fuel costs is costing £400 a month. We currently live in beautiful rented accommodation and although we have savings we cannot afford to buy a similar property and don’t want to leave the area we are in (children settled, my business is here) We have discussed…
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Waiting to exchange contracts
Hello, We are selling our house and there is a very short chain as we are buying a new build, and our buyers have a FTB buying theirs. Long story short, we accepted the offer on our house on 9th Dec and all conveyancing relating to our sale was complete 7 weeks ago. We are being held up by the FTB solicitors who still…
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Home insurance questions
FTB and never had any home insurance (or car for that matter) as I always rented so I’d appreciate advice on the following: 1. Cost of rebuild: Should I use the cost in my Hombuyer’s report (lower) or that automatically suggested by the comparison site (higher by about 60,000)? 2. Contents insurance: do you estimate the…
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Really need some advice on what to do - FTB
Me and my husband put in an offer for a house (in England) and it was accepted at the beginning of October 2021. It is a perfect house that I can see us living in for the next 30 years and nothing has gotten close to it for the same size house and price. Our vendor found an onward purchase with no chain pretty soon after…