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Renting post Covid
Looking for a bit of advice for renting post Covid. My brother is a driving instructor, wasn't able to work for many months during the first two lockdowns so his income was affected. He was eligible for the grants and UC. He is looking to move but is this even possible as he won't have a full history of his accounts for…
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New Houses with fake windows
There's some new build houses near me with these. Are they supposed to be some sort of style or a change of plan during the build?
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Preparing for packing!
So, I'm planning for a busy day in a few weeks. My out of town removal company will be coming early to pack everything before moving my stuff into storage 70 miles away on the same day. I have labels which I'll pre-write by room/ category and try to have these placed on the boxes. And I'll highlight the things I'd like…
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Advice when selling a flat with cladding
We live in a 2 bed London flat which we purchased as a new build in 2016. It failed an EWS1 survey in Nov 2020, and although remediation works were planned for this year, they have been paused while a peer review of the EWS1 is being carried out, in the hope of having the rating improved to a B1 rating, or signs of…
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Septic tank conversion to treatment plant - best system
Hi all. I'm wondering if I can draw on any wisdom here. We're having our septic tank converted to comply with 2020 regs, and I'm wondering if anyone here has done the same and what system they would recommend? We've had a quote for the Mantair, which our neighbour has had done and seems pretty happy with. I'm also aware…
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Buying home - mortgage provider account relationship?
Sick of paying inflated rent in London, as a couple we are looking to buy our first home together (although not first-time home buyers) within the next 2-3 years. I have several savings, ISAs, accounts, etc with different providers however, some of the rates are really poor, I was going to move and close them but was…
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Mould build-up on wooden window frames
I moved into a modern studio flat around just over 2 months ago (renting off a letting agent) I've just noticed that there is a build-up of black mould at the bottom of the window frames. It is more like balcony doors, where the window frame is the full height of the room, and is split into two (with half of it being the…
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Student accommodation, should I buy or rent??
My daughter has started university this year. It's an expensive area (west London), and she expects to be there for 5 years in total. We have savings from an inheritance, would we be foolish or wise to buy a flat in the area for her to live in for the next 4 years?
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EPC of C by 2025 for new tenancies and by 2028 for all existing tenancies
Is this currently on the consultancy process or has the Government made a decision to make this a rule? Also do you think this is possible for all the tenancies?
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Buy now or wait?
I've come into some money which means we might be able to move house sooner than we had planned. The problem is that it's not quite enough to allow us to move into our 'forever' home. It would be a nice upgrade on our current home, but we'd be compromising somewhere. Before we came into this money, we agreed that we'd stay…
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Should I buy a new build with ground stability/subsidence
Our searches have come back with ground stability / subsidence on a new build at the house or within 50m, we are just about to exchange and have paid out a lot of money already for solicitors etc and the HA has assured us that everything is ok, it’s covered by NHBC, it’s niggling me as the previous buyer pulled out and…
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Would you buy from an online estate agent?
I know the reasons why I wouldn't sell using an online agent (my selling agent has been worth their weight in gold in keeping things moving with my sale), but should I be worried about buying a house through one? A house has come up and in this case the agent is Yopa (I've already googled and seen some of their horrendous…
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Gap between moving out and moving in - utilities
Long story short - our completion date is not looking like it's going to be in time for our moving out date (rented - two months notice as landlord wants to sell - nothing we can do to change it). We're lucky - we have a place to store stuff and can crash on friends and relatives sofas for a few weeks while it all gets…
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Challenge New Build Defects
Hello, I hope I am posting this in the correct place. Looking for any advice/suggestions. My partner and I purchased a New Build property via a housing association as shared ownership. 60/40 in our favour. We reported a number of snagging defects (within the specified time frame) that have been attended to already, however…
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Buyer already has mortgage offer worried about ground rent
My buyer already has his mortgage offer accepted, its a buy to let mortgage, large deposit. However started to worry as someone is trying to buy similar property in area and their solicitor is saying a mortgage won't be approved a deed of variation will need to be done etc. So close to completing. Worried this will be a…
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BW Legal and unpaid bills
I am a landlord I received a letter from BW Legal addressed to my property but addressed to "the occupier" The letter said that the occupier owes £8k for unpaid E.on bills between 2009 and 2016 I had a tenant who assured me that he was paying bills. I have also previously spoke to E.on and told them I am the landlord and I…
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Emergency Landlord cover
Any suggestions for good emergency landlord cover please? Boiler/pipes/heating/water/toilets etc Thanks
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Buying an investment house and still use LISA for personal house
Hi, was wondering if there is any way to buy a house for investment then buy a personal house using a LISA? Thanks; Dylan
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So I'm pretty sure this is a crazy idea, thoughts on mortgages and fixed term contracts? ?
So I am moving to Scotland in about 3 months time. I am a professional on a reasonable salary, but the contract is fixed term for 9 months. The liklihood is it will be extended and I will be moving to the area for much longer than this, but as its a maternity cover the organisation cannot give me a longer contract…
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Second Home (Value) Transfer
Hi All, Long time lurker here - really appreciate all the advice and information shared, and hoping you can help point me in the right direction. Parents X and Y own a second home as a result of a strange set of family circumstances. They now want to split the value of the house and divide it 4 ways between themselves, and…
