-
Time between return of searches and exchange
I'm sure it's a bit of a how long is a piece of string question, but.. Searches are due back in two weeks, assuming they don't bring up any problems, how long roughly is it from then to agreeing a completion date? And can a date be set for exchange of contracts and completion before the searches come back? Thanks.
-
Selling with Strike (formerly Housesimple)
Hello, I have had 5 estate agents to value my property and I am thinking I would like to list with Strike. I am happy to do my viewings and use the online portal/app. What concerns me is I have seen some negative reviews where people have tried to arrange viewings and not been able to contact Strike/hear back from them. I…
-
Deposit
My husband and I are currently renting but want to buy. The original plan was to wait until late next year as I have a default on my file from 5 years ago. It was an oversight and for an amount less than £400 but I know I need to wait until next year when it’s cleared. However, we need to locate across country and would…
-
Early termination of rent - landlord not fulfiling conditions in the contract
Hi Before moving into the current home, I asked the landlord and agent to install an extractor fan (as the kitchen was small and right next to the smoke alarm). When I came to view the house, the previous tenant was cooking and the entire house felt really 'soaked' with the smell, so I asked for an extractor fan. The agent…
-
Energy supplier gone bust, moving next week. Clueless as what to do.
Hi have just found out our energy supplier for current house has just gone bust. As mentioned we are moving early next week tho no exchange date agreed as yet. The chain is currently haggling over the 27th or the 28th of September for exchange and completion. The only advice i can find online is generic and says do…
-
Shared Ownership in London
Some advice needed on purchase of shared ownership home in
London: Pros · I can afford 75% of it · My salary is likely to rise in the coming year
allowing me to buy at least up to 90%. · I know the properties and area very well as I’ve
been living in one of the rented units for many years. · It has been inspected for fire…
-
Share of freehold sinking fund.
Looking for some advice. I live in a share of freehold flat with a sinking fund which we all pay into quarterly. There are 5 flats. I have been asked by one neighbour who manages the accounts to sign a check so that he can be repaid for 4 invoices for work/services that were carried out a year before I moved in. I don’t…
-
Deed of Covanent
Is anyone able to shed some light on what one is? Please! So I’m buy out my gf’s ex partner from a mortgage. We’re transferring it into my name and now the solicitors have said we have to shell out an extra £800 +vat for a deed of covenant. My gf never had one on the original sale.
-
Where do I stand?
Hi all, Not sure if this is in the correct thread but hoping someone will be able to advise or point me in the right direction. Basically, we've had a lot of work done in our homes (council) on this scheme thing they've been doing and they and their subcontractors have made a right mess. We were originally down to have an…
-
No EPC provided yet
I'm just over a month into a property purchase and I haven't been provided with an EPC for the property yet. Using the EPC checker online, I can see that it actually expired on the day I viewed the property. It wasn't included in the RM advert or any of the particulars provided by the EA. Should I be pressing the EA asking…
-
Suspicious mortgage broker
Hi everyone First post from me. Tl;Dr: mortgage broker trying to pull the wool over our eyes and potentially pocket two broker fees Wondering how to go about making a complaint about a mortgage broker and if it's worth while? I'd be looking for a fee refund atleast. ContextMy partner and I engaged a mortgage broker in the…
-
Right of occupancy
I jointly own two properties with my estranged wife. She lives in the main family home and her parents live in the second rent-free. I would like to move into the second property to spend more time with my children as I can't afford to rent a property nearby. My wife and her parents claim that we have an agreement that…
-
Issue with mortgage broker
Ok so we have been trying to do a Concessionary Purchase Mortgage with our mortgage broker, taking over the mortgage of a house owned by my father, we needed the transfer doing as quickly as possible to complete within the stamp duty holiday - all looking good like we would complete before the stamp duty holiday ends. Our…
-
How much will this affect what we can borrow?
So my husband bought a house in his name 2 years ago as I am self employed and it just seemed too much hassle at the time to add me on too. We are having our house valued tomorrow and having a meeting with the financial advisor afterwards to see what we could borrow now. What would the process be like adding me on to the…
-
Served notice without valid Energy Certificate
I've been having ongoing issues with my landlord who threatened to evict us back in May as he had an offer from someone to buy the house. His notice back in March was invalid as it didn't give the 6 months required at the time and also, didn't have a valid Energy certificate attached. He then served another S21 in June,…
-
Buying house - steel lintel, no building regs cert - not happy with indemnity!
Hello! So we're buying a forever home and we love it. We've spent close to £2k on solicitors/surveys etc and we're virtually packed and ready to move. The current owner (a builder) removed a load bearing wall and put in a steel lintel. All sounds fine, no reason to doubt his work at all. The survey stated that no signs of…
-
Buying a home during the current climate
I am a first time buyer and I started looking for a house at the start of 2020 just before the pandemic. At the time there was a lot more properties available on the market, I would visit around 3 houses a week, and it was definitely a buyers market. Obviously since COVID-19 hit, it’s become a sellers market, limited…
-
Selling home shortly after buying
Hello all, First post here. I purchased a property as my new home almost five months ago which I have now decided to sell due to the fact that my personal circumstances have recently changed. My father recently passed away and I am planning to relocate several hundred miles in order to be closer to my mother so that I can…
-
0.8% Fee for Local Estate Agents
I've been quoted a 0.8% fee from a local estate agent and from what i've read online, this seems quite a good price. That said, I havent used a local agent before (used online previously) so wanted to get peoples opinion. Could I ask to go even lower or is that taking the pi...mick?
-
Locating owner of unregistered land
Hi all, I’m trying to find out who owns a piece of unregistered land I’m interested in. I’ve followed the advice online which says one option is to buy the title register/plan of an adjacent property. I’ve done this and I found the following note in the title absolute : RESTRICTION: No disposition of the registered estate…
