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Cant Rent without a garuntor. Despite 50k income.
Wanted some opinions on this.. To me it seems insanity. A local estate agent. In fact pretty much all of them are demanding garuntors on lettings. Thats EVEN IF you get through to that stage. Around here for lettings they have open days on a given property. Meaning time off work to view. Then all interested people can…
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Flat purchase delayed by uncooperative freeholder - is there anything I can/should be doing?
Hello there, I'm a second-time buyer, in the throes of buying a flat and the whole process seems to have ground to a halt because the property's freeholder is not being particularly forthcoming with some unspecified information my socilictor needs. As far as I know, this is the last bit of information we need before we…
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Solicitors requesting utility bills for house purchase but….
We were previously renting and had the agreement with our landlords that we could remain in the rental property until the house sold. We were then given little notice to move out and therefore have moved back with parents. We are in the process of buying a new build property. The solicitors have requested utility bills for…
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Renting joint inherited property to daughter
Hello everyone, I am new to your forum, but have seen that you are able to offer some very useful advice and would really appreciate your input on the following. My two brothers and I have recently inherited my late mother’s house. My older brother is executor of her will and probate has now been granted. My brothers and I…
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Is this underpinning?
I'm completely clueless so hope can seek some advice here. So we want to buy this house and were talking to a neighbor. He said the house we were interested in was underpinned 40 years ago whereas the owner said he was not aware of this ( only owning the house since 2019). The owner didn't have the building control…
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Going back for another viewing after offer accepted
Hello all I have had an offer accepted on a house a couple of months ago. Things are progressing well. I would like to go back for a 2nd viewing now I have had the survey report back. Is this usual to go back for more viewings after the offer has been accepted? Should I do this now and then go back a 3rd time just before…
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Accidental damage to landlord property insurance
My son is just about to rent for the first time. The agreement has just arrived. Within it, and highlighted, it requires insurance for accidental damage to landlords property. Is this different to contents insurance? I've not much experience of renting and not really sure what we need in addition to contents insurance.…
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Help regarding selling my house and Estate agents
Hi, I own my house and have the deeds in my possession. My daughter is selling her house in order to buy mine, as it's bigger. She will have a mortgage on it. I am going to get it valued but obviously it won't be advertised for sale. Do I still need an estate agent and solicitor to enable me to do this or what advice can…
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House value scam - help!
Has anyone heard of a scam where agents knock on doors of people who’ve accepted offers, telling them that they’ve massively undervalued their house and to cancel their sale and go with them instead? This happened with a house we were going to buy so we lost the sale. Has anyone had experience of this? Is it a scam?…
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Electricity debt from previous tenant?
Hi My son is moving into a property, rented, and wanted to change it to his existing supplier. The supplier at the new place has blocked the switch. I suspect money still owing. What can he do please? Thanks for any help.
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Mandatory Face Masks
We have an inspection next month on our property by the letting agents.Am I within my rights to insist it is mandatory they wear face masks throughout the entire inspection (no exceptions), we accept that we will have to as well.Again as we expect to move in the not too distant future, we would want face masks to be…
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Inheriting property with sibling
My mother has left her house 50/50 to my sibling and I with a stipulation he can live in the property as long as he wants. Does this mean I can’t force him to sell even through court and if so can he be forced to pay rent on the half he does not own? He has lived there rent free for over ten years while mum was alive and…
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Section 20 notice will be issued but no further detail available yet. What to do?
Hello, I'm buying a share of freehold in a block of 15 flats. The management pack say there will be a section 20 notice of intention at the end of the year for "internal repairs and redecoration", but there is no further detail available at this point. They have a reserve of 7k, but again not known whether this will be…
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Owning another property while living in a Housing association?
Hi all, Me and my husband live in a housing association house with our rent fully paid by the council. We also claim disability benefits as my husband has health issues and I look after him full time. We have a secure tenancy since 2009. My son is about to get married soon, he owns a house which he would like to transfer…
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Pretty annoyed with my solicitor in retrospect - cost me £500
Hi there - my solicitor cost me £500 by being unclear. Here's the scenario I bought a property in July. My solicitor had informed me that the seller would pay all the service fees for the previous year 2020/21. They then told me that I will be liable for paying anything that was above the service charge estimate for "this…
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Deposit Cap
hello I have been renting this house for the past 11 years, and a new landlord took over 3 years ago. The rent is £695 per month, and I paid £1390 deposit, which is with DPS. I have an assured shorthold tenancy which is on a rolling basis. I have contacted DPS to ask this question but they have told me to ask my landlord,…
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Completion a week today. Mortgage funds release question
Exchanged on my purchase 9 days ago, at which time my solicitor requested funds release for the 29th Sept, in time for completion on 30th Sept. Today, asked my solicitor for an update RE the funds. He received an acknowledgement of his request two days ago was was told my case is due to be worked on this week. He is going…
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Why are rental properties advertised at the last minute?
So I've been in the rental market for 11 years but moving out of my current property is becoming a headache. I have to give 2 months notice and, in the past, there would always be properties advertised for 4-8 weeks time. Now, all I can see is "available now" or - if I'm lucky - in the next 2-3 weeks. I find it super…
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Leasehold Flat Buildings Insurance muddle!
I live in a an old Victorian building, there are just 2 flats. I own the top floor flat. I am on a lease for 1000 years... The freeholder lives beneath. I have taken out home contents insurance with no problem, but I cannot have buildings insurance! I have trawled through the Lease, but most of it is gobbledegook to me!…
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what is Chancel Repair Indemnity????
Solicitor search came back and there is a strange stuff here. Chancel Repair liability is a legal obligation on some property owners in England & Wales to pay forcertain repairs to a church which may or may not be the local parish church. Included within our searchpack is an indemnity insurance policy to provide should any…
