-
New build extras (kitchen worktop and lights) - sort our own post completion?
We have reserved a new build with David Wilson Homes and are now at the point that we have to pick our choices and any extras we want. We have decided we are going to sort out our own flooring post completion as easy enough and will be able to get a much better price to quality ratio. The other extras we want are a quartz…
-
Spray foam under roof on purchase
Hi, I am in the process or purchasing a property and still awaiting draft contracts. I have already organised a house survey however and this has come back with a few potential reds such as window fittings and no gas/electricity certificates which I think is understandable for a property of its age (1946). One of the…
-
Estate Agency Fees - Help Please!
HI Everyone, I'm hoping someone is able to provide me with advice on whether my estate agent is within their rights to charge me a fee for finding a buyer. I instructed my agent on 29th June 2021. Their contract states the type of instruction as "sole agency rights", however under fees it states "sole selling rights…
-
Transfer of ownership of a property as a gift to my sister
Hello. Can anyone help me. I am thinking of transferring my property to my sister as an investment for her children's future. I will continue to live there. The property is my main residence. No money will change hands. Therefore, where do i stand when it comes to tax implications? Especially capital gains tax and…
-
New house delayed. Mortgage offer nearly expired
Hi, we exchanged on a plot in February with a proposed completion date of around late May. Brexit, material and labour shortage has resulted in the house still not ready and with a loose target date of end Oct. Current mortgage offer expires early Nov. Building society willing to extend for only another 10 days after (They…
-
Lifetime ISA - First time buyer Girlfriend query
Hi All, I'm wondering if someone is able to provide some advice / previous experiences - apologies for the long post, but I'll do my best to explain our current situation and rough future plans... - I currently personally own a 1 bedroom flat in Poole and have done for the past 5 years. - My girlfriend has lived here with…
-
noisy neighbour (impact sound)
Hi all, Not sure if this is the best place to put this or not. And I apologise in advance for this lengthy post. Just after a
bit of advice please, this is the background: A summarised version as suggested by user1977 1. exposure to long term (more than 5 years &
on an almost daily basis) higher levels of noise at home…
-
Need further negotiations, but....
Evening all Bit long this, sorry. Currently buying and selling: making glacial progress on
both counts. We lost out on a couple of properties after being outbid well over
asking price, so put in an offer six grand above "asking" for a house in an
area we really like. We secured the property, and set about arranging…
-
Buyer's Solicitors Ignoring Us
We are in a very frustrating position. I know it's coming up to the end of the Stamp Duty holiday (this doesn't affect us, just bad timing) but we have been trying to agree an exchange date with our buyer's solicitors for six weeks. They are ignoring us and our buyer. Its a private sale so no estate agent to chase. Any…
-
Deed of variations of lease date
Hi I’m purchasing a flat (long lease) My solicitor has emailed me and emailed me the below: As you are aware, the lease for the Property has been extended and varied and the documentation refers to the incorrect date of the lease. As we act for both you and your lender, we referred the same to your lender for their…
-
Solicitors complaint
We have had terrible service from our conveyancing solicitor which resulted in losing both our buyer and the house we were buying as neither wanted to deal with it anymore. We raised an official complaint but one of many since she took our cases on and she has now sent us a bill for almost the whole amount demanding it be…
-
Buying My First House
Hello everyone, I just wanted to know a bit of the process behind buying your first home. I’ve viewed a house and sent an offer! I am only waiting to hear back and I’ve already found a solicitor to help with the purchase. No mortgage is needed but what are the time scales (estimated)? Thanks in advance
-
Death Duties on a property (from 1956)
Not sure if this is the right forum but I can't find one regarding inheritance tax and property. I'm in the situation where I have inherited a property from a dear family friend. Inheritance tax has been paid on the estate so the probate 'bill' is settled. The property is being transferred into my name but it turns out…
-
Landlord's bill in my name
I received a water bill today in my name for a property I no longer live at and in which I never had responsibility for paying bills. Apparently, according to the water company the landlord had never informed them when LL changed from property management to self-management. I've informed the LL so it should be all getting…
-
Help to buy scheme
Hi there, sorry for being so stupid.... (London area) So I have 2 options to buy a 1 bed property at 240,000 - and I can afford a 10% deposit Or I have option 2 - buy a 2 bed property at 340,000 - I can just afford under 10% deposit, however there is the option to take a help to buy scheme. Should I take this as the bank…
-
Jack and Jill and Splitting Assets
Hello. Jack and Jill are married and own two houses jointly. They want to split their assets, and this is their plan. Step 1 – Sell House One using their annual CGT allowance and split the profit.Step 2 – Jill transfers the Full ownership of House Two to Jack.Step 3 – Jack re-mortgages House Two for £ XXX,XXX. Step 4 –…
-
Conservatory - Possible with only one external door accessible from garden?
Can anyone advise? I am looking to have a conservatory added to a council house for much needed additional space. The house is semi-detached and has only an external door to the side. The house is small and so there is no room to add an opening along the rear wall ( which comprises of a kitchen and bathroom). Is it…
-
Structural Survey on Huf / Baufritz Haus?
We've had an offer accepted on a Baufritz house and want to get a structural survey done before completing (for our own peace of mind, not for mortgage purposes). Baufritz are similar to Huf Haus - a very non-traditional/specialised type of construction. I have Googled extensively but not turned up any clues... :-( Any…
-
Answered
.....,..........
-
Lodger secured a room with a deposit 6 weeks ago and now can’t move in - My rights?
I am a live in landlord and take a lodger, not for pocket money but to pay most of my household bills. A girl moved in, in April and considerately gave me her contract finishing date for September. I therefore had the security of easily finding another lodger during the summer when the intake of tenants for my area is at…
