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Buying from a relative
Looking for some advice please, sorry if this is the wrong place. I'm currently renting the property that I'd like to buy, from a family member. If my mortgage application is approved would I need solicitors and surveyors to be involved or is it possible for us to proceed without them? Any advice is appreciated.
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Exchanging next week but can't complete available
Estate agent has told us we will be exchanging next week. This has been a very long sale and we have been desperate to beat stamp duty. We are willing to move ourselves in a rental van as all removals fully booked however our seller won't move themselves so we will miss stamp duty. Any suggestions? Our seller is buying a…
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Neighbours structural issues
Can anyone advise me about how worried I should be if the neighbours of a potential house that I am buying have structural issues with their home?
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Help On Estate Agent Contract Clarity Needed
Can anyone advise i have been told by my estate agent if my buyer withdraws we still owe them full fees . Can anyone give me any clarity on the wording of the contract . It states if " you withdraw from a proposed sale after a sale has been agreed { which includes a sale agreed subject to contract} and solicitors have been…
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Amend Name on TR1
Hi, I am selling my flat and I have recently completed a TR1 form and signed it. Apparently my name on the property title was missing my middle names so my solicitors submitted an application to have this updated. However, on the TR1 they sent this didn’t have the middle names. Will they need to resend this form with the…
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Charging order
We have a charging order from London Scottish finance who dissolved in 2008 but we can not find out who holds the debt can any one help
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Service Charges issued by different Ltd
Hi everyone, we have been issued service charges for the past 2 years yesterday that look strange and don’t add up. We have asked Freeholder (an ltd company) to clarify but haven’t heard back. - the account number doesn’t verify when I’m trying to pay using the company name. I suspect the account is director’s private one.…
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Whom to ask if a house for sale can be extended
Hi, I've seen a house that fits almost all my requirements, but I need to know if a recess at the first floor can be used to extend a bedroom. The underlying kitchen at the ground floor is a perfect rectangle, so the recess would need to build on top of it. The kitchen doesn't look like the typical kitchen extension on the…
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Grant of Probate - How long?
We have recently found a house on the market and only found out after putting in an offer that it is currently waiting a grant of probate. The estate agents has informed me it should take no longer than 3 months and that it should complete before March. I said I'll be happy to wait until March 2022. However after reading…
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Raising party wall , timber or brick ?
Hi all I have recently appointed a loft conversion company to undertake an L shaped dormer conversion under permitted development on our mid terrace victorian property. As part of the proces we need to obtain party wall agreements, one neighbour signed no problems at all, the others have been very difficult from the start…
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Money from overseas. Problem to use that money?
Hi all, last year I sent some money to a relative because they were having problems with cash flow and covid was really creating problems for their income. they really needed the help. This relative lives overseas so I used websites like western union to transfer the money. 6-7 times and about 5k each time. now I want to…
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Split up and moved out of property but name is still on the tenancy
Hello, Any thoughts on the following situation. I have done some research but haven't found any definitive answer and would welcome different opinions/anyone with any experience of this. All this is creating a lot of stress. My brother's girlfriend fell pregnant. They moved into a rented house together in Summer 2018 and…
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Martin Lewis shares home buying tips on TikTok
Hello MoneySavers! This week at MSE Towers we are all very excited about the launch of our new TikTok channel, bringing you the MoneySaving wisdom you have come to expect, in super-small chunks. You can follow us at www.tiktok.com/@martinlewismse Each day this week Martin Lewis will be sharing a short tip about buying a…
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A garden room.cabin instead of a connie?
Hi.Planning Regs usually allow for a connie to be built on to a house, provided 'external' doors remain betwixt the two. Are there any specifications that the connie itself has to follow in terms of insulation or construction, tho'?Or, could an off-the-shelf timber 'garden room' or cabin be added instead? Ie, abut the…
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Build over agreement and indemnity
Hi all, I’d be grateful for any advice here please. We sold our house in April and we’re in a chain of 4. A FTB is buying ours. During our buyers survey the surveyor advised her to carry out a drainage survey to see if the drain runs underneath. The conservatory was put in by our previous owners in 2008 so before build…
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waiting for the chain to form
Hi all, I'm a FTB currently waiting for the chain to complete (3 in the chain so far). We're expecting the 3rd seller to be the end of the chain, we're just waiting on them to find a house. They've been looking for 8 weeks now and they haven't found anywhere yet. They have offered on places but haven't had anything…
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2 year renovation across the road from us - NOISE & rent reduction?
Hello, We rent from a commercial landlord in London. Across the road from us, a massive construction project has just started, it is a two year project to convert a shopping centre into something more modern. The noise is constant and extremely loud, they are drilling (or whatever) non stop. We have double glazed windows…
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Help please - Student daughter renting (AST). Does Tenancy start before receiving keys to property ?
Hello all - newbie forumite here looking for some help Student daughter renting in London via one year Assured Shorthold Tenancy (AST). There were some problems getting all relevant paperwork together and then authorised by the letting agency/ credit reference checking agency and the delay in signing these off - by them -…
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Dividing a bedroom into two, can it work?
Hi, We currently live in a end terrace house with two double bedrooms upstairs one is a normal double the other a very large double with a large window. We really need a third bedroom and by our calculations if we divided up the largest double into two we would end up with two large single rooms plus our original double.…
