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Moral dilemma!
My partner and I have just bought our first home. I contributed 5k more than he did to the house deposit. Should I ask him to pay 5k more to something else like repayments, or am I just being petty?
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Have I overpaid rent?
Apologies for probably the world’s stupidest question! I moved in on January 15th and paid 6 months rent upfront, I ended up paying my next rent instalment on May 15th. Should I of paid it then or waited until June 15th? I’ve now made 9 payments in total, 6 up front and 3 manual monthly payments. I only started to question…
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Sellers name not on title deed
We are in the process of buying a property, and have been informed that when the draft contract arrived, the seller was not the named owner on the title deed. The estate agent made enquiries and suggested the named proprietor was the person the vendor purchased the house from, and somehow it was never transfered into his…
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When do I pay my first bills ?
Hi all, does anyone know when you first pay your mortgage and utility bills etc? Is it the month after you move in? we move in September and I’m trying to work out when everything will start coming out? Thanks in advance!
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Capital gains tax
hello, my nan placed her house in trust for me and my brother as beneficiaries in 1993, in the trust it said she could remain in the house until she died! She has passed away and the house is about to be sold, do we need to pay capital gains tax?
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Conveyancing Question
Without getting in to the various issues - I have a question. I am not asking about timeframes, just about the process. We are in a chain of 4, with my seller offering vacant possession as although buying, he is moving to a rental short term. Both my buyer and the FTB at the bottom are ready to exchange. The chain was…
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Unusual One- Advice appreciated-Interest in property without charge
I'd appreciate advice on an unusual situation. I apologise if there is a name for this as I am not aware of it and therefore any other discussion topics that may exist. My brother purchased a flat in which our elderly Dad lives. The significant deposit money was a gift from my Dad. There is a small mortgage ( more than 7…
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Freehold ownership query
I live in a flat of which I own 1/4 of the freehold of the four flats in the building The share certificate sent from the seller states that you would 1 share for £1 I'm confused as i'm trying to get listed as a director of the company formed and my work compliance are asking what the ownership percentage is and the…
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Buying a house with somebody else as tenants in common and renting out a room - questions
The situation is that I am looking to buy a flat with somebody else, we will buy as tenants in common with a 60/40 share. One person is ready to move in straight away but I have a lease which isn't up for over six months, so the plan was that we would rent out a room until my lease is up/I can break it and then I will move…
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Land easements
Hello guys and girls. Could you give me some advice regarding land easements? there is an old ruin near us which I would like to buy. I know it is unlikely that I will get planning permission to rebuild but the ruin is set in a small woodland which I would like to own. As far as access to the woodland is concerned, the old…
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Wear and tear
Hey MSE forum, I’m moving out of my rental property. I’ve taken great care of this place, including repainting the bedroom (with the landlord’s permission) to cover the old stained wall. I’m a clean freak and am leaving it spotless! But… I’ve noticed there are two little places on the living room wall where the paint has…
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Shared Ownership - Worth It?
I'm currently 25 and I've been a homeowner for just short of three years with my current apartment, in which I've unfortunately outgrown. It's one bedroom and I've since met my girlfriend around a month after moving in to which we're starting to look to settle down into a home for life There is approximately £36,000 equity…
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Overage agreement hidden from me
You may have seen my post of last week where I said that the seller's agents were pressurising me to exchange without a final viewing and before I had sight of the final legal report. It seemed dodgy as anything, and so my suspicions have been on high alert wondering what everyone is trying to hide. I think I may have now…
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Deciding between 3 bed or 2 bed impact on bills.
Hi I'm a FTB. Saw a property marketed as 3 bed though the 3rd bedroom is too small so would function more like a study. Now council tax going to be more for this compared to property with just two bed rooms. But with bills really how much of a difference would that extra small 6x6.7 room have? As long as you switch off the…
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Things to do before/after completion?
Hi all, We have signed all contracts (as have the vendors) and we have been asked for a preference on a completion date! Now the question is (Sorry for the silly one - FTB's!!).... The must dos! 1. What do you recommend we do before the completion date? 2. What do you recommend we do when we get the keys? TIA
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Would you rent a for a while until finding next home?
Circumstances have changed and I no longer like where I purchased 4/5 years ago. I do not have any commitments and have taken some equity out, £50/£60k in order to potentially fund another purchase whilst I put the property onto rental for a couple of years with consent to let and then decide what to do with it long term.…
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Landlord or tenants responsible for wasps nest?
So to my surprise, generally speaking, tenants are responsible if a wasp nests occurs in their rented accommodation. The scenario is quite specific though, and I do wonder if it might change anything. I live in an old brick school, 3 stories high. My flat is at the furthest end of the building to the nest and it is in a…
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Solicitors have left us homeless!!
Hi everyone I’m looking for some advice on what to do here please. Friday my family (2 adults and 3 small children) were left homeless with all our possession on a driveway because the money from our sale didn’t get sent to the purchases solicitors - at this point reasons unknown! I received a phone call at 3:45pm Friday…
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When do they release the sales office?
Does anyone know when developers release the sales office? We're looking at a Redrow house and would really like to buy the sales office. They only have one of that style on the development that they're using as the sales office along with one show home. They've sold well over half of the development. They have six houses…
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Potential Tenant
If the potential tenant intending be a single tenant, and their visitor causes a lot of nusiance during their visit / stay, what can be done?
