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How long does it take for seller's solicitors to send the draft contract pack?
I asked my solicitor today if they received the draft contract pack and they said they haven't received it yet - the memo of sale was sent two weeks ago now. The buyer is in a chain and I don't think they've found a place yet, if that is relevant at all. Is it common for the seller to find a property first/have their offer…
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Shared driveway or not shared driveway
I'm about to purchase a property and assumed there was a shared driveway between my semi, and the semi next doors semi detached as that's what was put on the sellers responsibilities thing (is it a ta1). However looking at the original sale documents from the searches the house was purchased from the council, it doesn't…
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Land Registry & buying a property
I will try to be brief. I put an offer in on a 3 bed semi with a big side plot/garden and it was accepted. The deeds didn't match up, the side plot was missing off the deeds but the boundary line on the deeds looked strange. There use to be a brook and it was suppose to be the boundary of the property but all zig zaggy…
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What type of boiler is this?
What type of boiler is this? How much it cost?
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Choosing a mortgage before moving
Hi My current period of a fixed term mortgage is coming to an end. I have been looking at choosing a new fixed term mortgage. However, I am planning on moving home in the next few months. My new home requires a larger mortgage and so I will need a new mortgage. My bank states that a fixed rate mortgage would result in a…
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How to sort utilities as a FTB?!
Hi all, I am a First Time Buyer so sorry for (another) simple question… Obviously when I move into the house I am supposed to take photos of all the meters, then what? 1. I know what energy provider the current owners are with, am I meant to go with them? 2. If I do have to go with them initially, can I then switch to a…
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Fixed term tenancy, lanlord wants more rent money
Hello, Looking for some advice of fixed term tenancies. I have a fixed term tenancy on a property for 6 months. Key contract details are as follows... - Tenancy commencement date: 14 March 2021- Term type: A fixed term until 13 September 2021- Rent Payment Date: 1st day of the month - First Rent Payment Date: 14 March 2021…
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What type of hot water tank is this?
I went for a house viewing and the Estate Agent (EA) unsure what type of water tank. I took some photographs and show it. Is it very old?
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Second charge help
I put £200,000 into a house but was £70,000 short , my ex best friend got the £70,000 mortgage with NatWest and I put in the £200,000 in as deposit ! His mortgage is with NatWest.his solicitor told me I had to do it as a gifted deposit but under the proviso that a deed of trust would be put in place .. it wasn’t as NatWest…
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Should I sack my solicitor and start again
I have a dilemma. I was about a week away from exchanging on a sale and purchase. I got the legal report from my solicitor yesterday on the purchase. The solicitor advised that there was nothing on the title other than a restriction relating to covenants to allow access to a previous seller. The restriction is on the title…
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Solicitor paying deposit to client after exchange - usual or something that needs extra precaution?
Just interested to hear others’ experience of something that I thought would be standard. So, my solicitor has stated that following Exchange of Contracts the Sellers’ solicitor may pay the deposit monies direct to the sellers or that the seller may use the deposit as the deposit in their own related purchase. Something I…
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Most reliable Online Conveyancer
I would like to know from users experience what is the best ONLINE conveyancer you have dealt with. It's a minefield out there with great offers and prices. Can anyone recommend one they have used and has worked out out well at a good price. Do you think it's best to use online or a local high street conveyancer? I'm a…
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Bar in the corner of houses
Hi I'm currently looking for a house to buy and I'm noticing lots of houses have this odd bar in the corner of one room. I think the picture below shows what I mean. Is this to do with the construction method? Any help is greatly appreciated, I'm a bit clueless when it comes to houses!
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Offering on a steel construction build
Hello, Me and my partner are looking at putting an offer in on a steel framed construction house. Has anyone had any experience with these types of houses and have problems occurred? We know that the house already has some offers on the table and we would have to submit a best and final offer by 1pm tomorrow. Here is a…
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Deed of Variation help
Hi I wonder if anyone could possibly help. I am in the middle of purchasing a leasehold flat. The seller was asked by my solicitor to obtain a deed of variation to rectify a mistake in the boundaries of the properties between the lease and the title plan. 4 months later after thinking they had started the process it turns…
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I have a good credit rating but no credit card, can I sill get a Mortgage?
Hi there, I'm in my mid 30s and am a first time buyer hoping to buy my first home sometime in the next 5 years. I'd had a credit card since I was 18 but only used it occasionally and always paid if off in full on time. About a year a go the card and account was closed by the bank as I just wasn't using it anymore. Since…
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Closing Date Scotland - How Much to Go Over HR
Hi all, As the title explains, our solicitor is putting our offer in tomorrow, the house went into a closing date a few days after it went up. We viewed it and loved it, it is currently up for 110k offer over. We were originally looking at houses between 150-170 but our offers always got rejected or we weren't able to go…
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Buying my first home
I am in a process of buying my first house. The property I offered was empty and newly refurbished. The memo was signed in March and since then I have just been waiting for everything to get completed from the seller side. In May I was told by the estate agent that they are waiting for a letter from the council then they…
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Advice needed - Right To Acquire was Freehold but becomes Leasehold just before exchange!
I am or was in the process of buying my house from the housing association I rent it from.When I received the Right to Acquire Notification from the Homes and Communities Agency, on letter headed paper it states under Part A: "We are of the opinion that you are entitled to have:
a) The freehold of the dwelling conveyed to…
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Capital Gains Tax on Inherited Property Sale
Hi all, My mother just passed away and has left her house to myself and my brother. I've read other posts saying that if the property deeds title is not changed and it's sold as part of the Estate no CGT is due on the property sale. However, we have an unusual situation.. my brother wants to move into our mothers house and…
