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Lease extension during purchase
Roughly how long does the conveyancing process take when extending the lease at the same time as purchasing? Bit of a (longwinded, sorry) backstory. We are the top of the chain. Accepted an offer as was told that the chain below us were already close to the point of exchange. Four weeks in our buyers have completed…
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Changing Solictors + FTB anxiety
I’ve recently changed Solicitor’s as my last one hadn’t even opened our file even though we already provided the information almost 2 weeks ago and paid on account for searches etc. Had an email to say they’ve received the draft contract and will be reviewing it as soon as they can. I’ve told them to send the draft to my…
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Buying a house in need of renovation - advice!
Hello, My partner and I have had an offer accepted on a property that we love, despite considerable work needing to be done (new kitchen, new bathroom, total redecoration), which we'll have a healthy budget for after selling our own property. We have a mortgage appointment booked in and will be booking in a full survey…
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Landlord selling house
Hi all, We have been renting a house for almost 2 years, with our AST ending 8th October. Last week we had a call from the estate agent asking on the landlords behalf whether we had thoughts about renewing, we called back to say we will contact them closer to the time. This morning we received a text message from our…
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I'm fuming with the bank.
My Provisional license & passport wasn't in my married name. We were told we could use the marriage certificate as proof then a month after they did the valuation of the house, they told us they couldn't accept that as proof of my name. So they changed the application to my Maiden name. We changed my name on some other…
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Upset vendor
Just completed on our new house..the vendor said that they would be leaving the curtains but we arrived to this! Anyone else come across anything similar from vendors who clearly were upset about something!
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Does anyone else get overly emotional on the phone with agents?
I am close to exchange and so far there have been two very stressful situations - one where the buyer and my agent put serious pressure on me to make a £10k reduction, and now where the seller's agent is putting serious pressure on me to exchange without a final viewing and before I am ready. In both cases I haven't caved…
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Should we drop buyer?
[edit - now solved]
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NHBC Buildmark warranty wasn't activated?
Could anyone advise me please of where in the process of buying a new build home the NHBC Buildmark warranty should be activated and whose responsibility it usually is to do this? If it was mine and I somehow managed to miss this when I completed then that's fine and I'll gladly admit the mistake, but I was certainly never…
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Re-Mortgage application bank requesting structural engineer report
I have a re-mortgage application with Virgin money and they have requested a Structural engineer report to get the cause of crack and potential repair plans. Has anyone experienced this? The property is an old terrace property around 1930s.
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Where do we stand with this sale?
Hi. We “sold” our house at the end of April, so nearly 4 months ago. Over several weeks there were some enquires that we couldn’t answer very fully and most recently a fleeting comment about indemnity insurance. For the last 4 weeks we have had no direct communication from our conveyancer despite me attempting to make…
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Alconbury Weald New Build Homes Quality
Looking for views on the quality of new builds from Redrow, Morris Homes, Crest Nicolson. If you've bought or are in the process of buying would love to hear people's views. Many horror stories about new build companies.
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Our house buyer is wasting time being petty
Hi all, I will make this as short as I can but will try and get as much detail in. We are currently in the process of buying a new build and selling our home to a FTB. when we put our house on the market in the middle of May 2021 we were open and honest with all the people coming to view so they all knew what to expect. We…
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RENTING IN SCOTLAND (EDINBURGH)
Hi Everyone, just weighing up whether we should buy or rent in Edinburgh before my new job starts in the new year. Firstly, what is the rental market like in Edinburgh? We would need a 4 bed house; what would you say is the average rent for this size property? Also, am I right in understanding that tenancy agreements in…
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Renting privately
We've rented three properties over the last 12 years and have been in our current property for 8 years - all through letting agencies. Due to high demand we are finding properties through letting agencies flying out of the window without even a chance to view as 30+ in the queue ahead of us. So I decided to put an ad on…
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Would you pull out of purchase? Vendors lied and survey issues
Hi, So cutting to the chase - I’m 9 weeks into buying 4 bed house in London which has had a loft conversion done 3.5 years ago by prior owners (ie not the vendors). The vendors have provided the building regulation completion certificate but nothing else. I’m chain free (rental) and I intend it to be home for 7 years or…
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SDLT on transfer of equity
This is a follow up to an earlier post, but things are confirmed now. I am buying a house with my partner - was originally sale of 2 houses but her sale has been delayed and we have to complete 1/9 (new build) so I have taken out a mortgage to cover the difference - so the purchase is only in my name as I could not put her…
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Partner buying 50% of my house when current fixed mortgage ends questions
Hi all, I've tried to find this info online but with no luck. My Partner and I have discussed him possibly buying 50% of my home next year when the 5 year fixed rate is over. By that time I would of paid off a total of the price paid for the property (£165,000). Now, he would have the cash to buy the other 50% (£82,000)…
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Selling house with aggressive, criminal neighbour
We bought a place a few years ago and have had issues with the neighbour - he has harassed us and smashed our windows on numerous occasions and intimidated us. The police have arrested him three times, but each time he has been sectioned and later released without charge. We can't resolve the dispute, as there is no…
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Gaining access to a property (section 11?)
Hi, I was wondering if anyone can help? I have a tenant who, in the past I've had no issues with, they're responded to requests for access, paid rent etc Recently they seem to be paying the rent a few days late, but still paying, and not responding to calls or messages I've had some complaints from neighbours about their…
