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Gifted Deposit - sending bank statements to the solicitor
Hi there I received some money towards my deposit from my parents. The solicitor wants 3 months bank statements. When sending this should I block out the bank account number and sort code for privacy?
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Land registry
hi all. my partner is selling her house and her middle name was miss from the title deed so we sent a request to get it changed only to find out that it wasn’t needed. We now have been told that we have to withdraw the request to change the title and it will another week. My question is can We still move without it being…
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Garden sold separately but not registered
hi. I’m buying a grade II listed home that was originally 999yr leasehold. The seller converted it to freehold and applied in October last year. LR have expedited it and we now have a title number. However the significant garden isn’t on the title and the owner showed an email chain with a conveyancer showing the agreement…
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Property Developers
I’m interested to know the pro’s and cons of selling to a property developer? We’re getting a former family home ready to put on the market (early July) which also needs to go through probate. We’ve had several valuations all very positive about the potential for sale to cash buyers because of its situation and sought…
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Landlord Released Deposit - Now Wants It Back
So last week our tenancy ended, the check-out report was completed and sent to the landlord. He authorised the release of the deposit and we have now received it back. A week later, he has visited the flat himself and now wants to claim money back on a number of things. Our lettings agent has been in touch to advise the…
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Valuation survey by countrywide
We have chosen not to have a full survey on the property we are purchasing as it is only 8 years old. Our house is 37 years old and our buyer has gone for the same. I wondered, out of curiousity what a valuation survey actually entails? From what I remember when we bought they simply measure the rooms, quick snoop and…
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Can he end tenancy agreement from hospital?
Hi my uncle is very unwell in hospital ( will be staying for a while he's been told) and has wanted to give notice in his housing association place for a while and go stay with another relative . He'd still like to that as we dont think he'd be able to live independently anymore and would definitely need a carer when he…
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We really can't afford the house we want/need will things get better for us or just forget it?
We want a very specific type of house in a very specific location. We can afford "bigger" houses, but ultimately they might offer an extra room (that we need) but our girls share and all of the houses we've seen have smaller rooms that what they currently sleep in. So we don't think our quality of life will be massively…
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Bought a flat 2 months ago, now being charged £115 admin fee so I can pay my service charges etc.
Is this normal? At the time of sale I filled in the direct debit info etc.... it was only when checking my account that I realised they hadn't taken the service charges/ground rent etc. I queried it, knowing I'll owe 2 months in one hit now.... and they've turned round and said "oh yes it's a £115 admin charge to transfer…
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Tennants in Common mathematical question!
Hi everyone, hope you're all doing well. My partner and I bought a flat eight years ago. He put two thirds of the large deposit (200k split between us) and I put a third so we did a declaration of trust that states that he owns two thirds of said property and I own a third of it. We have been splitting the mortgage…
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Fire Regs Advice on Renovations
Hi all, I'm looking for some advice on renovations I am looking to make on the ground floor of my house. I live in a 3 story townhouse and am looking to go open plan on the ground floor. From my understanding, there are rules on exits from the stairwell in case of fire. The renovations will involve knocking through into…
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Buyer's solicitor holding up sale
Looking for some advice, what are my rights, what can I do etc. Sold house stc in October 2020. Cash buyer. All Solicitor documentation completed by myself and the buyer. My solicitor and estate agent have been chasing the buyers solicitor for the past 2 months, no idea what the hold up is, as everyone has done everything…
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SDLT Multiple Dwelling Relief for house purchase (main residence) with annexe
Could anyone advise on how straightforward or otherwise it is to file a claim for MDR? We are selling our current home and buying a house which has a self contained annexe. It is part of the same building and definitely less than 1/3 of the total value. It has its own front and rear doors, kitchen and shower room, bedroom…
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Remove annexe?
Contemplating buying a property with a detached annexe (with kitchen, bathroom and bedroom). We don't actually want an annexe at all, it is just that this particular property is perfect for us in every other way except for the existence of the annexe! Annexes, from what I understand, are a bit of a nightmare for mortgages,…
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Rented property fire regulations
Hello, this is my first time posting so I hope this is okay. I moved into a new rented flat and only after a conversation with the site manager found out that there are issues with the current fire regulations of the build. I was not made aware of this by the letting agent and I was just wondering whether this is…
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Can an estate agent mislead you during negotiations?
TLDR: Long story short, I increased my offer on the basis that costs have been incurred to evict tenants. I'm now asking for evidence of these costs. Longer version During negotiations it was mentioned that the seller would need to give his tenants 3-6 months notice meaning I would miss out on the stamp duty holiday. As a…
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Htb vs SO - how do you compare them?
Is help to buy better than a shared ownership scheme where the rent on the unowned share is charged at 2.1%? How do you compare which is a better deal?
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Seller not completing
I am having trouble with a house purchase. We exchanged contracts and were due to complete on thursday the 3rd, but the seller did not have all their paperwork in order so this couldn't happen. They did not have the redemption statement or a receipt form. I believe they now have the redemption statement but they still are…
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Stamp duty confusion
hi hope you’re keeping well. I apologise if this query is repetitive and has been asked before. I wonder if you could help me? My partner and I are in the process of buying a new house (we’re hoping to be toward the later stages of this as our solicitors have received responses to their enquiries and all searches are back…
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House purchase with unadopted services
Hello We are in the process of buying a house which it turns out (we only found out once receiving the paperwork) is on an unadopted road. We are already dealing with the potential cost implications of that! However, the estate that the house is on was completed in 1983, and the title deeds for the house have some very…
