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Estranged husband wont pay half bills yet insistent he pays half house insurance
We have no mortgage, my husband left the home last October. He said he wouldnt pay half the bills so i took over them all but he is insistent on paying half the house contents and buildings iinsurance as his solicitor has advised him. Does anyone know why and if it would make any difference to his rights. He has said i can…
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House has tenants in-situ who need to be rehoused by the council. Avoid?
I went to view a lovely house earlier, I was aware it is currently occupied by tenants. I was a bit taken aback when the EA took me into the front
room as there was a semi conscious elderly man in a mobile hospital bed with a mask on and
nurses and his wife in attendance. EA explained that
the tenants in the house are…
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Home insurance for a new build at exchange
Hi All, We are in the process of buying a house and are due to exchange very soon. The house is a new build and is part way through the construction process. We understand that we need home insurance at the point of exchange. We did the usual search on various comparison sites, before calling admiral to discuss multi…
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missed payment status 1 - trying to get a new mortgage
ok so 12 months is nearly up and my status 1 is about to pass on my credit report. I'm aware I am unable to get a mortgage product with a status 1 on my credit report. would this affect how much I can borrow or just affect how much I pay back each month? should I be looking at properties and putting offers in or is it too…
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Right of access for neighbours
Hi can you help I'm getting to the point where I want to sell the house that I love. 5 years ago when we purchased our old Victorian we knew that our neighbours had right of access over our drive way to get to their house all was very clear on the deeds and we were happy to do so especially when they where retired. We have…
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Scotland sold house and leak claim
I sold my 2 bedroom house in Scotland the new owner got the keys on 14/5/21 and I thought everything was done. Fast forward until 4th June my solicitor now receives a letter from the new buyers solicitor claiming there’s been a leak in the up stairs bathroom and they’ve had to get a plumber in to fix the leak and damage…
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Maintenance charges in a leasehold building
I am having troubles obtaining these information from sellers' selectors. How long does it normally take to receive some sort of documents definitely confirming the above? I am not only struggling with getting something what would eliminate any doubt in regards with the service charges but also communication is painfully…
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Property misinterpretation advice
Long story short we bought a flipped house and realised that one of the chimneys had been removed from ground floor and kept above. We only realised this after completion when going through old photos of the house pre-flip. The sellers didn't declare any internal wall removal under Building works (e.g. extension, loft or…
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Development of 5 4-bed houses behind the property we're buying
Hello, the TA6 form from our vendors came back which pointed to neighbours at the back of the property we made an offer on have sold half of their gardens and now that area is being developed to become 5 or 6 4-bed detached houses. 4 properties, one of which backs onto the garden of the house we're buying and another one…
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Idle speculation - what if the seller had to pay all the costs instead of the buyer
I’m bored today waiting to hear back about a viewing so, in idle speculation, I wondered what would happen to the house market if the cost of surveys, searches and even stamp duty became the sellers responsibility rather than the buyers? Imagine a world where you had to commission a full impartial property survey before…
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Renting Partner Moving into my Mortgaged Property
My partner rents their house, and I have a mortgage on mine (in my name alone I bought it before we met). If they move in with me we'll be in a very good financial situation.However my Dad reminded me that even if we aren't married my partner would be legally entitled to 50% of my mortgage if we break up, even if I don't…
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Property charge on Land Registry
I have a charge lodged with a property I own with my son. He owns 25% and the charge states that when the property is sold my investment is to be repaid to me. However he is unlikely to marry and assuming I predeacese him how can I prevent my money being shared with family members against my wishes?
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Help to buy CTD Confirmation to developer
Does anyone happen to know if a developer will complete with just the CTD; which basically confirms that the funds have been approved or do they need the HTB to transfer the funds on the same day as the completion? I have the CTD and completion date but there are is less than a week between the CTD being approved and the…
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Mums house put in my name
Hi I’m new to this forum but wondered if anyone could help. My mum wants to sell her home and relocate to where I will be when my divorce goes through. She is very kind and generous and plans to buy a large house that can be split up to create an annex for her and the rest of the house for me and the kids. She wants the…
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Will things speed up in July
I had an offer accepted in April and I am wondering once the stamp duty holiday has ended, do you think things will speed up. All searches are back, waiting on enquiries from vendor (there are a lot) Thanks
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buying a property from housing association
Hi guys, I am a tenant with housing associations around 20years now and two years ago I was given a valuation to buy the property but it was outside my budget. I have now resubmitted my application and just been told out that the property is not up for sale due to: Your property must either have been: built or bought by a…
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How to find out who manages leasehold on 100 year old house
Hello, My partner owns a house which was build over 100 years ago - the propery is leasehold. She hasn't received a letter since 2016 asking for ground rent - she wants to make sure there isn't a large debt building up so we found the last letter she received and tried to find the management company - it looks like they no…
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What happens now?
sorry for the ridiculous question but so far Sold our house 19/5 and had offer accepted on purchase 24/5. Around 11/6 the searches were requested and all properties surveyed and mortgages accepted by 18/6. roday we’ve had our mortgage deed which will be returned tomorrow but realistically what happens next? im clueless…
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Capital gains on house gifted 26 years ago?
Hi all - my wife is selling a house which was transferred to her ownership by her dad 26 years ago, he passed away many years ago, her mum lived in the house (rent free) until recently, she now lives in a care home, question is my wife liable to pay CG on the house proceeds?, and if so is the HMRC calculator the best one…
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Gap between exchange and completion
HI guys completion is scheduled for 30th June. I transferred deposit to solicitor already and bank will release funds on Monday. Seller is ready to exchange. Should i exchange now and completion on 30th June? What are risks?
