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buying a property from housing association

Hi guys,

I am a tenant with housing associations around 20years now and two years ago I was given a valuation to buy the property but it was outside my budget. I have now resubmitted my application and just been told out that the property is not up for sale due to: Your property must either have been: built or bought by a housing association after 31 March 1997 (and funded through a social housing grant provided by the Housing Corporation or local council)

I was wondering is there a law where Housing Association could be forced to sell the property?  I am not after any particular discount just that I have maintained this property very well and I am in position to buy it now.

My tenancy  type is: assured tenancy
Housing Association: Together Housing

many thanks for your advice.




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Comments

  • T.T.D
    T.T.D Posts: 260 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    edited 22 June 2021 at 2:44PM
    You cannot force a sale by being given an offer to purchase, it could wholeheartedly be that everyone in the housing stock that are 15years plus old, was sent blanket letters of the opportunities to buy, then only do the proper check for eligibility to purchase when an offer is taken up, it maybe you fell through the net the first time round but upon deeper inspection found out you weren’t. 

    Freedom of information act to the HA could determine their refusal claims, by requesting the build information and funding information council or Grant etc. 

    Or land registry?
  • besimali
    besimali Posts: 7 Forumite
    Fourth Anniversary First Post
    thanks, how would I request this info? via Housing Association or do I need some lawyer?
  • sheramber
    sheramber Posts: 22,130 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
     Was it offered under this pilot scheme , which is now finished

    https://huutimoney.com/right-to-buy-housing-association/

    Right to buy housing association

    The Government successfully ran a pilot which offered housing association tenants the right to buy their housing association homes. Right to buy was previously reserved only for council tenants. The Right to buy scheme for housing association tenants will now hopefully be available to housing association tenants in 2020.



  • T.T.D
    T.T.D Posts: 260 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    besimali said:
    thanks, how would I request this info? via Housing Association or do I need some lawyer?
    Freedom of information requests can be done simply by email or phoning the HA and asking for this information although better done via email to their customer services.

    As highlighted though, was this offer 2 years afforded to you through a pilot scheme, has this scheme been adopted by your housing association?

    HA tend not to set a president by selling stock especially in areas demand/high value.  


  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    I think it depends on when the HA bought the housing off the council. I bought mine in august off HA but my uncle is with a different one and been in his house longer and they aren’t able to buy. Either continue renting or cut your losses and look for a property on the open market. 
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • besimali
    besimali Posts: 7 Forumite
    Fourth Anniversary First Post
    sheramber said:
     Was it offered under this pilot scheme , which is now finished

    Hi, not it was offered under Right to Acquire scheme, but now they are saying the agent initially made a mistake hence the offer was presented to us. I don't know whether they were telling the truth then or now.
  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    If you’re house is available to buy then you should be using the preserved right to buy rather than the right to acquire. Just fill in that form and send it to them
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • besimali
    besimali Posts: 7 Forumite
    Fourth Anniversary First Post
    preserved right to buy is only for council Tenant, wheres I am on assured tenancy. As far as I knew all housing association properties are up for sale.
  • Caz3121
    Caz3121 Posts: 15,825 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    besimali said:
    sheramber said:
     Was it offered under this pilot scheme , which is now finished

    Hi, not it was offered under Right to Acquire scheme, but now they are saying the agent initially made a mistake hence the offer was presented to us. I don't know whether they were telling the truth then or now.
    https://www.gov.uk/right-to-acquire-buying-housing-association-home

    Eligible properties

    Your property must either have been:

    • built or bought by a housing association after 31 March 1997 (and funded through a social housing grant provided by the Housing Corporation or local council)
    • transferred from a local council to a housing association after 31 March 1997
  • besimali
    besimali Posts: 7 Forumite
    Fourth Anniversary First Post
    yea that's what I was told today, but didn't know that HA can refuse to sell the property even without discount due to above reasons, I'm not after any discount, basically I just spend loads on repairs thinking I will be eligible to buy it and only to find out that's not for sale.
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