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Bathroom Remodel Idea - is this feasible?
Hi All, Hoping to tap into the collective wisdom of the forumites as a novice first time buyer. I've just exchanged contract and planning to move into my apartment at the end of May. This is a mid floor 1 bedroom apartment in purpose built block (7 other apartments in the building, spread over 4 floors). This building was…
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What happens to your mortgage offer if the sale falls through?
Let's say you received your mortgage offer all fine, but your sale falls through for one reason or another (you get gazumped, property gets down valued, sellers divorce and don't want to sell etc...) If you end up reapplying, will you get another hard search added to your report? Do you need to wait a few months before…
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Considering a property that's currently tenanted
I've been looking at a flat that's for sale on Rightmove. It's been on the market a while and when I called I realised that it's likely that's because it currently has tenants. They haven't mentioned it on the listing, it only came up because they said they need 2-3 days' notice for viewings for the tenants. They have…
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Scottish property purchase advice please
Hi all - seeking the wisdom of those familiar with the Scottish property market game... We have viewed a city centre flat that we are very keen on and don't know the best approach to take with this "offers over" process. It only came on the market this week and we viewed it straight away. the owner was actually the person…
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Is there a better web site to search properties to buy?
Hi, is there a web site in the UK that permits to search properties filtering by a richer set of criteria? For example: by area, by tenure, by year of construction, excluding boats, by number of toilets, with garage and/or parking space, by station vicinity, by distance from a fixed point. So far my experience with…
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Removing name from property deeds in divorce
My husband and I are getting divorced, he is staying in the house and we want to remove my name from the deeds. There is no mortgage on the house. Am I right in thinking we just need to complete forms AP1 and ID3 for Land Registry? Or do we need form TR1 as well? We were hoping to do this ourselves rather than appoint a…
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Who is in the wrong? Newspaper article?
https://www.mirror.co.uk/news/uk-news/homeowners-shock-after-neighbours-extension-24023255 So one guy has built up to the boundary and is now complaining his neighbour has done the same and he can't maintain the side of his house. Now the second blokes extension does look dodgy, but why is ok for the first bloke to build…
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May I ask some advice from some buying/selling veterans?
Hi, just looking for the best course of action please on a plan I have for my living situation. I bought a house outright in 2015, I lived in it for a while but then moved out and it is now tenanted while I moved into my partner's rented place. However, we have been having issues for some time so I am looking to move out,…
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Renting a basement flat: Council Tax and Rent Offers.
Hi everyone, I am currently looking to rent my first flat. I found a property in the area that I like. It's a very well to do area and quite popular as is close to town. Apologies if I don't know what I am talking about, hence why I am here for advice. It is a one bedroom basement flat. It is essentially a converted…
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Rent on Italian property
Hello, I am new to this Forum. I am originally from Italy but I am resident and domiciled in the UK. In Italy I own a share of our old family home (a third as I am one of three siblings). The house is rented out but the rent goes to my mother who does not have a proper pension, so that is the money she lives on. I have…
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Purchasing Property From Parent - Via Monthly Payments. Advice needed
A situation has come about where I have the opportunity to purchase my family home, the property is owned outright & has never been mortgaged as it was purchased by my Grandmother in cash approx. 12 years ago. She has recently decided to relocate to another property, and it has been proposed that I could purchase the…
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Rental Arrears - How to proceed for Landlord
I (Landlord) am looking for some advice about whether this can be deemed rental arrears (I have read some posts from some years back and wanted to check they are still relveant due to COVID https://forums.moneysavingexpert.com/discussion/4262573/rent-arrears) If the rental arrears can be claimed: I have calculated the…
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Estate Agents fees
We recently put our house up for sale and engaged an estate agent for a fee of £4000. We instructed them on the basis that we were looking for a sale to complete during late August to early Sept to fit in with our timescale as we were going to rent for 6 months to meet the completion of the build of our new property in…
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Chalet bungalows - why are they cheaper?
We've recently seen around 3-4 chalet bungalows on the market (all conversions rather than original) and every single one is going for 30-50,000 less than non-chalet bungalows, even on the same street and built around the same time. Our simple question is why? Chalets seem like a great idea, what with the extra space, but…
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I made big mistake buying my house
Hi, i bought my house 2 months back and I have regretted it since. I bought on 5th March and my cat was traumatised so much we had to put her down on 8th March. On 20th March my next door neighbours who are tenants played very loud bass amplified music till 1:30am, we ignored it hoping it was one off party. On 26th March…
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New Build Optional “Extras”
Hi We are in the process of buying a new build, (there’s 3 in the chain),and are Cash buyers. Met with the developers yesterday to choose “Optional extras”, ie flooring, built in wardrobes, dishwasher, outside tap, outside socket etc. Total cost amounted to just over £13,000, which is a heck of a lot, but I would say, they…
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Mortgage deeds?
Hello everyone, just had a random thought following from something I read in here re mortgage deeds. when would the mortgage deeds be signed? And This needs to be a witnessed signature ? I exchanged on my property last week, but I haven’t yet seen the mortgage deeds, I’m a novice at the house buying and selling etc so just…
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Siblings inheriting share of Mums house
I lived with my late Mum. Dad died many years ago. Mum has left a will stating I inherit 50’/. and my 4 siblings 12.5’/. each of the house. Can my siblings make me sell the house if they want their share, I don’t want to move out, and in the meanwhile whilst paperwork being dealt with who is responsible for repairs etc. I…
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What to ask!?
I am First time buyer . Searches have been kicked off this week. It would take upto 30 working days or longer to come back as per time line given on some website for my area council. Building survey is in next week. Solicitor has sent a mortgage deed for my acceptance. as a first time buyer, do I need to do anything apart…
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Renting elsewhere whilst on a residential mortgage
Hi, I bought my first property just over a year ago and my dad is currently living with me. We dont have any formal lodging/rental agreement, he just chips into the bills/mortgage every month. For reasons i wont go into, i need to move out and rent another property for around a year or two. My dad will continue to live in…
