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Building regs in period building
Hi I am looking at a period edwardian building which still has all its original features, grand hallway with staircase, servents bells, fireplaces. Everything. Outside It still looks like it did in 1905. Very well looked after and maintained. Sounds like a dream. The wife loves it, I love it, the kids love it. We want it.…
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Stamp duty: what happens if extended?
Hi there, quick question, we are adding the cost of the stamp duty tax to our new mortgage, what happens if the stamp duty does get extended and we don't need to pay it? Will we be able to access this additional money we've borrowed to put into the house in one lump sum? Don't want to be stuck paying it off in monthly…
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Central Heating System broken when inspected after buying.
Hello everyone, I am looking for some general advice here. I recently just purchased a house in Scotland. During the missives stage, the 7-day warranty that is giving for the Central Heating System was removed. I thought that was a bit odd and after being advised from friends that have bought property, it was in my best…
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Solar panels and help to buy?
Hi fellow savers, I wanted to get some general advice. Can you install solar panels on a property you bought using help to buy equity loan (not paid off yet). Their website says the following. Decorating, kitchen/bathroom re-fitting, solar panel installation or window replacements are not considered home improvements and…
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Late rent
please could anyone give me some advice. I live in a caravan with Park holidays i have never missed a rent payment but due to being out of work as a builder I’m struggling with paying this month. i have explained to the Park that my pay cheque for last job will clear on the 10 th of this month and I will pay . They are…
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Sudden new landlord. Manage myself or not?
Hello, I've been looking at these board for a while trying to gather as much info as possible on how the property market 'really' works and I now am in need of some advice. For a bit of back story, I graduated University last year and my parents were keen for me to follow in their footsteps, as it were, in becoming a…
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Found asbestos boiler flue
Hi there. We recently moved into a property that we are renting. We needed some work doing to our heating system and a contractor has now given us the news that the old boiler flue has been left and it contains asbestos. I need to know what we do about this. Do I approach my landlord and ask to have it removed or is this…
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Are these legal fees reasonable
Hello, We are on the verge of pulling the trigger on a new build reservation. Up until now I have taken the advice of this forum to never use the recommended panel solicitor even to the point of walking away from one developer who verbally told me I HAD to use them but then in writing was a little less forceful! However, I…
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Private renting and the shame
Hi, I'm not sure what I'm posting this for, maybe to see if anyone else is in the same position and how they're coping I guess. We are currently in a 4 bed house which is privately rented, I have 3 children and am on my second relationship. I had a marriage breakdown in 2013 which forced the sale of our home and division…
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Scottish Government have scrapped Help To Buy with one weeks notice, leaving us stuck!
Hi all new here, but a long time lurker. My partner and I have been saving up for a house in Scotland for the last couple of years. The pandemic has slowed us down a bit, we did intend to actually have enough to buy a new build last year, but that has been postponed due to less savings (furlough) and uncertainty with our…
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Estate agent charges deposit to grant vacant possession
I’m buying a property to live in and in conveyance process after offer accepted. Estate agent want to have an one-sided pre-exchange deposit and threaten otherwise not serve notice to tenant so the sale cannot complete with vacant possession, before deadline. Can they charge such deposit that only protects seller and is it…
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Sell our house and mother-in-laws house to buy one larger house with annexE
This seems so confusing to me. My mother-in-law is terminally ill and still lives with her other son. House worth £270k. They have no mortgage and both names are on the deeds. My husband and I live with our two teenage children in the same village and have no mortgage. Worth £375k. My brother-in-law is struggling to care…
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Reserving a Gleeson Home
Hi everyone! Me and my partner have found a Gleeson home that is ideal for us, we have a deposit sorted and want to get the ball rolling asap. Gleeson however are yet to release the plot for sale. They have said it will be released within the next month or so however they can’t advise a firm date. It is one of the last…
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Query regarding benefits to buying into freehold
Hi all. I know I need to speak to a solicitor, but before spending on that I've been trying to do some research and I can't find information which fits my circumstance so hoping someone on the forum may offer some thoughts. I live in a terrace converted to two flats. Flat 1 owns the freehold (they do not have leasehold).…
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Should I sell 2nd home to reduce primary home mortgage???
5 years ago my husband and I bought a flat to rent out as we had decided not to move house. Circumstances changed and we moved taking on a bigger mortgage and now I'm wondering if we should sell the flat to clear part of the current mortgage. The flat is owned outright and the rent we receive is £450 pcm. Mortgage amount…
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Tenancy advice
We are buying our own home and will need to give notice. Our tenancy contract ran out last April and the landlord has not asked us to sign another but we have remained here paying rent as per normal. How much notice do we have to give him if we are out of contract ?
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House sale: I can't locate my ex
Hello forum members, I have a property that was bought with my ex partner in 2006. He left the country and we separated in 2008. I want to sell the house, and severe my financial ties with him. I have been solely responsible for the upkeep of the house, and for the mortgage payments. However, I can't seem to locate him via…
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Buying a Second Home - Declaratjon of Trust?
Hi all, I’m looking at buying a second home to help out my Mum who’s currently renting. My Mum’s partner has some money saved that he would like to add to the deposit, which I don’t 100% need but would help me to keep a better rainy day fund in my savings. They’re not in a position to be added to the mortgage due to their…
