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Asbestos testing ceiling?
I've got an artex ceiling, which I'd like to test for asbestos. Anyone tried/recommend a home testing kit? I was thinking about something like this, but I've no experience with the company https://pennington.org.uk/surveying/asbestos-consultancy/asbestos-testing-kits/ I want a test as - assuming it's not asbestos - I'll…
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Should I buy a flat that comes with the building's freehold? A perk or steer clear?
I am very taken by a maisonette in a beautiful large house that was long ago converted into two flats. The maisonette (so it seems) owns the freehold to the whole building. The ground floor flat is leasehold (this is mentioned in the title papers of the maisonette). From what the estate agent is telling me, while the…
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FTB asking for 5K reduction just before exchange
We sold our house at the end of October last year. I agreed on 3k less than the asking price and actually marketed at less than the estate agent suggested. Now just as we're about to exchange they have asked for a 5K reduction. Concincidently this takes it back to their original offer that I turned down. They had an…
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Land Registry - Solicitors can't agree on removal of restriction process
Hello, Hoping Land Registry representative can help. I am buying a leasehod flat that has the following restriction on title: "RESTRICTION: No disposition by the proprietors of theregistered estate is to be registered unless one or more of them makes a statutory declaration or statement of truth, or their conveyancergives…
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FTB / Right of Way issue
Just looking for a but of advice and wondered if someone
would be kind enough to offer their tuppence worth. Myself and the gf have had an offer accepted on a mid
terraced house with a narrow but reasonably long garden. We are both first time
buyers and this will be the first time either of us have lived away from our…
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Structural check following survey
Hi, I am at mortgage survey/valuation stage of the buying process. The survey came back and the lender has asked specialist structural check of a couple of things. There may be something wrong, there may not be. As it requires structural engineering survey, it will cost more than homebuyer report. I am estimating upwards…
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FTB - Stressing about paying deposit to solicitor!
Hi guys, Hope everyone is well. FTB here and have been told that
completion for my property has tentatively been set for the end of the month! However, I’m a bit stressed about the whole process of transferring my deposit to my
solicitor as it’s a hefty amount - £155k. More specifically, I’m not so sure
what the best way…
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How do i cover costs for work in Bad Home buyer report
Hi, we have our mortgage agreed on our 1st home but our home buyers report came back with a few essentials, including rewiring and heating pipes and radiators needing replaced, having these done will require some redecorating too. We have some contingency money set aside but I suspect not quite enough. Am I right in…
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Land Registry Question - Charges On Titles
I'm trying to establish whether a property has a charge on it, or not.I've pulled down the title from LR and the 'register extract' box on page one gives the usual info - Title Number, address, price, registered owner(s) - and under 'Lender(s)' it clearly states 'None', which seems clear enough that there is no lender, so…
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Vendors Management Pack
Hello All, I was just wondering whether anyone had much experience on a ‘management pack’? Long story short, we were due to exchange on our house last week, however this didn’t happen due to the vendor waiting on a ‘management pack’ for their new property (retirement home). We are the only 2 in the chain and the offer was…
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Delaying missives help!!!
Hi looking for a bit of advice here... reserved new build with missives deadline mid Feb but waiting on first home fund reopening in apr, any ideas if builders would delay missives
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Estate Service Charge
Hello! We are in the process of buying a new build on a new estate. We were told from the very beginning that we would be responsible for paying an Estate charge to support the maintenance of grounds, lighting and streets etc. This is managed by a third party. Despite being a small annoyance, we accept this and move on. I…
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Changing Estate Agent
We have recently put our house on the market but we think we may have made a mistake choosing the right Estate Agent. Are we within our rights changing to another agent during the 14 days cooling off period? It does mention in our agreement (which is for 12 weeks) about charges will be made for any work done e.g.…
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Opinions sought on what work to house is worth doing prior to selling
We're currently putting together some 1-3 year plans to move out of East London (Dagenham) up to Scotland (likely Edinburgh-Stirling outskirts). We currently have a typical Dagenham mid-terrace 3-bed ex-council house from 1920s and been here 19 years. Over the years we've done some renovation and put a decent conservatory…
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spouse moves out of mortgaged house, the remainer rents the spare room out
my friends have been married two years, have 3 years left before the mortgage can be messed about with, or sell the house without early termination charges, but have now split up. The one who earns the least, and contributed slightly less to mortgage payments, has moved out, and the higher earner is staying in the house,…
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Un-salable cottage
Please can anyone tell me who to turn to? I got as far as signing my side of the conveyancing document for the sale of my late mother's cottage and sent it back to my solicitor. Meantime my solicitor had received a letter from another cottage owner in the terrace saying he wanted to store his stuff by a right/clause saying…
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Extending Lease with Share of Freehold
I am interested in buyer a 1 bed house on a small development of 20 houses for the over 55s. The house has a 125 Yr term lease drawn up in 1990 and has a 1/20th share in the freehold. There is therefore no ground rent payable. I have asked about the cost of extending this lease. Can someone please confirm their…
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Estimated energy cost on EPC on rental property seems unachievable
Ive just moved into a flat where the estimated energy cost is £500 a year based on a C rating on the EPC but the daily costs are exceeding £7/day at times. I appreciate more energy will be used in the winter months but the estimate seems way off. Was I being naive to expect to pay something like this estimate?
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Shared Ownership - Partner moving in
Hi Wanting some help regarding a situation on Shared Ownership. I'm looking to buy into shared ownership everything including the rent and the deposit will be mine. But, would my Wife be able to move in with me? The thing is she owns an overseas property that she doesn't want to sell. Any advice would be great
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Final Charge Order help
Hi all I have posted about this previously but things have changed since back then. Cut down version of events as follows. My mom agreed to be a guarantor for her brother to rent a shop back in 2004/5, company got in touch to say he hadn't paid a quarter's rent amounting to £5500 in 2006. The company asked that mom get in…
