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Post Exchange Solicitor Requests
Hi there I exchanged on my apartment 2 weeks ago and we still hadn’t received the sales pack from the management agent - the buyer was happy to exchange without it in order to get to that point. However, their/my solicitor is now asking me to get the pack from the agent (at a fee) despite having exchanged and completing…
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Can a third party pay SDLT or does it have to come from us
My mother has offered to pay our SDLT for when we buy a house, hopefully this summer. As I understand it we'll have to prove the funds are available for the mortgage offer to complete, but does it have to be in our names? If she is able to pay it on our behalf, how does that factor into inheritance tax laws? Fingers…
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Financially preparing for mortgage - how far do you go?
Apologies if this has been covered to death in the past (tried to search for similar threads). Partner and I are currently in the process of buying our first home. We have found a property on the market that ticks our criteria, however, it is being offered at above the range we were originally looking at (monthly mortgage…
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Thoughts on areas of the UK that have cheap £150k detached housing?
I’ve been looking ‘online’ at £140-160k (sometimes a lot
less) detached houses around Durham, Carlisle and parts of Wales and Scotland.
Does anyone on here live in such an area, and can let me know what I should
expect, or suggest any other areas in the UK with similar house prices. Work and commute travel are not a…
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Moving house. But not found new one. What do you do with 300k for 2-3 months.
We will sell house in 4 weeks. So moving out and Equity will land in the bank. Down sizing so looking for new house but not found right one yet. Whats best way to keep money. I presume 20k in cash isa, <85k in multiple companies instant/limited access savings. Then bring it all back to current account when ready.
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What is this antenna?
This antenna is on the house we are buying. There is also a TV aerial. Looks like a radio ham or taxi company antenna but can anyone confirm if it might be anything important for a residential property??
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First Time Buyer // Coronavirus Help!
Hi Wonderful people of MSE! Single person prospective FTB here looking at purchasing in the next 6 months (not wanting to use any schemes). I am hoping to get some advice and general thoughts and opinions on the current housing market situation and whether or not i am about to make a big mistake or if I should do whatever…
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Cavity Wall Insulation and Documentation during house sale
Hi there I would appreciate your advice regarding documentation for CWI and house sales. We bought our house in 2014 and received no documentation regarding CWI. The survey at the time found all internal and external walls to be in good order with no evidence of damp. We are now selling our house, and as far as we know,…
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Wrong name on land registry
I need advise! When we purchased our house we had my partners middle name on the details for land registry however his middle name was given to him when being christened not when born so it’s not in any official documents. This was not questioned at the time by our solicitors and I was unaware it was not an official middle…
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Tree Overhanging Our Property - Mid House Sale
Hi, We have just bought a house and are refurbishing it, ready for a move in 3-4 months. The house next door is being sold, it is currently under offer and they are doing the paperwork with exchange imminent. There are some large trees in the neighbour's garden, with big branches (circa 30-40 cm diamater) that overhang our…
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Is this classed as a second home or empty home?
Hello, Just wondering if anyone can tell me if a house is considered to be a second home or empty home if it is furnished and used for storage? It used to be my main home but then I bought my late mothers house and have lived there since. My niece rented my first house for 9 years and since she moved out I haven't wanted…
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Estate Agents fault or just bad luck?
Hi, looking for advice! We listed with our local Estate Agents at the beginning of last September. Since then we’ve had 35+ viewings, 3 offers (all fallen through) and somebody else that we were told was desperate to buy ours but when they actually sold their house they then changed their minds and bought something else!…
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what are legal estate agent fees
looking at a house to rent , what fees are legal. they are saying £135 per person referencing and six weeks holding deposit I have read no fees for referencing and 1 week holding deposit. thanks
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Tenant Guarantor
Hi hoping someone can help . My daughter who is a mum to my three year old grandson is trying to get a private rented property as the property she was in last the landlord sold it just before lockdown last year we tried to get some advice on what to do as letting agent just sent a notice but the local council homeless…
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Try get a mortgage now or wait - High Credit utilisation issue
Hello all long time lurker here, I am after advice on weather to apply for a mortgage now or wait a little while longer, I am looking to get my own property as a first time buyer, I was happy to be in this position after some big financial mistakes earlier (overspending) In my working life which I learned from and grew.…
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Can you.. (leasehold)
I have 65k deposit for a house. A house has come up which only has 20 years lease on it which is up for 65k. I’m just wondering if you can get a mortgage out to pay for the freehold which stands at 50k. I don’t want to waste my time going to view the property if there isn’t away round to buy the freehold.
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Trying to end a rental tenancy agreement
Good evening MSE, I am posting on behalf of a very upset and stressed out partner. Please move to correct board, if this is in the wrong place. My partner has been renting a flat from a private landlord for the last 5 months. However, the flat has damp issues, and an independent electrician has advised the electrics are…
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Purchasing BTL property under a SPV
Hi all, I intend to sell my current property and purchase a larger property with the equity; however I am considering whether setting up an SPV and purchasing my current property as a BTL is a viable option. I have done a lot of googling and think I have a good idea of what it would involve, but would be grateful if you…
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Advice on Buying a Cheap House.
Hi all. I wish to buy a house which will be a cash purchase. For the type and location of house I am looking for, I am hoping that in a few months' time, I may finally be just about able to afford a suitable property, however, it will be at the very bottom end of the market, i.e. the cheapest ones that crop up now and…
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TR1 (transfer) form
My buyers solicitor made mistake on tr1 form by not using our full names. I pointed this to my solicitor who sent it back for amendment. The buyer solicitor made another mistake on my wife’s surname by missing 1 letter out, again I pointed it out to my solicitor assistant and she sent it back again for amendment. This has…
