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Completing soon on house and having serious doubts
We are a family of 4 and have been in our home for 20+ years. Agreed on our house last year and struggled to find a house due to not finding one much bigger than our own. Basically moving for garden and garage and more space. So after 3 months we found one bigger than everything we have seen but major project. Needs…
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vendor leaving stuff i dont want
my vendor has listed her manky dirty fridge, freezer, vile tatty curtains and filthy bed as items she is leaving in the house do i have to accept that theyll be there when i move in or can i ask for them to be removed?
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Help... Probate gone wrong? I think?!?
Hi, In short found our dream forever family home. Was assured by estate agent property was chain free and ready to go, and as the deceased family had many relatives who all had to agree to our offer, it took 2 days for them to be able to formally accept. Fast forward 11 weeks. £800 survey done, searches done, mortgage…
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Buying Leasehold on Property
Hi we are on the verge of buying our lease (which is only small) from Freehold Managers. With all the fuss around leases we thought it would be the right thing to do and the paperwork/process seems quite straight forwards :) We are planning on selling this year, thought it would make it more sellable? Do we need a…
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What’s peoples thoughts
I’ve had an offer accepted on a house but the next doors has moved SUMMARYHaving inspected the site, and considered the information currently available the engineer has formed the following conclusions:-The engineer is of the opinion that the cracking, both externally and internally, is representative of the movement that…
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Buying a house with my sibling - how to share my 50% of the house with my partner? Advice needed!
Hello everyone, I'm a first time buyer with my sibling and we are very fortunate to get on the property ladder. We have been gifted money through our family and we have both our names on the mortgage. We are hopefully moving in at the end of March this year and it's going to be a modern family arrangement with my partner…
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Access to roof
Hi this may seem obvious but want to get an opinion as me and my partner disagree. We have been renting a house for over 3 years and over time put excess storage in our loft. I recently browsed over our rental contract and I noticed that it states that tenants are not permitted to access the roof. Does this meant the loft…
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£500 Retention Kept - 1 Month
Hello all, Just after some advice. I'd be grateful for any. I've just sold my leasehold flat. My landlord/lady used to manage the accounts for the building (service charges/ground rent) on their own personal accounts, without a block management company. I am fully up-to-date on payments and this year, they decided to…
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Valuation rules for settling a HTB equity loan wth Target HCA
Hi does anyone know if you are sold STC and wish to settle the loan BEFORE completion, does the surveyor have a right to know the price agreed between you and the client or is it confidential and do Target have a right to use it to determine how you much owe them.
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FTB Structural Engineer report indicates historic movement - should I continue?
Hi all - my first post here, I've read tonnes of MSE forums over the last few weeks/months and its finally time to post! Me and the partner are FTB in the process of buying a 1920's (ex council) end of terrace property. We property is in fairly run down state, unlikely to have been refurbished for perhaps 30-40 years and…
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No hot water help!
Hi can anyone help? How can I get my
landlord to fix our hot water? It stopped working so we got in touch
and he sent round a guy who re-set the switch this made the heater
work again for a short time but then the same thing happened again.
No hot water. The landlord is now
saying that he's sent someone round so now its up…
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Homebuyers survey queries, damp and movement
Hi there, we have recently sold our house stc and the buyers had a surveyor over to do a homebuyers report/survey. I was a little concerned as our house is almost 100 years old. I am not the most DIY inclined gent but I think the house is in good nick. However I used a moisture detector and it detected between 1-8%…
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What to do with my estate agent
Our house has been on the market since July last year. We had one prospective buyer, but after six weeks we found out that he hadn't the mortgage offer he said he had and in fact his broker had said as he was furloughed for part of last year, he would need three months of wages payments, not furlough payments, before they…
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Tenant's electrical problems
I'm a bit stuck with my BTL.In short, the electrical boiler at the property has stopped working. This happened a few days ago, and after a lot of difficulty, I was able to find an engineer who came around to look at it. The engineer said the breaker switch was off. Paid the engineer, and the problem was apparently solved.…
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Communal roof replacement
Hey everyone I need advice. My roof needs repaired yearly because when the strong winds come, some tiles come off. I end up with water coming through my spare room ceiling. I recently had a repair a few months ago. It took a long time yo get repaired (about a year) because of covid-19. I own my flat in a block of 5 and one…
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Buying and selling on same day - liable for stamp duty surcharge?
Hi everyone, Just trying to get my head around the SDLT rules. We are selling a flat we have never lived in (bought while abroad and childless. Came back to UK with two children) and purchasing a house valued less than £500k that will be our main residence. We understand we will have to pay Capital Gains tax on the sale of…
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Just out of interest..............how.....?
does it work legally when you exchange in a chain? Do all the solicitors involved get on a conference call or something at the same time? Or does it go one by one from top to bottom? Just wondering as at the moment (and its not just me) - solicitors just seem to go AWOL for days at a time. I find it hard to believe that 4…
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Any ideas on what this stipulation means?
I'm purchasing a council house and found the following stipulation in the TR1 form: 2. THE Transferor being the owner of land adjoining the said
property for the time being remaining unsold may at any time
or times hereafter release waive or modify any of the
stipulations imposed by the Transferor upon the said property
or…
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Exchanging Whilst Abroad
Hi All, Just need a quick bit of advice - we were due to exchange next week with a view to completing mid march. We have been thrown a curveball though as our vendor is stuck in South Africa, and cannot/will not pay for the quarantine. We need to stick to the original timetable. Not having been in this position before,…
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Building regs obtained by previous owner
Hello Having a bit of a dilemma with a terraced property I purchased 3 and a half years ago. Unfortunately i've recently started to notice that the converted basement which I acquired building regs for during the conveyancing process has started to show some serious water ingress issues with water coming through the…