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What’s peoples thoughts

I’ve had an offer accepted on a house but the next doors has moved 
SUMMARY
Having inspected the site, and considered the information currently available the engineer has formed the following conclusions:-
The engineer is of the opinion that the cracking, both externally and internally, is representative of the movement that previously occurred, where it would appear that no 110 has moved slightly away from no 112, reflecting the direction in which the building settled. The main problem appears to be the party wall with no 110, which is obviously moving. It must show up internally within no 110. They really need to make a claim on their insurance policy.
The porch is also suffering from movement, probably as a result of a minimal foundation. The porch walls appear not have been tied into the front wall of the house.
The cracking above the newer UPVC windows is felt to be where the window installers have jacked the lintel slightly, when installing the window, and caused the racking to the brickwork above the window. This is easy to solve. If Heli-beams are installed into the cracked brickwork, using an epoxy mortar, this remedial work will limit future problems.
You should be aware that houses in this vicinity are built off highly shrinkable clay which is susceptible to shrinkage or heave due to the excess moisture being taken away from the ground by trees of other vegetation. Where the fine roots grow through the clay, it desiccates as the soil dries out. There is also the effect of the old iron mining area. As this is quite large, in it’s area, many properties show signs of slight movement if not built on raft foundations.
Dry summers,as well as low rainfall make the problem worse. The clay in the upper strata never receives enough rainfall to allow it to swell up again and it gradually shrinks. if one experiences a period of sudden continuous rainfall, then the clay will gradually swell again. This results in any cracks closing up slightly. This process continues over a yearly cycle with the clay shrinking and swelling.
It would appear that movement certainly seems to be potentially progressive.
It is critical that the walls are repaired in a manner which will limit any further cracking at these apparent weak points in the walls.
With the wallpaper and plaster cut out, the cracking in the brickwork can be repaired using Heli-beams (www.helifix.co.uk) This will help limit future damage to the walls to no 112, but, ultimately, the owners of no110 must take ownership of the problem and get their insurers to carry out some investigations.
Such matters such as CCTV drain surveys and trial holes will be required to help identify the problem.
Indications were noted to the party wall suggesting slight movement.
10] indications of the bathroom partition starting to move away from the rear wall this is the other side of my house what’s peoples thoughts 

Comments

  • caprikid1
    caprikid1 Posts: 2,659
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    There must be other houses ? The house is most likely unmortgageable as it stands.
    How old are the houses ? Personally I would not consider anything with any signs of movement unless it is a really old house.
  • The house is 50-60 year old I cannot afford another house is this area 
    the estate agent said it’s cause there was a tree next to the house but they had it removed but the report seems it was more 
    I have phoned up insurance companies and there nearly all saying they won’t insure the house 
  • I live in the area now in a 2 bed but I need a 3 bed the house above is in my price range but it has issues that’s why I was asking people thoughts what would they do 
  • Annisele
    Annisele Posts: 4,835
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    What I would do is walk away.
    I'd probably have to walk away - I couldn't afford to buy a house outright, and it doesn't sound as though this one is mortgageable. Anything that spooks insurers is also going to spook lenders.
    If you need a 3 bed, and the only 3 bed you can afford in your area is unmortgageable, then you'll have to either move outside your area or extend the house you've got.
  • staffie1
    staffie1 Posts: 1,967
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    The house is 50-60 year old I cannot afford another house is this area 
    the estate agent said it’s cause there was a tree next to the house but they had it removed but the report seems it was more 
    I have phoned up insurance companies and there nearly all saying they won’t insure the house 
    If you need a mortgage, you won't get one if you can't get insurance. Even if you could get a mortgage, you would have to pay for remedial building works to sort these issues, and you have no control over what No.110 do (or don't do).
    I agree with Slithery - look elsewhere
    If you will the end, you must will the means.
  • Slithery
    Slithery Posts: 6,046
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    I live in the area now in a 2 bed but I need a 3 bed the house above is in my price range but it has issues that’s why I was asking people thoughts what would they do 
    Look for a 3 bed in an area you can afford?
  • Sistergold
    Sistergold Posts: 2,163
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    edited 20 February 2021 at 10:30AM
    Why do you need a 3 bed? Do you own the 2 bed you are in now? 
    Initial mortgage bal £487.5k, current £238k, target £122k (quarter way!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    To save £100k in 60months start 01/01/2027
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • MFWannabe
    MFWannabe Posts: 2,584
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    I live in the area now in a 2 bed but I need a 3 bed the house above is in my price range but it has issues that’s why I was asking people thoughts what would they do 
    Run away - fast 

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • getmore4less
    getmore4less Posts: 46,882
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    The house is 50-60 year old I cannot afford another house is this area 
    the estate agent said it’s cause there was a tree next to the house but they had it removed but the report seems it was more 
    I have phoned up insurance companies and there nearly all saying they won’t insure the house 
    You have now found out why this one appeared to be  cheap enough to afford
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