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Helping parent buy a house
hello my mother in law is wanting to sell her flat and buy a house. She needs a bit more to stay in our area and my husband and his brother are considering contributing. She wouldn’t have a mortgage. My question is if she needs to go in a Care home later in life would the money we contribute be used for that too or would…
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Keep losing out - current market experiences (Scotland)
Hiya My husband and I are first time buyers - it's taken us about 10 years to get financially fit and pull a deposit together. Everything lined up for us just prior to lockdown and then we couldn't do anything about it as the market stopped. Now the market is moving we are struggling and so disillusioned with it. We're…
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Help to buy ISA
Hi, I have a help to buy ISA. If I claimed money from the government through this scheme for a deposit. If it still wasn't enough for the initial deposit can I add funds from a savings account? Thanks
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I complete on Monday. Anything I can do to make sure there are no hiccoughs?
I complete on Monday. We are in a small chain. A FTB is buying our house with a mortgage and we are buying a vacant property with no onward chain with a mortgage. We've arranged all the removal men and are almost completely packed. We're keen to be in the new place asap. Is there anything I can do to make sure the transfer…
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To survey or not to survey?
Morning all, having a bit of a tough time deciding whether to have a survey done on a property me and my partner are looking to purchase. Timeline: * Found a house... liked it * Put in an offer * Had our offer accepted... woop! * Mortgage survey has been completed (yesterday) and accepted * We are now in talks with our…
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First Mortgage/home and I’m scared and anxious
So basically me and my partner have a solid deposit, he’s worked so hard for 4 years and has saved 30 grand so we can buy our first house. we have found a good development, we’re looking at two more houses on this said development and then we will choose within the next week. We also get a 5% saving as I am a key worker so…
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No documents for new roof or damp proof course
So I have just found out that the house I'm buying had a previous sale fall through due to an issue with the roof. When I viewed the seller explained it had a new roof and there was now no problem with it but didn't tell me about the sale falling through. There was damage to some parts of the house that needed replastering…
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New build and stamp duty incentive
Hi all I'm looking for any advice on something that is quite literally keeping me up at night. I've recently reserved a new build house which is due to be completed by spring 2021. The sales assistant said they expect it to be finished by March. This is obviously cutting it close to the stamp duty incentive and when I…
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New Build Development over 60 year old Landfill
Hello We are considering buying a new build property in a large housing development in Tunbridge Wells. We found that a part of the site was a Council Tip from 1930s - 1960s and was used for various types of household and industrial waste. The builder (Berkeley Group) had done significant remediation work to clean-up the…
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Agent misselling property?
Hello, A dilemma posted out of curiosity - any input gratefully received! We had an offer accepted of £400k on a property advertised online as having a new 150 year lease on completion. Just after having our offer accepted we fired across some routine questions to the estate agent and learned that the property actually has…
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Buying /Selling Timeline...
All, I agreed a property to buy & found a buyer for mine as well. Draft contract my solicitor received from my Seller & draft contract of my house given to my buyer as well. Its been 8 working days after my solicitor received draft & 6 days since my solicitor send draft contract to my buyer. EA ( my Seller side) saying no…
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Would you accept this?
My MB told me last week he was applying for my MIP. After 5 days I heard nothing so I contacted him. He was in annual leave. Today I get an email citing he was to busy last week then he had a fews days off and he should get round to it this week. I’ve got to admire his honesty but this doesn’t feel right.
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Rent reference fee kept in 2016 - help!
Hello! I’ve been thinking about this and am really annoyed - hoping someone can advise me? In July 2016, my sister and I viewed a house to rent and ended up paying £360 for references etc.I’ve got emails between me and the owner, agreeing a date to move in, along with emails from the referencing company. My sister and I…
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House been on the market for 6 weeks with 1 viewing
Hi, can anyone help me. My house has been on the market for 6 weeks, we’ve dropped the price twice and had one viewing. Apparently the market is absolutely booming but we just aren’t getting the interest. What are we doing wrong ?
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Share Ownership Stamp Duty
Hi there, We are looking into staircasing/ selling back-to-back for our shared ownership property. It was bought in 2015 at 35% (£126000), market value at that time was £360k. For some reason, we thought this is under the limit and would not be required to pay Stamp Duty as First time buyer. Solicitor did not press on it…
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Moving to North Wales
I would like to relocate to North Wales and was wondering if anyone had any advise as to how they went about it etc.
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My late husband's share of Mum's rental property
My husband died 8 years ago. His will left everything to me, but as we had plenty of time to plan after his terminal diagnosis, we were able to ensure that all our savings etc was in joint names anyway, so there was (I thought) nothing to do. However, my elderly mother has a rental property, that she put in all three of…
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Is my solicitor right or should I push for more information?
Hi all, I'm looking for the opinions of those more experienced than myself regarding my current situation. I am purchasing a 1930s property and have sent several enquiries to my solicitor from the poorly-completed Property Information Form. After chasing her and multiple backwards and forwards, she has stated these as her…
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Disaster - Leasehold flat, but my allocated car parking not on deeds
Dear Folks, I am selling my leasehold apartment (mine for 14 years) and have placed a deposit on a house. It is a purpose built apartment block. The purchasers solicitors have found that the allocated car parking space is not on the apartment deeds, and so the lease is technically 'defective'. Neither my original…
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Evicted by family member - where do we stand?
Hi everyone I currently live with my husband and 3 children in my mother-in-law’s house. Due to our relationship breaking down with the mother-in-law and her not wishing to continue the tenancy on her private rented house we have been served with a notice to leave the property on the date her tenancy ends and she has to…
