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Removed for privacy
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Land registry
Hi allMy parents purchased their house in 1968, they have just discovered that they are not on the land registry, as they are not selling the house etc they are thinking of registering it, will they still have to pay a fee?
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Sellers solicitor painfully slow - how to chase?
Hi, FTB here trying to purchase a flat. I've got the point where I've had the valuation done, and then the solicitor has been having a lot of back and forth-ing about a legal issue and the whole process is going painfully slowly. My solicitor hasn't heard from them for a while and spoke to the estate agents to chase them…
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Land Register Title does not change
I completed a house purchase last October and received my solicitor's email that they would handle the stamp duty payment and title register. Today I checked Land Registry and surprisingly found that the title register is still under the previous owner's name. Does it mean my solicitor did not finish the work? What can I…
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"Doubling" Ground Rent
Evening All, I had to vent my frustration. We found the perfect property, reasonably priced and our offer was accepted months ago. Two weeks ago our solicitors advised that the lease had a doubling clause and that the mortgage company was likely to refuse to lend on the property because it was unduly onerous. The clause in…
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Buying a house that needs to evict the tenants
Deleted the details for privacy concerns
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Post in error
Please remove - posed in error
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Help to Buy ISA Closing Statement balance 0!
Hoping this isn't as bad as it looks like it could be... Last week me and my partner went down to the bank (Santander) to close our help to buy ISA's. The lady at the bank who sorted this for us was new and had to ask quite a few questions about the process etc, given that her senior next to her was helping we thought all…
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Negotiating notice period on rental
We are due to complete next Friday all being well with exchange which is expected to happen on Monday or Tuesday depending on when the solicitor gets the funds from the lender. I have informally given my notice to my landlord over the phone as I have a 2 month notice period but the plan is to be out of here on the 1st week…
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Vendor wants another £50k!
Hi all, Just after opinions really. Six months ago we had our offer accepted on a house we completely fell in love with. The house was on for £435k and our offer of £425k was accepted. The house has been on the market for 1 month. We had a full structural survey which highlighted a few problems with the roof but we decided…
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Making money from selling property
So if you bought a house for £116.000 when it comes to selling the house, you need to hope that the value of the house has increased by £100,000 this isnt even including cost of repairs or paperwork, being realistic the value of the property needs to increase by minimum £120,000 For you to actually just make your money…
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Empty Housing = 216,000 homes
The figures, from 276 local councils, show there are more than 216,000 homes across the country which have been empty for six months or more. Political types think increasing council tax to eliminate this issue is a great idea, some want to go further than recent changes in the law. They think its immoral that so many…
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Why wouldn’t a developer use the HTB equity loan scheme?
Hi all, I looked at a property today, and on Rightmove it says the property is for sale with the HTB equity loan scheme. I offered asking price with HTB and the developer care back saying they would accept a lower amount, but without the HTB scheme. They said they are not keen on the HTB equity scheme. I am assuming there…
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Completion when searches not back.
Our house purchase has moved very quickly after everything going at a snails pace until last week. we are due to exchange and complete tomorrow morning as funds were drawn down from the mortgage company today. There is a small hiccup in that one of our LA searches isn’t back. The lender has agreed that they’ll accept…
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14 viewings booked on day one, and only 1 further a week later
My house went onto Rightmove last Friday morning. Within 6 hours, we had 14 viewings lined up. My estate agent likes to do block bookings because he said people seeing others leave as they go in can drive competition, and booked the viewings for this coming Saturday, so over a week after it was listed. I was a bit wary…
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Rising Damp Issues Costly
I am trying to buy an ex rental house which I’d like to live in myself, but the survey and subsequent damp proof professional has highlighted some £3500 To fix the damp proof issues. I suppose you cannot move in until it’s done but more concerning to me is this quite cost so may mean the house has been left to degrade by…
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Curious - what did your seller take or try to sell to you?
Hi All, I've had a communication from my seller asking if I wanted to buy certain items, mainly bedroom furniture, but they also want to sell the wall mounted bathroom mirrors to me which I found surprising. When I sold my property it never would have occurred to me to remove the large mirrored medicine cabinet in the…
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no contact from buyers solicitor - normal?
posted on behalf of a friend who is in a chain. Their estate agent has updated them that their buyers solicitor awaits search results and then will send enquiries. However my friends solicitor has stated he has had no contact from them at all even after sending draft pack etc. Is it normal to have no contact from a…
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Pylons near Homes and Downvaluation
Hi All We are in the process of attempting to purchase a property which is in close proximity to a pylon. The lenders valuation has considered this pylon a risk. The price we have agreed for the house has been devalued by £28k because of this. Do pylons have this level of negative effect and is there an updated report…
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New Property Information Form - Japanese Knotweed Question
There is a new version of the PIF since February which asks "Is the property affected by Japanese knotweed?" The options are 'yes', 'no',' don't know'. The official explanatory notes for the form say "if No is chosen as an answer the seller must be certain that no rhizome (root) is present in the ground of the property ,…
