-
In a right old quandary
Accepted an offer on my house and we’ve been ready to exchange for some time. I have been unable to find a suitable place to buy, so planned to rent for a period so we can complete and I can get some breathing space while I look. Just prior to the lockdown, I suggested a completion date of mid April. We have not exchanged…
-
Continue with Staircasing Shared Ownership?
Hi We're currently quite far in the process of Staircasing to 100% of our shared ownership property (currently own 25%). Our jobs are fairly secure so that's not too much of a worry, but just wondering whether we should go ahead, or hold out for the price of the remaining 75% to drop. I know it's a little bit of guess work…
-
Dropping offer on house?
I'm in the middle of purchasing a property for 195k I'm considering dropping the offer due to the current Corona crisis, how much do you think is acceptable if any, otherwise I may have to pull out. Regards
-
Tenant can't afford rent - proof?
We received a text message last night from our tenants simply saying that due to covid19 they can not afford to pay the full rental amount and can only pay half....as landlords are we able to ask for proof of this? Last year we knew that the tenants were employed as a Care Home Manager and a Care Assistant, we had learnt…
-
PPR relief changes
Hi there, hope all as safe and well as can be. Just a quick question and apologies if has already been answered elsewhere: Are the PPR relief changes from 18 months to 9 months still due to take effect from 6th April given current covid 19 situation with obvious difficulties in selling at this time? Thanks in advance.
-
Morgage Approved.
Hi Just wondering if anyone has any advice on this. Had my morgage approved by an underwriter confirming they approved my application but were having trouble issuing the offer pack due to technical issues.. still awaiting am I likely to receive due to the coronovirus,? Any help or ideas much appreciated
-
No heating or hot water for 4 years!
Hi everyone, I’m desperately seeking some help and advice. We moved into our social housing property 4 years ago and from the start the heating didn’t work properly and therefore the hot water too. We live in Scotland so it can get pretty cold. It is a solid fuel system. We can get the fire to light and burn really well…
-
Gas check
I live in a housing association property and today received a text saying the gas check was booked for 20th April. I am aware these checks still need to be done but the last one was only 2nd of August. Would it be unreasonable of me to ask for a later date?
-
Vendor won’t complete on fixed completion date
Hi, I’m meant to be completing next week, we have a fixed date to protect my mortgage offer which expires in a few weeks. (Contract exchanged) The vendor has said they can’t move next week as their new build house isn’t ready bit has now used COVID-19 as the other reason. They’ve asked to change the completion date but…
-
Ex-housing association property and relationship breakup - HELP!!!
My brother and his partner have broken up after 15 years as he found out his now ex-partner was cheating whilst he was at work. They are not married or have any children however this is where the situation gets complicated. In 2008 my brother lost his job and house due to the economic crash. He was re-housed with his…
-
Help to Buy House Target Direct Debit
Hello, I bought my house last year with Government approved Help to Buy scheme. Not sure whether it was a good idea or not but as I was struggling with my finances so bought my first house to have a place to live. My only concern now is I received a letter from "Target" saying they will setup a DD on my account and will…
-
Support for housing matters during Covid-19
The House of Commons Library have written a briefing which you might find useful. It covers what housing support measures the Government has introduced in response to Covid-19, for example around tenancies and rent payments; home owners and mortgages; and homelessness services and rough sleepers. Housing support…
-
Con29 searches
Can anybody tell me how far do con29 searches with the local authority go back? How many years? Trying to find any info on building regulations for a attic room done in the early 90s.
-
Buying an Ex out - rights
Hi all Could really do with a litte help Situation: Ive split up with my ex after 10+ years (not married/ no kids). We pruchased a house apprx 4 years ago which is jointly owned She moved out of the house over a year ago & has since not contributed to the mortgage or bills I have remained in the property, covering all…
-
Mortgage valuation 28k lower than buying price
We are currently in the process of buying a house. We’re 10 weeks down the line and through various delays from our mortgage broker we've finally had our mortgage agreement through. Their offer is what we need to
proceed, the mortgage valuation of the property however is not. The price we
are paying for the property is…
-
McCarthy and Stone/New Homes Group experiences
Hi All, I recently made and had accepted an offer on a property, it turns out that the sale is being managed by The New Homes Group on behalf of McCarthy and Stone, presumably on behalf of the vendor who is purchasing one of their properties via some scheme or other. This would be fine except now I am getting very little…
-
Help - About to sign a contract
Hi FTB here Me and my husband are about to sign the mortgage deed and the Land Registry Transfer of the Title. We could not get hold of our solicitor so I will ask whoever has the knowledge. Do we need a separate witness for each of our signature or one witness is sufficient enough for all the documents we need to sign? My…
-
Building managment communication obligations
If a leaseholder sends an email to the building management company with the request for this email to also be forwarded on to all other leaseholders, is the management company legally obliged to do so? In this case, if it makes any difference, the management company is a Right To Manage company run by three other…
-
Covid 19 - Should I pursue with my house purchase?
In the process of selling house and buying bigger, more expensive house in the South East. I have a secure job (for now) but borrowing more money (£260,000 with a deposit of around £60,000) and payments will be higher. House I am buying needs work and I have the savings to do it. The house is closer to work, my kid, and to…
-
joint mortgage
..........
